Njinga yamoto Chipangizo

Kodi tiyenera kusamala ndi kubetcha kwa Mutuelle des Motards?

Mutuelle des Motards ndi kampani ya inshuwaransi yomwe imagwiritsa ntchito njinga zamoto ndi mawilo awiri, omwe amadziwika kwambiri pakati pa okwera njinga. Zowonadi, mosiyana ndi ma inshuwaransi ena, Mutuelle des Motards ali ndi zabwino zambiri:

  • Mitengo yotsika mtengo.
  • Kuthandiza mwachangu komanso kothandiza, kaya muli ndi vuto kapena ayi.
  • Ntchito zaku France zokha ndi nambala yaulere.
  • Inshuwaransi yophimba kugwiritsa ntchito njirayi mwangozi.

Komabe, mulingo wofunikira kwambiri kwa ambiri poyerekeza ma inshuwaransi angapo ndi mtengo. Njinga yamoto ndi yosangalatsa yomwe ndi yokwera mtengo kugula, kukonza komanso, koposa zonse, inshuwaransi! Zowonera ndizofanana ndi ma scooters. Zotsatira zake, okwera mabasiketi ambiri amayerekezera mitengo ya inshuwaransi kuchokera ku Mutuelle des Motards, AMV, MACIF ndi ena ambiri. Kuti atithandize kufananiza mitengo, ma inshuwaransi amapereka zowerengera pa intaneti zomwe zimatidziwitsa zamtengo wapatali malinga ndi mawilo ake awiri komanso mbiri yake yoyendetsa.

Ndiye ndichifukwa chiyani tiyenera kusamala ndi Mutuelle des Motards?

Mitengo yokopa makasitomala atsopano ndi mapangano

pamene mitengo yazitsanzo pamgwirizano watsopano wa inshuwaransiMutuelle des Motards (AMDM) ili ndi ziwerengero zabwino. Kapena AMDM imatulukira patsogolo pamtengo wotsika kuposa mpikisano, momwe chisankho chimapangidwira mwachangu. Mwina tikulankhula za kuchuluka kwa AMV kapena Direct-Assurance, momwe izi ndizofunika, ndipo timavomereza kulipira pang'ono pachitetezo chabwino.

Chifukwa chake, inshuwaransi yamagalimoto onse imapereka: mitengo yabwino yamakasitomala atsopano ndi mapangano atsopano... Palibe chodandaula pano!

Mitengo yokwera kwambiri kwa makasitomala omwe alipo kale ndi mapangano

Koma miyezi ingapo chiyambireni mgwirizano wa inshuwaransi, Mutual Motards Insurance (AMDM) imatumiza omwe akukhala nawo kuti azindikire kutha kwa chaka chatsopano, chomwe chimayamba kuyambira Epulo 1 mpaka Marichi 31 chaka chilichonse. Ndipo nazi zodabwitsa pamlingo wamtengo: Monga kasitomala yemwe ali ndi mgwirizano wapano ndi AMDM, mukulipira zambiri kuposa kasitomala watsopano!

Zowonadi, AMDM imayika makasitomala atsopano kuposa omwe alipo kale, ndikupereka mitengo yotsika pamasaina amgwirizano kuposa zatsopano.

Nachi chitsanzo chosavuta kukufanizira mawu awa, chimakhudzana ndi mkhalidwe wanga:

  1. Ndili ndi njinga yamoto yaposachedwa yomwe idalembetsedwa koyambirira kwa 2017. Iyi ndi msewu wa Yamaha 1000cc.
  2. Ndinalipira pafupifupi 1050 euros mchaka choyamba.
  3. Ndimalandira chidziwitso chonena kuti pofika chaka chatsopano ndalama zomwe azilipira zizikhala zofanana, ndiye kuti, 1050 euros.

Vuto ndiloti nthawi yomweyo:

  • Ndachulukitsa bonasi kuchoka pa 0,76 kufika pa 0,72. Iyi ndi bonasi yowonjezera ya 4%.
  • Njinga yanga idatenga chaka ndipo mtengo wake udatsika. Kuphatikiza apo, kuyambira zaka zoyambirira, chiwerengerocho chatsika kwambiri.

Ngati ndilandila bonasi yayikulu komanso mtengo wama bicycle anga, koma ndimalipira zomwezo, zikutanthauza kuti ndimalipira ndalama zambiri za inshuwaransi yanga chaka chino kuposa chaka chatha.

Kuwonjezeka kwamitengo poyerekeza ndi dongosolo la 2021, ngakhale panali chiletso

Mu 2020, ma bikers onse aku France amayenera kusintha zoletsa zamagalimoto m'miyezi itatu yoyamba yamndende... Chifukwa chake, ogwiritsa ntchito magalimoto awiri matayala amasiya magalimoto awo mu garaja kuti athe kuyendetsa. N'chimodzimodzinso ndi oyendetsa galimoto. Zotsatira zake, kuchuluka kwa ngozi zapamsewu ndi ngozi zapamsewu kudzatsika mchaka chachiwiri.

Mwachidziwitso, payenera kukhala ngozi zochepa ndi imfa. tanthauzirani posungira inshuwaransi... Pofuna kuyembekeza ndalama izi, makampani ena a inshuwaransi, monga AMV, apanga chizindikiro kwa omwe akuwapanga ndalama podula ndalama zawo pamiyezi ingapo ali mndende. Ena, monga a Mutuelle des Motards, alengeza kuti kukhudzidwa kwa kusungaku kudzawonekera munthawi ya 2021.

Kuyambira kumapeto kwa Okutobala 2021, Mutuelle des Motards adayamba kutumiza masiku omaliza mpaka 2021 kwa omwe akukonza mfundo zake. Ndipo ndizosadabwitsa bwanji kuwona mitengo ikukwera kwa ambiri omwe ali ndi mfundo. Nthawi yomweyo, galimoto idatsika, bonasi idakulirakulira, ndipo tidakhala miyezi itatu yayitali ... Tikaika mfundo izi mosiyanasiyana, titha kulandira kuwonjezeka kwamitengoyi ngati chiwonjezeko chachikulu. Kuchokera makumi mayuro angapo pachaka mpaka mazana angapo, kutengera momwe zinthu ziliri.

Koma ndiye momwe mungafotokozere kuti omwe ali ndi malamulo omwe sanayendetse njinga yamoto yawo kwa miyezi itatu mu 3, ndiye kuti, kotala la chaka kapena kupitilira apo, nyengo yamagudumu awiri ikayambiranso, adzawona malipiro awo akuwonjezeka zaka 2020? M'malo mwake, a Mutuelle des Motards anali ndi mtengo wokwera mtengo wopitilira mayuro 2 miliyoni, zomwe zimachepetsa zovuta zakusunga-ufulu.

Ndipo koposa zonse, nkhokwe ndizopangira ndalama, mtengo womwe watsika kwambiri chifukwa cha zovuta zomwe zilipo. Chifukwa chake, inshuwaransi ayenera kubweza ndalama za AMDM chifukwa cha zovuta ndipo, tinene, chifukwa cha kusayendetsa bwino zinthu.

Yerekezerani mitengo ya AMDM yamakasitomala atsopano komanso omwe alipo kale.

Mutha kutsimikizira izi mosavuta poyerekeza ndalama zomwe zawonetsedwa patsiku lakumapeto kwa nthawi ya 01 mpaka 04 ndikuyerekeza mitengo yamgwirizano watsopano ku https: //montarifenligne.mutueledesmotards. Fr / internet / mitengo / kuwerengetsa.

Kwa ine, kusiyana kuli pakati pa 100 ndi 150 euros pachaka. Zomwe ndizofunikira pamgwirizano wamoto.

Ndiye muyenera kuchita chiyani?

Inshuwalansi ya Mutual Motards (AMDM) imapereka mfundo zamitengo zomwe zimapindulitsa makasitomala atsopano mchaka choyamba. Chifukwa chake, muli ndi chisankho pakati:

  • Gwirizanani kulipira zochulukirapo chifukwa ndinu kasitomala wamba ndipo mukusangalala ndi ntchito za inshuwaransi yamagudumu awiri iyi.
  • Lumikizanani ndi AMDM kuti mupemphe malonda. Chisankhochi chimapangidwa ndi ofesi yakomweko, yomwe imatenga pafupifupi sabata.
  • Patulani mapangano anu omwe atsala pang'ono kutha ndikuwatsegulanso kudzera patsamba la Mutuelle des Motards.

Mwini, ndinaganiza zothetsa mapangano awiri kuti nditsegule ena awiri. Palibe zolipira kapena zilango, koma mwadzidzidzi sindikusunga akuluakulu kuti ndichepetse.

Kuti muletse, zomwe muyenera kungochita ndikungoyankha kalata yomwe idzalembedwe pasanathe masiku 20 chikalatacho chitumizidwa, pomwe chizindikiro chidagwiritsidwa ntchito ngati umboni. Pempho lomaliza liyenera kutumizidwa ndi imelo yolembetsedwa ku adilesi iyi:

Khalani omasuka kuyerekezera mitengo yamainshuwaransi ena kuti mupeze inshuwaransi yamoto pamtengo wabwino kwambiri:

Kuwonjezera ndemanga