Zofunikira za inshuwaransi polembetsa galimoto ku North Dakota
M'chigawo cha North Dakota, madalaivala onse amayenera kukhala ndi inshuwaransi yamilandu yagalimoto kapena "ndalama zachuma" kuti athe kuyendetsa galimoto movomerezeka ndikusunga zolembetsa zagalimotoyo.
Zofunikira zochepa pazachuma kwa oyendetsa ku North Dakota ndi motere:
Ochepera $25,000 pa munthu aliyense chifukwa chovulala kapena kufa. Izi zikutanthauza kuti muyenera kukhala ndi ndalama zosachepera $50,000 ndi inu kuti mukwaniritse anthu ochepa omwe achita ngozi (madalaivala awiri).
Ochepera $25,000 pazavuto zowononga katundu
Ochepera $25,000 pa munthu aliyense kwa woyendetsa wopanda inshuwaransi kapena wopanda inshuwaransi. Izi zikutanthauza kuti muyenera kukhala ndi ndalama zosachepera $50,000 ndi inu kuti mukwaniritse anthu ochepa omwe achita ngozi (madalaivala awiri).
Ndalama zosachepera $ 30,000 pachitetezo chovulala chomwe chimalipira ngongole zanu zachipatala pambuyo pa ngozi yagalimoto, ziribe kanthu yemwe ali ndi vuto.
Izi zikutanthauza kuti chiwongola dzanja chonse chomwe mungafune ndi $155,000 pakuvulala kwathupi, kuwonongeka kwa katundu, oyendetsa galimoto opanda inshuwaransi kapena opanda inshuwaransi komanso chitetezo chovulala.
North Dakota Auto Insurance Plan
Makampani a inshuwaransi aku North Dakota akuyenera kutenga nawo gawo mu North Dakota Auto Insurance Plan, yomwe imathandiza madalaivala omwe ali pachiwopsezo chachikulu kuti apeze chiwongola dzanja chofunikira. Ngati munakanizidwapo kale ngati dalaivala yemwe ali pachiwopsezo chachikulu, mutha kugwiritsa ntchito dongosololi kuti muyendetse movomerezeka ku North Dakota. Mutha kulumikizananso ndi omwe adakukanani dongosololi.
umboni wa inshuwaransi
Madalaivala onse ku North Dakota akuyenera kukhala ndi inshuwaransi nthawi iliyonse akayendetsa galimoto. Muyeneranso kuwonetsa umboni wa inshuwaransi kwa wapolisi aliyense pamalo oyimitsira kapena pomwe pachitika ngozi. Pomaliza, mudzafunika satifiketi ya inshuwaransi kuti mulembetse galimoto yanu.
Umboni wovomerezeka wa inshuwaransi umaphatikizapo:
Satifiketi ya inshuwaransi yochokera ku kampani yovomerezeka ya inshuwaransi
Kalata yotsimikizira kufalikira kwanu pansi pa North Dakota Auto Insurance Plan.
Satifiketi Yodzipangira Inshuwaransi, yomwe imapezeka kwa omwe ali ndi magalimoto opitilira 25 omwe ali ndi inshuwaransi.
Zilango zophwanya malamulo
Ngati mwapezeka kuti ndinu olakwa chifukwa chophwanya malamulo a inshuwaransi ku North Dakota, mutha kukumana ndi zilango zotsatirazi:
Class B misdemeanor mlandu
Chindapusa chochepera $150
Mpaka ma point 14 mu mbiri yanu yoyendetsa ngati mulibe inshuwaransi komanso mwachita ngozi.
Kuyimitsidwa kwa chilolezo chanu choyendetsa
Kulemba SR-22 ndikofunikira, chomwe ndi chikalata chaudindo wazachuma chomwe chimatsimikizira boma kuti mudzakhala ndi inshuwaransi yamagalimoto chaka chamawa.
Ngati mukulephera kupereka umboni wa inshuwaransi mukafunsidwa ndi wapolisi, mutha kukumananso ndi zilango zotsatirazi:
Chindapusa chochepera $150
Kulandidwa kwa galimoto musanaperekedwe kwa inshuwalansi
Kuti mumve zambiri, funsani ku North Dakota Department of Transportation kudzera patsamba lawo.
