Kodi pali kusiyana kotani pakati pa kugula ndi kubwereka galimoto yatsopano?
Mu chuma chamakono, ndikofunikira kupanga zisankho zabwino kwambiri zachuma. Kusankha momwe mungalipire galimoto ndi chimodzi mwa zosankha zovuta kwambiri zomwe mungachite. Magalimoto ndi ovuta. Magalimoto amataya mtengo wake wambiri pazaka zitatu zoyambirira za umwini. Komabe, galimoto yatsopano imatha kulipira yokha m’zaka zisanu kapena zisanu ndi ziŵiri! Mosiyana ndi nyumba, galimoto siikwera mtengo pakapita nthawi. Magalimoto amatsika mtengo nthawi zonse. Posankha momwe mungalipire galimoto, pali njira ziwiri zomwe mungasankhe: kugula kapena kubwereka.
Kugula ndi kubwereka galimoto ndi zinthu zosiyana kwambiri. Kugula kapena kupereka ndalama ndi pamene mumalipira mtengo wonse wa galimoto pa nthawi yoikika. Malipiro anu amatha kuyambira zaka zitatu mpaka zisanu ndi ziwiri. Kubwereketsa ndi pamene mumalipira kachigawo kakang'ono chabe ka mtengo wa galimoto. Mukamabwereka, mumangolipira mtengo wagalimoto kwa zaka zomwe mumayendetsa. Onse njira kugula galimoto zambiri ubwino ndi kuipa.
Mukabwereka galimoto
Simufunikanso kubweza ndalama zambiri. Monga tanenera kale, pamene mubwereka galimoto, mumangolipira kachigawo kakang'ono ka mtengo wa galimoto, zomwe zimafuna malipiro ochepa. Ngati mulibe ndalama zambiri zogulira galimoto yanu kapena mukufuna ndalama zochepa pamwezi, kubwereketsa ndi njira yabwino kwa inu. Masiku ano, malo ambiri obwereketsa safuna kulipira kale, koma amafuna ndalama.
Muyenera kubwereka kwa ma mailosi angapo. Ngati mutadutsa chiwerengero cha mailosi omwe munagula pamene munabwereka galimoto koyamba, mudzayenera kulipira ndalama zowonjezera mukaibweza. Ngati mumayendetsa mailosi ambiri pachaka, kubwereketsa sikungakhale njira yabwino kwambiri. zanu.
Mutha kuyendetsa galimoto yabwinoko ndi ndalama zochepa, koma mulibe. Wogulitsa amene mwabwereketsa galimotoyo apitiliza kukhala ndi galimotoyo ngakhale nthawi yobwereketsa ikatha. Pamapeto pa nthawi yobwereka, mukhoza kugula galimoto, koma izi zidzafuna malipiro ena.
Mukamabwereka galimoto, mumakhala ndi inshuwaransi yapamwamba chifukwa muyenera kuteteza katundu wa dalaivala komanso katundu wa eni ake.
Mukagula galimoto
Muyenera kulipira kwakukulu. Kulipira mtengo wonse wagalimoto kumafuna ndalama zambiri kuti muchepetse malipiro a mwezi uliwonse. Ngati simungathe kulipira ndalama zambiri, malipiro anu pamwezi adzakhala okwera kapena simungathe kugula galimoto. Ngati simungakwanitse kulipira ndalama zambiri kapena kulipira pamwezi, kugula sikungakhale kwanu. Malipiro ocheperako pogula galimoto ndi 20%.
Ndinu galimoto. Dzina lanu lidzakhala pamutu ndipo mudzatha kugulitsanso galimotoyo mtsogolomu. Kaŵirikaŵiri, eni magalimoto amagwiritsira ntchito magalimoto awo akale monga chipukuta misozi kuti alipire pa galimoto yatsopano imene agula. Izi zingathandize ndi mtengo wa galimoto pambuyo pake. Ngati ndinu munthu wonyada ndi zomwe ali nazo, kugula galimoto kungakhale kwa inu.
Ndalama zanu za inshuwaransi zikhala zochepa poyerekeza ndi nthawi yobwereka. Mudzatha kukhala ndi ndondomeko yomwe imateteza katundu wanu, zomwe nthawi zambiri zimakhala zochepa kwambiri kuposa katundu wamalonda omwe mumabwereka.
Mosasamala kanthu za njira yomwe mungasankhe, mudzakhala mukulipira galimotoyo kwa zaka zingapo. Njira iliyonse imatsimikizira ndalama zomwe mumalipira poyamba, ndalama zomwe mumalipira mwezi uliwonse, ndi zomwe mumachita ndi galimoto pamene malipiro anu atha. Anthu ena amakonda kubwereka galimoto. Ena amaona kuti kugula n’kwabwino kwambiri kwa iwo.
Kusankha pakati pa kugula ndi kubwereketsa kumatengera momwe zinthu ziliri. Aliyense ndi wosiyana ndipo anthu osiyana amafuna njira zosiyanasiyana zolipirira. Pambuyo pophunzira mosamala mkhalidwe wanu, mukhoza kupanga chisankho chabwino chogula galimoto yatsopano.
