Zofunikira za inshuwaransi polembetsa galimoto ku Oklahoma
Madalaivala onse m'boma la Oklahoma akuyenera kukhala ndi inshuwaransi ya auto liability kapena "financial liability" pamagalimoto awo kuti aziyendetsa movomerezeka komanso kusunga kaundula wa magalimoto.
Zofunikira zochepa pazachuma kwa oyendetsa ku Oklahoma ndi motere:
Ochepera $25,000 pa munthu aliyense chifukwa chovulala kapena kufa. Izi zikutanthauza kuti muyenera kukhala ndi ndalama zosachepera $50,000 ndi inu kuti mukwaniritse anthu ochepa omwe achita ngozi (madalaivala awiri).
Ochepera $25,000 pazavuto zowononga katundu
Izi zikutanthauza kuti ndalama zonse zomwe mungafune ndi $75,000 kuti muteteze kuvulala kapena kufa, komanso kuwononga katundu.
Kuphatikiza apo, makampani onse a inshuwaransi akuyenera kupereka chithandizo kwa oyendetsa galimoto opanda inshuwaransi m'malamulo awo a inshuwaransi. Komabe, okhala ku Oklahoma atha kusiya kufalitsa izi.
Oklahoma Auto Insurance Plan
Makampani onse a inshuwaransi ovomerezeka ku Oklahoma ali ndi ufulu wokana chithandizo kwa madalaivala omwe amawoneka ngati "owopsa". Izi zikutanthauza kuti dalaivala wakhala akukumana ndi ngozi zingapo zapamsewu kwa nthawi yayitali, kapena kuti adapezeka ndi mlandu wophwanya malamulo ambiri m'mbuyomu.
Kuwonetsetsa kuti madalaivala onse ali ndi inshuwaransi yoyenera, Oklahoma ali ndi Oklahoma Motor Insurance Plan yomwe imalola dalaivala aliyense kulembetsa inshuwaransi kudzera m'makampani a inshuwaransi omwe akutenga nawo gawo.
umboni wa inshuwaransi
Kuti mulembetse galimoto yanu ku Oklahoma Department of Motor Vehicles, muyenera kuwonetsa umboni wa inshuwaransi. Muyeneranso kukhala ndi chikalata cha inshuwaransi m'galimoto yanu chifukwa mukuyenera kuwonetsa panthawi yoyimitsa magalimoto kapena pamalo omwe mwachitika ngozi.
Mafomu ovomerezeka a umboni wa inshuwaransi ayenera kukhala ndi izi:
Dzina ndi adilesi ya kampani ya inshuwaransi
Nambala ya National Association of insurance commissioners ya kampani ya inshuwaransi
Dzina lanu
Chaka, pangani, chitsanzo ndi nambala ya chizindikiritso cha galimoto yanu
Kuvomerezeka ndi masiku otha ntchito ya inshuwalansi
Chenjezo loti nonse mupereke kope lolowera ndi kusunga kopi mgalimoto yanu nthawi zonse.
Mawu awa akuyenera kukhala ndendende momwe adalembedwera: "Yang'anani mosamalitsa zomwe zasiya ndondomekoyi. Fomu iyi si mbali ya inshuwalansi yanu."
Kuphatikiza apo, Oklahoma ili ndi njira yotsimikizira inshuwaransi yomwe imatsata inshuwaransi yamagalimoto onse olembetsedwa. Onse opereka inshuwaransi akuyenera kufotokozera zakusintha kwa inshuwaransi yanu kudzera pakompyuta iyi yowunikira kuti inshuwaransi yanu iwonetsedwe nthawi iliyonse.
Zilango zophwanya malamulo
Ngati mulibe ndalama ku Oklahoma, mukulephera kupereka umboni wa inshuwaransi ikafunika, kapena inshuwaransi yanu siyingatsimikizidwe pakompyuta, mutha kukumana ndi zilango zingapo. Izi zikuphatikizapo:
Kuyimitsidwa kwa chilolezo chanu choyendetsa
Kuyimitsidwa kwa kulembetsa galimoto yanu
Kufikira $250.
Chigamulo cha masiku 30 m'ndende
Kuti mudziwe zambiri, kapena kukonzanso kalembera wa galimoto yanu pa intaneti, funsani a Oklahoma Tax Commission's Division of Motor Vehicles kudzera pa webusaiti yawo.
