Zofunikira za inshuwaransi polembetsa galimoto ku Delaware
Boma la Delaware limafuna kuti madalaivala onse azikhala ndi inshuwaransi yamagalimoto kapena "udindo wazachuma" kuti agwiritse ntchito galimoto movomerezeka ndikusunga zolembetsa zagalimotoyo. Lamuloli limagwira ntchito pagalimoto iliyonse yonyamula anthu yomwe imayendetsedwa m'misewu yapagulu ku Delaware.
Zofunikira zochepa pazachuma kwa anthu omwe ali pansi pa malamulo a Delaware ndi awa:
Ochepera $15,00 pa munthu aliyense chifukwa chovulala kapena kufa. Izi zikutanthauza kuti muyenera kukhala ndi ndalama zosachepera $30,000 ndi inu kuti mukwaniritse anthu ochepa omwe achita ngozi (madalaivala awiri).
Ochepera $10,000 pakuwononga katundu
Izi zikutanthauza kuti ngongole yochepera yochepera yomwe mungafune ndi $40,000 pakuvulaza thupi komanso kuwonongeka kwa katundu.
Mitundu ya inshuwaransi
Ngakhale inshuwaransi ndi inshuwaransi yovulala yomwe yatchulidwa pamwambapa ndi mitundu yokhayo ya inshuwaransi yamagalimoto yomwe ikufunika ku Delaware, boma limazindikiranso izi:
Inshuwaransi yakugundana, yomwe imateteza kuwonongeka kwa galimoto yanu chifukwa cha ngozi yapamsewu.
Kuphimba kwathunthu komwe kumakhudza kuwonongeka kwa galimoto yanu chifukwa cha zinthu zomwe sizikugwirizana ndi magalimoto, monga nyengo yoipa kapena kuwonongeka.
Inshuwaransi ya oyendetsa galimoto yopanda inshuwaransi, yomwe imathandiza kulipira ndalama pakagwa ngozi pamene woyendetsa galimotoyo analibe inshuwaransi kapena alibe inshuwaransi.
Chitetezo chovulaza chomwe chimathandiza kulipira ngongole zachipatala, malipiro otayika, kapena ndalama zamaliro chifukwa cha ngozi ya galimoto.
Inshuwaransi yonyamula ndi ntchito yomwe imakuthandizani kulipira mtengo wokokera galimoto yanu kupita kumalo ochitirako ntchito pakachitika ngozi.
Kubweza ndalama zobwereketsa zomwe zimathandiza kulipira mtengo wobwereka galimoto pambuyo pa ngozi.
umboni wa inshuwaransi
Dalaivala aliyense woyendetsa galimoto yolembedwa ndi Delaware ayenera kukhala ndi inshuwalansi. Umboni wa inshuwaransi umafunikanso kulembetsa galimoto ndi DMV.
Umboni wovomerezeka wa inshuwaransi umaphatikizapo:
Khadi la inshuwaransi yochokera ku kampani ya inshuwaransi yovomerezeka
Khadi la inshuwaransi pakompyuta, monga chithunzi cha pa foni yam'manja.
Umboni wa SR-22 wa Udindo Wazachuma womwe umatsimikizira kuti muli ndi inshuwaransi ndipo nthawi zambiri umafunidwa kuchokera kwa madalaivala omwe ziphaso zawo zidayimitsidwa kale chifukwa choyendetsa mosasamala kapena moledzeretsa.
Zilango zophwanya malamulo
Ngati mukulephera kupereka umboni wa inshuwaransi mukafunsidwa ndi wapolisi panthawi yoyimitsa magalimoto kapena pamalo angozi, kapena mukulephera kutsimikizira kuti muli ndi inshuwaransi pomwe boma likufunsidwa, mutha kukumana ndi zilango zowopsa ku Delaware. :
Chindapusa chochepera $1,500 pamlandu woyamba
Kuphwanya kwina kungapangitse chindapusa chochepera $3,000 komanso kuyimitsidwa kwa laisensi mpaka miyezi isanu ndi umodzi.
Muyenera kupereka umboni wovomerezeka wa inshuwaransi kuti muyimitse kuyimitsidwa ndikupezanso mapepala anu alayisensi.
Kuti mumve zambiri, funsani a Delaware Department of Motor Vehicles kudzera patsamba lawo.
