Zofunikira za inshuwaransi polembetsa galimoto ku Maryland
Kukonza magalimoto

Zofunikira za inshuwaransi polembetsa galimoto ku Maryland

Bungwe la Maryland Motor Vehicle Administration limafuna kuti madalaivala onse azikhala ndi inshuwaransi yagalimoto kapena inshuwaransi ya "financial liability" kuti athe kuyendetsa galimoto movomerezeka ndikusunga zolembetsa zagalimotoyo.

Zofunikira zochepa pazachuma kwa oyendetsa ku Maryland ndi motere:

  • Ochepera $30,000 pa munthu aliyense chifukwa chovulala kapena kufa. Izi zikutanthauza kuti muyenera kukhala ndi ndalama zosachepera $60,000 ndi inu kuti mukwaniritse anthu ochepa omwe achita ngozi (madalaivala awiri).

  • Ochepera $15,000 pazavuto zowononga katundu

  • $ 30,000 osachepera pa munthu aliyense pa ngongole yopanda inshuwaransi kapena yopanda inshuwaransi yoyendetsa galimoto. Izi zikutanthauza kuti muyenera kukhala ndi ndalama zosachepera $60,000 ndi inu kuti mukwaniritse anthu ochepa omwe achita ngozi (madalaivala awiri).

  • $ 15,000 yocheperako pamilandu yopanda inshuwaransi yowononga katundu.

  • Ndalama zosachepera $2,500 zodzitetezera pakuvulala. Izi ndizofunikira chifukwa Maryland ndi dziko lopanda vuto, kutanthauza kuti inshuwaransi ya chipani china sichingateteze kuvulala kwanu, ziribe kanthu yemwe ali ndi vuto.

Izi zikutanthauza kuti ngongole yonse yomwe mudzafune ndi $79,000 pakuvulala kwathupi, kuwonongeka kwa katundu, oyendetsa galimoto opanda inshuwaransi kapena opanda inshuwaransi, komanso inshuwaransi yodziteteza.

Kuchepetsa chitetezo chathupi

Lamulo la Maryland limalola madalaivala kuti asiye kufunikira kwa chitetezo chamunthu kuvulala kuti apeze mapulani a inshuwaransi otsika mtengo. Izi zimakuyikani pachiwopsezo cha ngongole zachipatala zomwe simukulipire ngati mutachita ngozi yagalimoto.

Maryland safuna inshuwaransi ina, monga inshuwaransi yokwanira kapena inshuwaransi yangozi.

umboni wa inshuwaransi

Boma la Maryland silivomereza makhadi a inshuwaransi ngati umboni wamalamulo waudindo wazachuma. M'malo mwake, muyenera kupereka satifiketi ya inshuwaransi yaku Maryland, yomwe imadziwikanso kuti FR-19, kuti mulembetse galimoto yanu.

Mafomu FR-19 akupezeka kukampani yanu ya inshuwaransi. Mafomu awa ndi awa:

  • mfulu

  • Ikugwira ntchito kwa masiku 30 okha

  • Itha kutumizidwa fax kapena imelo ku MVA

  • Sitingatumizidwe ngati kope

Umboni wa inshuwaransi udzatsimikiziridwa pakompyuta poyimitsa kapena pamalo a ngozi. Kampani yanu ya inshuwaransi ikuyenera kufotokozera kusintha kulikonse kwa inshuwaransi yanu ku Maryland's electronic monitoring system.

Zilango zophwanya malamulo

Ngati mulibe inshuwaransi yoyenera ku Maryland, mitundu ingapo ya chindapusa ingagwire ntchito:

  • Chindapusa chosachepera $150 pamasiku 30 oyamba oyendetsa popanda inshuwaransi ndi $7 yowonjezera tsiku lililonse pakadutsa masiku 30.

  • Ma licence plates ndi kuyimitsidwa kulembetsa galimoto

  • Kuyimitsidwa kwa kulembetsa kapena kukonzanso mwayi

  • $30 chindapusa cholembetsanso mukatsimikizira kuti muli ndi inshuwaransi yoyenera.

Kuletsa inshuwaransi

Ngati mukufuna kuletsa inshuwaransi yanu, muyenera kubweza kaye ziphaso zanu kuofesi ya MVA ku Maryland.

Kuti mumve zambiri, funsani a Maryland Motor Vehicle Administration ya department of Transportation kudzera patsamba lawo.

Kuwonjezera ndemanga