Mkangano wandalama wa Facebook
Kuti agwiritse ntchito mkati, antchito a Facebook akuti poyamba adatcha mtundu wa cryptocurrency GlobalCoin. Komabe, m'miyezi yaposachedwa, dzina lina lakhala lodziwika bwino pawailesi yakanema - Libra. Mphekesera zimati ndalama za digito izi ziyamba kugwiritsidwa ntchito m'maiko angapo kotala loyamba la 2020. Komabe, ma blockchains a Orthodox samawazindikira ngati ma cryptocurrencies enieni.
Mtsogoleri wa Facebook, adauza BBC kumapeto kwa masika Mark Zuckerberg (1) anakumana ndi bwanamkubwa wa Bank of England ndipo anapempha uphungu wazamalamulo ku US Treasury pa ndalama za digito zomwe zakonzedwa. The Wall Street Journal inanena kuti mogwirizana ndi kukhazikitsidwa kwake, kampaniyo ikuyembekeza kugwirizana ndi makampani azachuma ndi ogulitsa pa intaneti.
Matt Navarra, katswiri wazama media, adauza Newsweek kuti lingaliro la kukhazikitsa cryptocurrency pamasamba a Facebook limamveka bwino, koma nsanja ya buluu imatha kukumana ndi kutsutsa kwakukulu kwa opanga malamulo ndi mabungwe azachuma.
Navarre anafotokoza
Nkhani itayamba kumveka za Libra, Komiti ya Senate ya ku United States yowona za Banking, Nyumba, ndi Mizinda inalembera Zuckerberg kupempha kuti mudziwe zambiri za momwe malipiro a crypto angagwiritsire ntchito.
Gulu lamphamvu lamakampani
Facebook yakhala ikuyesera kwa zaka zambiri "kukonza" momwe timasamutsira ndikulandila ndalama. M'mbiri yakale, yapereka kale zinthu monga zomwe zimatchedwa. kubwereketsazomwe zidakulolani kugula zinthu mumasewera omwe kale anali otchuka kwambiri "Farmville", ndi ntchitoyo kutumiza ndalama abwenzi mwa Amithenga. Zuckerberg adatsogolera ntchito yake ya cryptocurrency kwa zaka zingapo, adasonkhanitsa gulu la anthu ndikulipirira ntchitoyi.
Munthu woyamba nawo chitukuko cha ndalama zochokera Morgan Belleromwe adayamba ntchitoyo mu 2017. Mu Meyi 2018, Wachiwiri kwa Purezidenti wa Facebook, David A. Marcus, adasamukira ku dipatimenti yatsopano - blockchain. Patapita masiku angapo, malipoti oyambirira adawonekera ponena za kulengedwa kwa cryptocurrency ndi Facebook, zomwe Marcus anakhala ndi udindo. Pofika February 2019, akatswiri opitilira makumi asanu anali akugwira kale ntchitoyo.
Chitsimikizo choti Facebook ibweretsa cryptocurrency koyamba kudawonekera mu Meyi 2019. Ntchito ya Libra idalengezedwa mwalamulo pa Juni 18, 2019. Opanga ndalama ndi Beller, Markus ndi Kevin Vale.
Komabe, pali zinthu zingapo zomwe ziyenera kukonzedwa.
Choyamba, ndalama za digito za Libra palokha ndi chinthu chimodzi, ndipo chinacho ndi chosiyana, Calibra, chomwe ndi chikwama cha digito chomwe chimakhala ndi Libra. Ndalama ya Facebook ndiyosiyana kwambiri ndi ma cryptocurrencies, ngakhale chinthu chofunikira kwambiri - chitetezo chokhala ndi ma aligorivimu amphamvu - chimasungidwa.
Mosiyana ndi ma cryptocurrencies ena monga Bitcoin, wogwiritsa ntchito sayenera kudera nkhawa zamkati mwaukadaulo wa blockchain kuti agwiritse ntchito bwino ndalamazi. Ndalamayi imagwiritsidwa ntchito mu mapulogalamu a Messenger ndi WhatsApp omwe amakhala. Palibe chifukwa chodera nkhawa kukhazikitsa, kusunga chikwama, kapena china chilichonse. Kuphweka kuyenera kuyendera limodzi ndi kupepuka komanso kusinthasintha. Facebook Money, makamaka, imakhala ngati njira yolipira mukamayenda kunja. Amalonda am'deralo amavomereza, mwachitsanzo, pogwiritsa ntchito foni yamakono. Cholinga ndikutha kugwiritsa ntchito Libra kulipira ngongole zonse, kulembetsa ku Spotify, komanso kugula zinthu zakuthupi m'masitolo.
Opanga ma cryptocurrencies "achikhalidwe" monga Bitcoin, Ethereum ndi Ripple amayang'ana kwambiri zaukadaulo m'malo mogulitsa lingaliro kwa ogula. Pakalipano, pankhani ya Libra, palibe amene amasamala za mawu monga "makontrakitala", "makiyi apadera" kapena "hashing", omwe amapezeka paliponse pamasamba ambiri ogulitsa, monga. Komanso, mosiyana ndi Bitcoin, ndalama za Libra zinali zochokera kuzinthu zenizeni zomwe kampaniyo imagwiritsa ntchito kubwezeretsa mtengo wandalama. Kwenikweni, izi zikutanthauza kuti pa zloty iliyonse yomwe imayikidwa mu akaunti ya Libra, mumagula china chake ngati "chitetezo cha digito."
Ndi chisankho ichi, Libra ikhoza kukhala yambiri khola kwambirikomanso kuposa ma cryptocurrencies ena. Ngakhale HuffPost idatcha kuyika ndalama ku Libra "ndalama zopusa kwambiri," lingaliroli litha kuthandizabe chidaliro pandalama za Facebook ndikuchepetsa mantha amsika chifukwa anthu akuchotsa ndalama zambiri kuposa zomwe zilipo. Kumbali ina, pachifukwa ichi, Libra nayenso amakhalabe sachedwa kukwera kwa mitengo ndi kusinthasintha kwina kwa mtengo wandalama, monga momwe zimakhalira ndi ndalama zachikhalidwe zoyendetsedwa ndi mabanki apakati. M'malo mwake, izi zikutanthauza kuti pali kuchuluka kwa Libra komwe kumayendera, ndipo ngati anthu amagula zochuluka, mtengo ukhoza kukwera - monga momwe zilili ndi ndalama zenizeni padziko lapansi.
2. Chizindikiro cha Libra pakati pa makampani omwe akugwira nawo ntchitoyi.
Libra idzawongoleredwa ndi mgwirizano wamakampani, womwe umatchedwanso "mgwirizano"((2). Amatha kuponya kapena kuchepetsa chakudya kuti akhazikitse liwiro. Mfundo yakuti Facebook imatchula njira yokhazikika yotereyi ikutanthauza kuti sangathe kuigwira yokha. Imalankhula za othandizana nawo makumi atatu, onse omwe akutsogolera gawo lamalipiro. Izi zikuphatikiza VISA, MasterCard, PayPal ndi Stripe, komanso Uber, Lyft ndi Spotify.
Chifukwa chiyani chidwi choterechi kuchokera ku mabungwe osiyanasiyana? Libra imapatulatu oyimira pakati pamakampani ndi anthu omwe amavomereza. Mwachitsanzo, ngati Lyft ikufuna kuyambitsa bizinesi ndi ma kirediti kadi ochepa, iyenera kukhazikitsa njira yolipiritsa yamtundu wa iDEAL kuti ilowe pamsika, apo ayi palibe amene adzagwiritse ntchito ntchitoyi. Mamba amabwera kudzapulumutsa. Mwaukadaulo, izi zitha kulola makampaniwa kuyambitsa ntchito zolunjika kwa makasitomala omwe safuna kirediti kadi kapena akaunti yakubanki.
Maboma safuna ndalama za Facebook
Kutsatira chipongwe cha kutayikira kwa data ya Cambridge Analytica komanso umboni wa Zuckerberg kulephera kuteteza nsanja yake, A US ndi maboma ena ambiri alibe chidaliro chochepa pa Facebook. Pasanathe maola XNUMX chilengezo cha dongosolo lokhazikitsa Libra, panali zizindikiro zodetsa nkhawa ndi maboma padziko lonse lapansi. Ku Ulaya, andale adatsindika kuti sayenera kuloledwa kukhala "ndalama zodziimira". Maseneta aku US adayitanitsa Facebook kuti ayimitse ntchitoyi nthawi yomweyo ndipo apempha oyang'anira portal kuti amve nawo.
- Nduna ya Zachuma ku France Bruno Le Maire adati mu Julayi.
Anatchulanso mapulani okhometsa msonkho makampani akuluakulu aukadaulo.
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Nayenso, malinga ndi Secretary Treasure US Steven Mnuchin, Libra ikhoza kukhala chida cha anthu omwe amapereka ndalama za zigawenga ndi bizinesi kuwononga ndalamaChoncho, ndi nkhani ya chitetezo cha dziko. Ndalama zenizeni monga bitcoin "zakhala zikugwiritsidwa ntchito kale kuthandizira mabiliyoni a madola pa umbava wa pa intaneti, kuzemba msonkho, kugulitsa zinthu zoletsedwa ndi mankhwala osokoneza bongo, ndi kuzembetsa anthu," adatero. Nduna ya Zachuma ku Germany Olaf Scholz adati payenera kukhala zitsimikizo zamalamulo kuti ma cryptocurrencies ngati Libra sangawopsyeze kukhazikika kwachuma kapena chinsinsi cha ogula.
Kupatula apo, Purezidenti wa US a Donald Trump mwiniwake adadzudzula ma cryptocurrencies, kuphatikiza Bitcoin ndi Libra, pa Twitter.
3. Donald Trump adalemba za Libra
"Ngati Facebook ndi makampani ena akufuna kukhala mabanki, ayenera kupempha chilolezo kubanki ndikutsatira malamulo onse akubanki monga banki ina iliyonse, dziko kapena mayiko," analemba motero (3).
Pamsonkhano wa Seputembala ndi akuluakulu a Senate ya ku United States, a Mark Zuckerberg adauza opanga malamulo kuti Libra siyiyambitsa kulikonse padziko lapansi popanda chilolezo cha US. Komabe, kumayambiriro kwa October, Libra Association inasiya PayPal, zomwe zinafooketsa kwambiri ntchitoyi.
Mamba m’lingaliro lokhazikika analinganizidwa m’njira yakuti sanali kugwirizanitsidwa nawo. Imayendetsedwa ndi bungwe lomwe lili ku Switzerland. Komabe, n'zoonekeratu kuti mawu ofunika kwambiri, oyambirira ndi otsiriza, mu polojekitiyi ndi Facebook. Ndipo ziribe kanthu momwe lingaliro lokhazikitsira ndalama zapadziko lonse lapansi, zotetezeka komanso zosavuta likuwoneka zosangalatsa, lero kampani ya Zuckerberg sikuli chuma cha Libra, koma cholemetsa.
