Iwo anachotsa mawilo m'galimoto: chochita? CASCO, OSAGO

Malinga ndi ziwerengero, kuba magalimoto kumawononga kwambiri oyendetsa galimoto. Komabe, palibe kuwonongeka kochepa komwe kumachitika chifukwa chakuba ndi kuwonongeka kwa zida zowonjezera ndi ziwalo za thupi - galasi, nyali zosweka, zinthu zomwe zabedwa m'chipinda chokwera. Nthawi zambiri, mumatha kuwona chithunzi pamene mawilo amachotsedwa m'galimoto usiku - izi sizovuta kuchita, ndikwanira kukhala ndi kiyi yoyenera ndi jack. Komanso, popanda zovuta kwambiri, amachotsa mawilo opuma omwe amapachikidwa pa khomo lakumbuyo la ma SUV.

Kodi mungatani ngati tsoka loterolo lakugwerani?

Tafotokozera kale momwe zinthu zilili pa Vodi.su - komwe mungapite ngati galasi lakutsogolo lathyoka. Kwenikweni, zonse ndi zofanana apa: kudalira apolisi, kugonjetsa malipiro kuchokera ku kampani ya inshuwalansi, kuyang'ana akuba paokha. Tiyeni tiganizire zonse mwadongosolo.

Kuitana apolisi

Chinthu choyamba ndikuyimbira apolisi ndikuwauza zomwe zachitika. Gulu logwira ntchito lidzafika pamalowa, lomwe lidzalemba zenizeni zakuba - adzajambula zithunzi, kuphunzira zamayendedwe, ndi kujambula zala. Ili ndi gawo la ntchito zawo, ngakhale angakuuzeni nthawi yomweyo kuti mlanduwu ndi wopanda chiyembekezo ndipo palibe amene angayang'ane chilichonse. Zonse zimatengera momwe mungalankhulire nawo - mutha kuyanjanitsa mwakachetechete kapena kuwafunsa kuti akwaniritse ntchito zawo.

Mofanana ndi apolisi, muyenera kuyimbira kampani ya inshuwalansi (ngati muli ndi CASCO).

Ofufuzawo akapenda zachigawengacho, mudzafunsidwa kuti mupite nawo ku dipatimenti kuti mulembe chikalata ndikuchitira umboni. Iwo, nawonso, adzakupatsani coupon-lamulo kuti muyambe mlandu.

Pulogalamuyo iyenera kuwonetsa:

• zochitika za mlanduwo - nthawi yomwe galimotoyo inali;
• wopanga, dzina, mtundu wa mphira ndi ma disks - zonsezi zikuwonetsedwa pamphepete mwa matayala ndikudinda pa ma disks okha;
• siriyo nambala - kawirikawiri anasonyeza mu chitsimikizo khadi, likupezeka pa tayala lililonse.

Ngati mlanduwo ulibe chiyembekezo, ndiye kuti idzatsekedwa pakangotha ​​miyezi iwiri, ngakhale kuti inu nokha mungathe kuthandiza apolisi poyang'ana malonda ogulitsa mphira wogwiritsidwa ntchito kapena kuyenda m'mabokosi omwe amagulitsa mphira. Nthawi zina izi zimathandiza, monga mawilo abedwa amabweretsedwa kwa ogula.

Kampani ya Inshuwaransi

Tinene nthawi yomweyo kuti ndikofunikira kulumikizana ndi CASCO yokha. Kuphatikiza apo, mgwirizanowu uyenera kukhala ndi malangizo omveka bwino amomwe mungachitire pazochitika zotere.

Mutha kukana kulipira pamilandu iyi:

• pansi pa mgwirizano, kuba kwa mawilo sikuwonongeka;
• malamulo oimika magalimoto anaphwanyidwa - galimoto inali pamalo oimikapo magalimoto osatetezedwa (chinthu ichi chiyenera kufotokozedwa mu mgwirizano);
• mawilo alibe fakitale, kapena sanakhale ndi inshuwaransi ngati zida zomwe mwasankha.

Mfundo yomaliza imafuna kumveka bwino: poyika inshuwaransi galimoto yatsopano, mtundu wa mawilo umasonyezedwa muzochitikazo. Ngati mudawasintha ndipo simunadziwitse UK, ndiye kuti simungadalire chipukuta misozi. Chifukwa chake, mutagula matayala atsopano, ayenera kukhala ndi inshuwaransi ngati zida zowonjezera.

Pakhoza kukhala ndime yotereyi: pokhapokha ngati palibe kuwonongeka kwa galimoto panthawi yakuba, UK sililipira kalikonse. Mukhoza kugwiritsa ntchito izi, mwachitsanzo, pothyola nyali yamoto kapena galasi lakumbuyo, ndikulemba ngati akuba. Chifukwa chake, muyenera kukonzanso zowonongeka zonse.

Chabwino, ngati UK akukanabe kulipira pazifukwa zakutali, muli ndi masiku 10 oti mupite kukhoti. Monga momwe zimasonyezera, eni galimoto amatha kupambana nthawi zambiri, kupatulapo pamene galimotoyo inshuwaransi pa mawilo ena.

Ngati muli ndi OSAGO yokha, ndiye kuti palibe chifukwa choyitana wothandizira kuchokera ku UK, chifukwa ichi sichochitika cha inshuwaransi.

Kodi mungadziteteze bwanji ku kubedwa kwa magudumu?

Anthu anzeru amakonda kupewa kuba, m'malo moyang'ana akuba ndikusumira kampani ya inshuwaransi.

Titha kupereka maupangiri omwe amadziwika kale kwa aliyense:

• garaja, malo oimikapo magalimoto, oimikapo magalimoto - akhoza kuba panonso, koma mwayi ndi wochepa kwambiri, kupatulapo, mutha kuyitanitsa chipukuta misozi kuchokera kwa oyang'anira magalimoto;
• masensa amapendekeka - olumikizidwa ndi alamu ndipo ngati ngodya ya roll ikusintha, alamu imayambitsidwa;
• kugwirizana kwa chojambulira kanema ku alamu - chojambuliracho chimayatsa ngati alamu ikulira ndipo imatha kujambula akuba.

Chabwino, imodzi mwa njira zodziwika bwino ndi "chinsinsi". Ndi bolt ya mapangidwe apadera, omwe amatha kumasulidwa pogwiritsa ntchito kiyi yapadera. N’zoona kuti mbava zomwe zakhala zikuchita bwino zaphunzira kupirira.

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