Ubwino wogula inshuwaransi yagalimoto yanu

Ndikoyenera kuyang'ana inshuwaransi yagalimoto… makampani ena amakulipitsani ndalama zambiri ngati galimoto yanu yabedwa kapena kubedwa.

Makampani akuluakulu a inshuwalansi ya galimoto ku Australia amalipira madalaivala omwe aledzera ndalama zochepa poyerekeza ndi makasitomala omwe adabedwa kapena kubedwa ndi oyendetsa galimoto ena.

Kafukufuku wa News Corp Australia wokhudza momwe magalimoto amawerengedwera anapeza kuti Insurance Australia Group, yomwe imayang'anira malonda monga NRMA, RACV, SGIC ndi SGIO, sichikakamiza oyendetsa galimoto omwe angobwera kumene kuchokera kuyimitsidwa. Komabe, kasitomala amene anagwiritsa ntchito chivundikiro chake pazochitika zomwe sangathe kuzikwanitsa angayembekezere zowonjezera 13 peresenti.

"Ngati inshuwaransi yanu ikukulipirani kuposa dalaivala woledzera chifukwa munachita ngozi popanda chifukwa chanu, ndi nthawi yoti mupitirize," adatero Erin Turner, wolankhulira gulu la ogula Choice. "Yang'anani mitengo ndikupeza zabwino kwambiri."

Suncorp ya IAG ya IAG imatenga njira yosiyana kwambiri, ndi mtundu wake wa AAMI ukuwonjezera pafupifupi 50 peresenti ya kuyimitsidwa koma kuonjezera chindapusa ndi zosakwana zitatu peresenti pa kuba.

IAG imalandira pafupifupi $2.6 biliyoni pachaka mumalipiro a inshuwaransi yamagalimoto, ndikupangitsa kukhala mtsogoleri wamakampani. Malinga ndi banki yogulitsa ndalama ya UBS, kampaniyo imakhala yoyamba ndi 1% yamsika, ndikutsatiridwa ndi Suncorp ndi gawo la 33%. Chachitatu, ndi 31%, Allianz, yomwe siyimaphimba ngakhale madalaivala omwe abwera kumene kuchokera kuyimitsidwa kapena kuyimitsidwa.

Mneneri wa IAG, Amanda Wallace, adati makasitomala omwe ziphaso zawo zayimitsidwa kapena kuthetsedwa azilandira chindapusa chowonjezera mpaka $ 1200 ngati angafune.

Pa avareji, madalaivala omwe ali ndi zilolezo zoyimitsidwa amakhala "chiwopsezo chachikulu kuposa omwe alibe."

"Izi zikutanthauza kuti madalaivala ena omwe angaphatikizidwe mu ndondomekoyi, kuphatikizapo eni ake, sangalandire chilango kuchokera kwa anthu ena oyendetsa galimoto kapena mbiri ya galimoto," adatero.

Komabe, IAG imalanga eni eni ake chifukwa cha ngozi yolakwika chifukwa imachulukitsa ndalama zonse chifukwa cha zochita za dalaivala mmodzi yekha.

Mneneri wa Suncorp Angela Wilkinson adati, pafupifupi, madalaivala omwe ali ndi ziphaso zoyimitsidwa amakhala "chiwopsezo chachikulu kuposa omwe alibe."

"Tikadapanda kuwalipiritsa makasitomalawa ndalama zambiri, tikadayenera kupereka ndalamazo kwa makasitomala ena omwe sanayimitsidwe laisensi," adatero.

Mneneri wa Allianz a Nicholas Scofield adati oyendetsa galimoto omwe aimitsidwa chifukwa choyendetsa ataledzera kapena kuthamanga kwambiri "sizili mbali ya chiwopsezo cha Allianz."

Bungwe la Australian Automobile Association silinayankhe zopempha kuti apereke ndemanga.

Kodi mukuganiza zoyang'anitsitsa inshuwaransi yanu ikafika nthawi yoti mukonzenso? Tiuzeni mu ndemanga pansipa.

CarsGuide sigwira ntchito pansi pa laisensi yazachuma ku Australia ndipo imadalira kukhululukidwa komwe kuli pansi pa ndime 911A(2)(eb) ya Corporations Act 2001 (Cth) pazotsatira zilizonsezi. Malangizo aliwonse patsamba lino ndi wamba ndipo samaganizira zolinga zanu, zachuma kapena zosowa zanu. Chonde awerengeni ndi Chidziwitso Chodziwitsidwa Zamalonda musanapange chisankho.