Zofunikira za inshuwaransi polembetsa galimoto ku Pennsylvania

Madalaivala onse ku Pennsylvania akuyenera kukhala ndi inshuwaransi yamilandu kapena "ndalama zandalama" zamagalimoto awo kuti aziyendetsa galimoto movomerezeka ndikusunga zolembetsa zamagalimoto ovomerezeka.

Vuto laulere

Pennsylvania ndi dziko lopanda vuto, zomwe zikutanthauza kuti inshuwaransi yanu idzalipira ngongole zanu zachipatala ndi zowonongeka mosasamala kanthu kuti ndani walakwa pa ngoziyo. Zofunikira zochepa pazachuma kwa oyendetsa ku Pennsylvania ndi motere:

• $5,000 yocheperako kuti mupeze zopindulitsa zachipatala

• Ochepera $5,000 pazavuto zowononga katundu

• Zochepera $15,000 pa munthu aliyense chifukwa chovulala. Izi zikutanthauza kuti muyenera kukhala ndi ndalama zosachepera $30,000 ndi inu kuti mukwaniritse anthu ochepa omwe achita ngozi (madalaivala awiri).

Izi zikutanthauza kuti ngongole yochepera yochepera yomwe mudzafune ndi $40,000 pakuvulala kapena kufa, kuwononga katundu, komanso chithandizo chamankhwala.

Palibe vuto la boma limatanthauza kuti madalaivala aku Pennsylvania ali ndi njira ziwiri zochitira inshuwaransi zawo. Akhoza kusankha mtengo wotsika mtengo, zomwe zikutanthauza kuti ufulu wawo wotsutsa dalaivala wina chifukwa choyambitsa ululu ndi kuvutika ndi malire; kapena angasankhe zowononga zodula zopanda malire, zomwe zimalola madalaivala kuti azisumira madalaivala ena chifukwa cha ndalama zachipatala komanso zowawa ndi kuzunzika.

umboni wa inshuwaransi

Kuti mulembetse galimoto yanu ku Pennsylvania, muyenera kuwonetsa umboni wa inshuwaransi. Muyeneranso kukhala ndi chikalata cha inshuwaransi m'galimoto yanu chifukwa muyenera kuchipereka panthawi yoyimitsa magalimoto kapena pamalo angozi.

Umboni wovomerezeka wa inshuwaransi uli ndi zolemba izi:

• Satifiketi yovomerezeka ya inshuwaransi yochokera kukampani yovomerezeka ya inshuwaransi.

• binder yamakono

• Copy of insurance policy declaration page

• Kalata yosainidwa kuchokera ku kampani yanu ya inshuwaransi kapena wothandizira pamutu wa kalata wa kampani.

• Kope la ntchito yanu ya Pennsylvania Assigned Risk Plan.

Pennsylvania Adapatsidwa Risk Plan

Ngati mukuwoneka kuti ndinu woyendetsa pachiwopsezo chachikulu, makampani a inshuwaransi ku Pennsylvania akhoza kukukanani mwalamulo. Kuwonetsetsa kuti madalaivala onse atha kupeza inshuwaransi yovomerezeka, Pennsylvania ili ndi Pennsylvania Defined Risk Plan. Izi zimafuna kuti makampani onse a inshuwaransi ku Pennsylvania avomereze olembetsa omwe ali pansi pa dongosololi, mosasamala kanthu kuti ali pachiwopsezo chachikulu.

Zilango zophwanya malamulo

Ngati mulibe ndalama ku Pennsylvania malinga ndi lamulo, mutha kukumana ndi zilango zingapo. Izi zikuphatikizapo:

• Chindapusa chochepera $300

• Kuyimitsidwa kwa chilolezo choyendetsa galimoto ndi kulembetsa kwa miyezi itatu

• Ndalama zonse za $ 176 muzolipira zobwezeretsa.

• Kulandidwa kwa galimoto yanu

Kuletsa inshuwaransi

Ngati mukufuna kuletsa inshuwalansi yanu chifukwa galimotoyo ikusungidwa, ikukonzedwa, kapena chifukwa cha mavuto a zachuma, muyenera kutumiza mbale ya laisensi, zomata, ndi khadi ku Dipatimenti ya Zoyendetsa ku Pennsylvania mwamsanga.

Kuti mudziwe zambiri kapena kukonzanso kalembera wa galimoto yanu pa intaneti, funsani a Dipatimenti Yoyang'anira Zoyendetsa ku Pennsylvania kudzera pa webusaiti yawo.