Kodi ndilamulo kugulitsa galimoto pa belo?
Ku Australia, ogulitsa saloledwa ndi lamulo kuti afotokoze kuti galimoto yomwe akufuna kugulitsa ili ndi katundu wandalama.
Ayi, kugulitsa galimoto pa belo sikuloledwa.
Anthu ambiri sangavutike kutenga ngongole yagalimoto kuti atembenuke ndikudutsa m'mavuto oyesa kugulitsa galimoto yogwiritsidwa ntchito kuti apeze ndalama, koma moyo umachitika ndipo zinthu zimasintha. Ndizovomerezeka kwathunthu kugulitsa galimoto pa belo, koma zitha kukhala zachinyengo ndipo pali zinthu zingapo zomwe muyenera kuzidziwa musanachite izi. Nkhaniyi sifotokozanso malangizo okhudza kugulitsa galimoto pangongole, koma ingoyang'ana pazamalamulo.
Ku Australia, ogulitsa saloledwa ndi lamulo kuti afotokoze kuti galimoto yomwe akufuna kugulitsa ili ndi katundu wandalama. Malinga ndi NSW Fair Trading guide kwa ogula magalimoto, ndi udindo wa wogula kuwonetsetsa kuti galimotoyo siikuchulukira (ndalama), kubedwa kapena kuchotsedwa kaundula pakugulitsa kwachinsinsi.
Izi zikugwira ntchito m'dziko lonselo. Wogula ali ndi udindo wochita khama lawo asanagulitse, ndipo chitetezo chanu chokha chalamulo kuti musatengere ngongole ya galimoto ya munthu wina mosadziwa chimabwera mu mawonekedwe a Personal Property Securities Act.
Pansi pa lamuloli, ngati muyang'ana galimoto yomwe mukufuna kugula motsutsana ndi Personal Property Securities Registry ndikupeza kuti palibe zokonda zachitetezo (zochita zomwe zilipo kale) zomwe zimalumikizidwa ndi galimotoyo, mutha kudziteteza pogula satifiketi yomwe imalemba izi ndikugula. galimoto tsiku lomwelo kapena tsiku lotsatira.
Ngati mutatsatira ndondomekoyi, ndiye kuti mwatetezedwa mwalamulo ku ngongole iliyonse yobisika kapena ndalama zomwe mungapeze pambuyo pake, ndipo simuyenera kudandaula kuti tsiku lina mudzadzuka ndikupeza kuti galimoto "yanu" yagwidwa. Mudzakhala ndi dzina lagalimoto popanda zopinga.
Kumbukiraninso kuti kugula galimoto yandalama kungakhudze inshuwaransi yanu. Youi Insurance Company ili ndi nkhani yothandiza yofotokoza zomwe zingachitike mutagula galimoto yokhala ndi ngongole za inshuwaransi. Mwachidule, ngati simutsatira ndondomeko ya PPSR kuti mutetezedwe monga wogula malinga ndi malamulo a ku Australia, mutha kupeza kuti galimoto yanu ili ndi udindo wa ndalama mukangopanga inshuwalansi.
Tangoganizani kuti mukufunsira ndikuwona zomwe mumalipira zikupita ku bungwe lobwereketsa lomwe lili ndi ufulu wolandira malipiro kuposa inu! Tsoka ilo, izi ndizochitika zomwe zingatheke ndipo zimachitika, choncho chitani mosamala musanagule galimoto kwa wogulitsa payekha. Ndipo ngati mukugulitsa, chitani zoyenera ndipo musatengere mwayi wosadziwa za wogula komanso kukondera kwazamalamulo m'malo mwanu. Dziwani kuti galimoto yanu ikulipidwa ndi ndalama ndipo konzekerani zomwe zidzakupindulitseni inu ndi wogula.
Nkhaniyi sinapangidwe ngati malangizo azamalamulo. Musanagulitse kapena kugula galimoto pogwiritsa ntchito zomwe mwapeza pano, muyenera kulumikizana ndi akuluakulu aboma kuti muwonetsetse kuti zomwe zalembedwa pano zikugwirizana ndi vuto lanu.
