Zofunikira za inshuwaransi polembetsa galimoto ku Utah

Madalaivala onse omwe amakhala ku Utah kapena kukhala ku Utah kwa masiku osachepera 90 ayenera kutsimikizira kuti ali ndi ngongole kapena "ndalama" kudzera ku kampani ya inshuwaransi ya Utah kuti alipire ndalama zokhudzana ndi galimoto. ngozi.

Zofunikira zochepa zachuma kwa oyendetsa Utah ndi izi:

• Ochepera $3,000 pa munthu aliyense pa mfundo yanu yoteteza kuvulala. Inshuwaransi iyi imatchedwanso "inshuwaransi yagalimoto yopanda vuto" ndikulipira ngongole zanu zachipatala pakachitika ngozi, mosasamala kanthu kuti ndi ndani yemwe ali ndi vuto.

• Ochepera $25,000 pa munthu aliyense chifukwa chovulala kapena kufa. Ngakhale kuti izi nthawi zambiri zimatanthauza kuti muyenera kunyamula ndalama zosachepera $50,000 ndi inu kuti mupeze chiwerengero chochepa kwambiri cha anthu omwe achita ngozi (madalaivala awiri), Utah imafuna ndalama zochepa kuti munthu avulaze kapena imfa ikhale $65,000 .

• Ochepera $15,000 pazavuto zowononga katundu

Izi zikutanthauza kuti ngongole yochepera yomwe mudzafune ndi $80,000 pakuvulala kapena kufa komanso kuwononga katundu, kuphatikiza $3,000 pa munthu aliyense pa ndondomeko yanu ya inshuwaransi yopanda vuto.

Kuwunika kwamagetsi

Utah ili ndi makina otsimikizira zamagetsi omwe amatsata inshuwaransi yamagalimoto onse olembetsedwa m'boma. Ngati kampani yanu ya inshuwaransi ikuletsani inshuwaransi yanu, makina apakompyuta adzatumiza kalata ku adilesi yanu. Muyenera kupereka kope la inshuwaransi yanu kuti mutsimikizire kuti muli ndi inshuwaransi yofunikira pankhaniyi.

umboni wa inshuwaransi

Ngati dalaivala ku Utah ayimitsidwa chifukwa chophwanya magalimoto, ayenera kupereka umboni wa inshuwaransi kwa apolisi. Mitundu yovomerezeka ya inshuwaransi ndi:

• Satifiketi ya inshuwaransi yochokera ku kampani yovomerezeka ya inshuwaransi

• Inshuwaransi yomanga

• Tsamba lachidziwitso cha inshuwaransi

Zilango zophwanya malamulo

Kuyendetsa popanda inshuwaransi yovomerezeka ndi kalasi B misdemeanor ku Utah. Mlanduwu uli ndi zilango zingapo, zomwe zingaphatikizepo:

• Zabwino zosachepera $400 pakuphwanya koyamba

• Zindapusa zosachepera $1,000 pazolakwa zamtsogolo

• Kuyimitsidwa kwa chilolezo choyendetsa galimoto

• Kuyimitsidwa kwa kulembetsa galimoto

Ngati layisensi yanu yoyendetsa idayimitsidwa chifukwa chakuphwanya malamulo a inshuwaransi, muyenera kutsatira izi kuti muyibwezeretse:

• Gulani inshuwaransi yamagalimoto ndikupereka umboni ku dipatimenti ya Magalimoto a Utah.

• Lipirani chindapusa cha $30.

Ngati kulembetsa galimoto yanu kwayimitsidwa chifukwa chakuphwanya inshuwaransi, muyenera kutsatira izi kuti mubwezeretse:

• Perekani umboni wosonyeza kuti ndinu mwini galimotoyo

• Perekani chithunzi ID

• Perekani umboni wa inshuwaransi munjira ya inshuwaransi yovomerezeka, khadi la inshuwaransi, foda ya inshuwaransi kapena tsamba lachidziwitso cha inshuwaransi.

• Lipirani chindapusa cha $100.

Kuti mumve zambiri kapena kuyambiranso kulembetsa kwanu pa intaneti, funsani a Motor Vehicle Division ya Utah Tax Commission kudzera patsamba lawo.