Chilango chifukwa chosowa inshuwaransi ya OSAGO 2016

Kotero kuti chindapusa choyendetsa galimoto popanda inshuwalansi zisadabwe kwa mwini galimoto, m’pofunika kulingalira za chilango chilichonse choperekedwa ndi lamulo. "Zilango" zalandira zosiyanasiyana - tsopano zikugwiritsidwa ntchito pazinthu zambiri. Pokhala ndi chidziwitso, kudzakhala kosavuta kutsatira lamulo.

Kuyendetsa popanda lamulo lokakamiza la chipani chachitatu cha inshuwaransi ya 2016

Zifukwa zomwe mwini galimoto alibe izi ndi zambiri. Kuphatikizapo chilango amaperekedwa kwa mlandu pamene mwini galimoto anaiwala chikalata kunyumba. Kusiyana kwamitengo kwa zosankha zosiyanasiyana kuli motere:

• Kulephera kupereka fomu ya CMTPL - kuyiwala, kutayika, kumanzere. Pazachuma, chilango ichi chidzakhala ma ruble 500. Zingawoneke ngati zabwino kwambiri, poyerekeza ndi chikalata chomwe chinatha, koma ngati muli ndi "mwayi" ndipo zolembazo zimatengera galimoto yanu pa pensulo, muyenera kusweka.
• Kuyendetsa galimoto panthawi yomwe sinagwirizane ndi ndondomekoyi. Mwanjira ina, madalaivala omwe amapereka inshuwaransi yokakamiza ya chipani chachitatu kwa nthawi yochepa kuposa nthawi yake ya chaka chimodzi, koma nthawi yomweyo amagwiritsa ntchito galimotoyo nthawi yayitali, ali pachiwopsezo. Chilango chake ndi ma ruble 500. Kupanga ndondomeko "ya nyengo" ndizopindulitsa kwa anthu okhala m'chilimwe ndi opuma pantchito, omwe magalimoto awo amakhala opanda ntchito m'magalasi m'nyengo yozizira.
• Dalaivala wosaphatikizidwa mu ndondomeko ya OSAGO. Mikhalidwe pamene wachibale amayendetsa galimoto, chifukwa cha chuma, sichinatchulidwe mu ndondomeko - si zachilendo. Choncho, mwiniwakeyo ayenera kukonzekera kuti chindapusachi chikhale ma ruble 500. Ngozi imene munthu amene sanatchulidwe mu inshuwaransi ndi amene ali wolakwa kapena wovulalayo amaganiziridwa kukhala mokomera amene akusunga thayo. Pomaliza - ndalama zomwe zasungidwa sizikugwirizana ndi chiopsezo.
• Ndondomeko ya OSAGO yatha. Nthawi zambiri, sicholinga choyipa chomwe chimatenga nawo mbali pazochitika zotere, koma kusakhalapo kwa malingaliro a mwini galimoto. Komabe, kuyiwala kudzasewera naye nthabwala zankhanza - chindapusa chidzakhala ma ruble 800.
• Kupanda ndondomeko ya OSAGO kwenikweni - dalaivala sapereka inshuwaransi yagalimoto atagula kapena sakukonzanso mwadongosolo ndondomeko yomwe ilipo, zimabweretsa zotsatira zofanana.

Kotero, ngati mfundo zomwe zatchulidwazo zakhala zofala kwa mwiniwake wa galimotoyo, pali chifukwa choganizira - kodi sizopindulitsa kwambiri kugula ndondomeko kusiyana ndi kulipira malipiro a maulendo opanda inshuwalansi? M’mizinda ikuluikulu, kumene apolisi apamsewu amagwira ntchito usana ndi usiku, si zachilendo kugundana nawo.

Momwe mungapezere ndondomeko ya CTP

Masiku ano, njira zogulira zimakhala zosavuta momwe zingathere - kampani iliyonse ya inshuwaransi imafuna zikalata zomwezo. Kuchuluka kwa ndondomekoyi kumakhala kofanana ndipo kumasiyana malinga ndi zomwe zikuphatikizidwa mu mndandanda wa mautumiki operekedwa - mwachitsanzo, oimira nthawi zambiri amayesa kuyikamo chiwopsezo cha moyo wa mwini galimoto. Kuwerengera kolondola ndi kolondola kwa mtengo kumatha kuwerengedwa paokha. Zolemba zofunika:

• Ndemanga. Fomuyi nthawi zambiri imaperekedwa ku kampani yomwe.
• Identity khadi - pasipoti kapena layisensi yoyendetsa.
• Satifiketi yolembetsa galimoto. Mukagula galimoto yatsopano, TCP imaperekedwa.
• Chiphaso chodutsa kuwunika kwaukadaulo, chovomerezeka panthawi yomaliza mgwirizano ndi kampani ya inshuwaransi. Magalimoto atsopano okhala ndi moyo wosachepera zaka zitatu - palibe chikalata chofunikira.

Kawirikawiri ndondomeko yolembera imatenga mphindi zochepa. N'zotheka kuyamba kulembetsa pa intaneti, komabe, ntchitoyi sikugwiritsidwa ntchito ndi mabungwe onse a inshuwalansi omwe akugwira ntchito kuti atsegule ndondomeko ya OSAGO - choyamba muyenera kufunsa. Kuphatikiza pa ndondomekoyi, woyendetsa amalandira mafomu olembera malipoti a ngozi.

Samalani! Malipiro apamwamba okonzanso ndi ma ruble 400. Kubwezeretsanso magalimoto okwera mtengo, ndalamazi sizingakhale zokwanira. Choncho, m'pofunikanso kugula ndondomeko ya DSAGO, yomwe inakulitsa luso lake - mpaka ma ruble 1 miliyoni a malipiro. Mtengo wa chikalatacho ndi wotsika kuposa wamkulu - kuchokera ku 200 rubles.

Zoyendera zamagalimoto popanda ndondomeko ya OSAGO

Pali imodzi! Komabe, simuyenera kukondwera kuti "kavalo" wanu akuphatikizidwa pamndandanda. Mayendedwe omwe amayendetsedwa popanda inshuwaransi ndi achindunji:

• Njinga, scooters. Kuthamanga kwagalimoto sikuposa 20 km / h.
• Magalimoto ankhondo.
• Magalimoto okhala ndi malamulo a inshuwaransi yakunja.
• Makalavani.

Choncho, mapeto ndi inshuwaransi, njira yokhayo pakachitika ngozi kuti mukhale ndi ndalama zokonzera galimoto yanu. Apo ayi, mukhoza kupita wosweka osati pa izo, komanso ndi kulipira pafupipafupi chindapusa.