Zofunikira za inshuwaransi polembetsa galimoto ku New Mexico
Kukonza magalimoto

Zofunikira za inshuwaransi polembetsa galimoto ku New Mexico

Magalimoto onse olembetsedwa ku New Mexico ayenera kukhala ndi inshuwaransi motsutsana ndi ngongole kapena "ndalama". Zofunikira zochepa pazachuma kwa oyendetsa ku New Mexico ndi izi:

  • Osachepera $25,000 chifukwa chovulala kapena imfa pa munthu aliyense; izi zikutanthauza kuti muyenera kunyamula osachepera $50,000 ndi inu kwa ochepa zotheka chiwerengero cha anthu anachita ngozi (madalaivala awiri).

  • Ochepera $10,000 pazavuto zowononga katundu

Izi zikutanthauza kuti ndalama zonse zomwe mungafune ndi $ 60,000 kuti muteteze kuvulala kapena kufa kwanu, komanso kuwononga katundu.

  • Lamulo la New Mexico limafunanso kuti inshuwaransi yanu ikhale ndi chitetezo chopanda inshuwaransi kapena chopanda inshuwaransi chomwe chingakutetezeni ngati mutachita ngozi ndi dalaivala yemwe alibe inshuwaransi yovomerezeka mwalamulo. Muli ndi mwayi woletsa izi polemba ngati mukufuna.

New Mexico Motor Vehicle Insurance Plan

New Mexico ili ndi pulogalamu ya boma yotchedwa New Mexico Motor Vehicle Insurance Plan yomwe imathandiza kuonetsetsa kuti madalaivala omwe ali pachiwopsezo chachikulu amapeza inshuwaransi yamagalimoto yomwe amafunikira mwalamulo. Ngati ma inshuwaransi akaniza dalaivala, woyendetsa atha kulembetsa pansi pa pulogalamu iyi ya inshuwaransi yamagalimoto.

umboni wa inshuwaransi

Mukalembetsa galimoto yanu ku New Mexico Department of Motor Vehicles, muyenera kusonyeza umboni wa inshuwaransi. Umboni wovomerezeka wa inshuwaransi umaphatikizapo:

  • Khadi lovomerezeka la inshuwaransi loperekedwa ndi kampani ya inshuwaransi yovomerezeka

  • Kope la inshuwalansi yamakono

  • Kalata yochokera ku kampani ya inshuwaransi pamutu watsamba wa kampani yotsimikizira inshuwalansi yanu

Electronic verification System

New Mexico imagwiritsa ntchito nkhokwe yotsimikizira zamagetsi kuti iwonetsere momwe inshuwaransi imayendera pamagalimoto onse olembetsedwa ndi boma. Kampani yanu ya inshuwaransi ikufunika kuti ifotokoze zakusintha kwa inshuwaransi yanu.

Ngati malo osungirako zinthuwa sakutsimikizira kuti muli ndi inshuwaransi yovomerezeka yovomerezeka, mudzapatsidwa nthawi yeniyeni yosinthira zambiri zanu mudongosolo. Mukalephera kusintha zambiri mudongosolo, kulembetsa kwanu kuyimitsidwa.

Zilango zophwanya malamulo

Ngati kulembetsa galimoto yanu kwayimitsidwa chifukwa cha kuphwanya inshuwalansi, muyenera kupeza inshuwalansi yovomerezeka ndikufunsa inshuwalansi kuti asinthe zambiri zomwe zili muzinthu zamagetsi. Muyeneranso kulipira chindapusa cha $30.

Kuletsa inshuwaransi

Ngati mukufuna kuletsa inshuwaransi yanu pamene galimoto yanu ikusungidwa kapena kukonzedwa, mukhoza kulemba chikalata chosagwiritsidwa ntchito ndi New Mexico State Insurance Identification Database. Izi zikutanthauza kuti simudzalipira chindapusa chilichonse kapena kuletsedwa ngati simuyendetsa galimotoyi m'misewu ya New Mexico. Muyenera kumaliza affidavit chaka chilichonse kuti musunge kulembetsa kwanu kopanda inshuwaransi.

Ngati mwaletsa inshuwaransi yanu chifukwa munagulitsa galimoto, choyamba muyenera kutumiza kalata yotsimikizira inshuwalansi ya galimoto yanu ku Dipatimenti Yoyang'anira Magalimoto Amtundu Wamagalimoto.

Kuti mudziwe zambiri, kapena kulembetsa galimoto kapena kulembetsanso galimoto yanu, funsani a New Mexico Department of Motor Vehicles kudzera pa webusaiti yawo.

Kuwonjezera ndemanga