Wopereka inshuwalansi satsatira lamulo. Zoyenera kuchita?
Ngati inshuwaransi inachepetsa malipiro athu a OSAGO kapena inshuwalansi ya galimoto kapena anakana kulipira, tikhoza kudandaula, ndipo ngati izi sizikuthandizani, dandaula kwa Financial Ombudsman.
Inshuwaransi yamagalimoto nthawi zambiri imayambitsa mikangano pakati pa makasitomala ndi makampani a inshuwaransi. Anthu ambiri, osakhutira ndi chipukuta misozi ndi chithandizo ndi ma inshuwaransi, adatembenukira kwa ombudsman wa inshuwaransi. Posachedwapa, malamulo atsopano operekera madandaulo adayamba kugwira ntchito. Pa October 11, 2015, Lamulo la “Poganizira Madandaulo a Mabungwe a Zachuma Pamsika ndi pa Financial Ombudsman” linayamba kugwira ntchito, ndipo pankhani yothetsa mikangano kunja kwa khothi, Lamuloli lidzayamba kugwira ntchito pa January 1, 2016. .
Choyamba muyenera kulemba madandaulo
Tsopano aliyense wa inshuwaransi amakakamizika kudziwitsa wogulayo pomaliza mgwirizano wa momwe angagwiritsire ntchito madandaulo. Wovulalayo yemwe akufuna kuti awonongedwe pansi pa inshuwaransi ya chipani chachitatu ayeneranso kulandira chidziwitso cha momwe angasulire madandaulo.
Inshuwalansi imakhalanso ndi nthawi yomaliza yoganizira madandaulo ndikuwayankha - awa ndi masiku 30, ndipo nthawi zovuta - masiku 60. Pankhani yosagwirizana ndi nthawiyi, zimaganiziridwa kuti kudandaula kumaganiziridwa mogwirizana ndi chifuniro cha kasitomala. Chifukwa chake, pochita, ngati tipeza kuti, mwachitsanzo, kampani yachepetsa mopanda tanthauzo kuperekedwa kwa inshuwaransi ya chipani chachitatu pogwiritsa ntchito chiwongola dzanja chochepa, ndipo timadandaulira za akauntiyi, ndipo kampani ya inshuwaransi sizindikira izi munthawi yake. adzatilipira ndalama zomwe tapempha;
Iwo amati: Jan Urban akusakaniza ndi Lech
Titha kudandaula polemba, pakompyuta, pafoni kapena pamaso pathu. Titha kuchita izi pamalo aliwonse akampani ya inshuwaransi kapena wothandizira.
Wothandizira inshuwalansi ayenera kuyankha polemba. Fomu iliyonse yamagetsi yotheka imaloledwa pokhapokha popempha kasitomala.
Madandaulo kwa Financial Ombudsman
Pokhapokha titamaliza njira yodandaulira ndi inshuwaransi ndipamene tingakapereke madandaulo kwa Financial Ombudsman. Mutha kulembetsanso kwa Financial Ombudsman munthawi yomwe kampani ya inshuwaransi sinayankhe kudandaulo mkati mwa nthawi yoikidwiratu kapena sanachitepo kanthu chifukwa choganizira madandaulowo molingana ndi chifuniro cha kasitomala.
Ombudsman ali ndi udindo woteteza zofuna za makasitomala a inshuwaransi ndi omwe akuzunzidwa, ndipo imodzi mwa ntchito zake ndikuthana ndi madandaulo. Panthawi imodzimodziyo, ili ndi mphamvu zenizeni zokhudzana ndi kusamalira madandaulo ndi makampani a inshuwalansi. Mwakutero, imatha kulipira chindapusa mpaka 100 XNUMX. zł ngati satsatira malamulo okhudza madandaulo.
Kuyambira Januwale, luso lina lofunikira lamakasitomala a inshuwaransi lidzayamba kugwira ntchito - makampani a inshuwaransi akuyenera kutenga nawo gawo pakuthetsa mikangano kunja kwa khothi popanda kulephera.
Malamulo atsopanowa apangitsa kuti makasitomala amakampaniwo aziyenda bwino. Ayenera kumva, makamaka, ndi ozunzidwa omwe amachotsa zowonongeka pansi pa OSAGO, popeza ndipamene pali mavuto ambiri ndipo ndizochitika zomwe nthawi zambiri zimakhala zodandaula ku madipatimenti ndi makhoti.
