Zofunikira za inshuwaransi polembetsa galimoto ku Mississippi
Kukonza magalimoto

Zofunikira za inshuwaransi polembetsa galimoto ku Mississippi

Malamulo a Mississippi amati simufunika inshuwaransi yagalimoto kuti mulembetse galimoto, koma muyenera kukhala ndi inshuwaransi yoyendetsa galimoto movomerezeka.

Zofunikira zochepa pazachuma kwa oyendetsa Mississippi ndi izi:

  • Ochepera $25,000 pa munthu aliyense chifukwa chovulala kapena kufa. Izi zikutanthauza kuti muyenera kukhala ndi ndalama zosachepera $50,000 ndi inu kuti mukwaniritse anthu ochepa omwe achita ngozi (madalaivala awiri).

  • Ochepera $25,000 pazavuto zowononga katundu

Izi zikutanthauza kuti ngongole yochepera yochepera yomwe mungafune ndi $75,000 pakuvulaza thupi komanso kuwonongeka kwa katundu.

Mitundu ina ya udindo wachuma

Ngakhale madalaivala ambiri ku Mississippi amalipira mapulani a inshuwaransi kuti athe kubweza ngongole zoyendetsera galimoto, pali njira zina ziwiri zopezera ngongole zomwe ndizovomerezeka m'boma:

  • Mutha kuyika chomangira chandalama zosachepera $75,000 kapena

  • Mutha kupanga ndalama kapena chitetezo ku dipatimenti ya Revenue ya Mississippi kwa $75,000.

High risk driver insurance

Makampani a inshuwaransi aku Mississippi angakane kutsimikizira madalaivala omwe amawoneka kuti ali pachiwopsezo chachikulu. Kuwonetsetsa kuti madalaivala onse ali ndi chiwongolero chofunikira, State of Mississippi imasunga Mississippi Motor Insurance Program, kapena MSAIP. Kuti muyenerere pulogalamu ya MSAIP, muyenera kukhala:

  • Chiphaso chovomerezeka cha Mississippi ndi

  • Galimoto pano idalembetsedwa ku Mississippi.

Wopereka inshuwaransi aliyense wovomerezeka ku Mississippi akhoza kugulitsa inshuwaransi kwa madalaivala omwe ali pachiwopsezo chachikulu kudzera mu pulogalamu ya MSAIP.

umboni wa inshuwaransi

Pamalo a ngozi kapena pamalo okwerera basi, wapolisi angafunse inshuwalansi. Kulephera kupereka chikalatachi kungabweretse zilango. Umboni wovomerezeka wa inshuwaransi umaphatikizapo:

  • ID ya inshuwaransi yochokera ku kampani ya inshuwaransi yovomerezeka

  • Satifiketi ya inshuwaransi yochokera ku kampani yovomerezeka ya inshuwaransi

  • Umboni wa kusungitsa chikole pamlingo wochepera wofunikira

  • Satifiketi yosungitsa ndalama yoperekedwa kwa Msungichuma wa Boma pamtengo wandalama kapena bondi wofanana ndi kuchuluka kwa zomwe zikufunika.

Zilango zophwanya malamulo

Boma la Mississippi lili ndi zilango zowopsa kwa iwo omwe aphwanya malamulo a inshuwaransi. Ngati mumayendetsa popanda inshuwaransi yocheperapo yofunikira, mutha kukumana ndi zindapusa zotsatirazi:

  • $1,000 chabwino

  • Chilolezo chatayika kwa chaka chimodzi

Ngati simupereka chiphaso chanu cha inshuwaransi pa pempho la wapolisi pamalo oima kapena pamalo angozi, mutha kuyimbidwa mlandu ndikulipitsidwa chindapusa.

Kubwezeretsanso chiphaso choyendetsa galimoto

Ngati chiphaso chanu chayimitsidwa chifukwa chakuphwanya inshuwaransi, mutha kuyibwezeretsa munjira izi:

  • Perekani chiphaso chanu cha inshuwaransi pamlandu wamilandu kapena pambuyo pake mutatha kutchulidwa.

  • Tumizani Umboni wa SR-22 wa Udindo Wachuma, womwe umatsimikizira kuti muli ndi inshuwaransi yocheperako.

Kuti mudziwe zambiri, funsani a Mississippi Department of Revenue kudzera pa webusaiti yawo.

Kuwonjezera ndemanga