Magalimoto Ambiri Komanso Otsika Kwambiri Kukhala Nawo

Ndalama sizinthu zonse. Koma kachiwiri, galimoto yomwe imafuna kuti muwononge ndalama nthawi zonse siyenera kukhala nayo.

Izi ndi zoona kuyambira pamene mumasaina mapepala ndikukhala mwini galimoto, mpaka tsiku lomaliza lomaliza pamene mupereka makiyi. Mtengo wa umwini umapangidwa ndi zigawo zitatu zofunika: mtengo wogula, mtengo wokonza, ndi mtengo womaliza womwe mudzalandire pagalimoto yanu ikagulitsidwa.

Kukonza, zomwe mumalipira pakati pa kugula ndi kugulitsa kuti galimoto yanu ikhale panjira, ndi gawo lofunika kwambiri pa zonse. Ngakhale ndi galimoto yofanana, kusiyana kwa mtengo wokonza kungakhale kochititsa chidwi.

Tafotokoza zofunika kukonzanso ndi kukonzanso kwamitundu yopitilira 500 yomwe ikupezeka pamsika wamagalimoto atsopano komanso ogwiritsidwa ntchito, kuchokera ku Acuras ndi Audi mpaka Volvo ndi Volkswagen. Kusiyana kwa khalidwe.

Pazaka 10 zokhala ndi Toyota Prius zitha kukuwonongerani ndalama zokwana $4,300 pokonza (kukonza ndi ntchito), pomwe Chrysler Sebring yofananira nayo imatha kuwononga $17,000 poikonza chifukwa chosakhala bwino komanso magawo okwera mtengo. Ndizokwanira kulipira Prius ina yakale!

Toyota Prius ilibe mndandanda wa magawo omwe nthawi zambiri amalephera pagalimoto yotsika ngati Chrysler Sebring. Iyi ndi nkhani yabwino. Ndalama zolipirira zimatha kuwongoleredwa pogula magalimoto oyenera ndikukonza zovuta zazing'ono zisanakhale zazikulu.

Tonse ndife okalamba, anthu ndi makina. Koma tiyeneranso kupanga ndalama zimenezi mwa ife tokha ndi katundu wathu kwa nthawi yaitali. Ndiye ndi magalimoto ati otsika mtengo? Yankho lolondola: Zimatengera.

Pali mtengo wokwanira wamaphunziro a umwini, womwe umadziwikanso kuti mtengo wokwanira wamaphunziro a umwini, womwe umayang'ana pazaka zisanu zamafuremu agalimoto yatsopano. Vuto ndiloti anthu ambiri amagula magalimoto akale pa chiŵerengero choposa 2 mpaka 1 ndiyeno, pa avareji, amawasunga kwa zaka zisanu ndi chimodzi pambuyo pa kugula koyambirira. Ndipotu, malinga ndi IHS Automotive, pafupifupi galimoto pamsewu ndi zaka 11.5.

Taganizirani izi. Zaka zoposa 11 ndi zaka zapakati pa galimoto ku US. Ngati mwaganiza zogula zomwe mumakonda masiku ano, ndizotheka kuti mutha kuzisunga kwa nthawi yayitali kuposa zaka 11.

Chifukwa chake, mukawerengera mtengo weniweni wa umwini wanu, kafukufuku waposachedwa amaganiziridwa bwino, koma mwina sangagwire ntchito kwa inu konse. Kuti mupeze yankho labwino kwambiri la funso lakuti: "Ndi magalimoto ati omwe ali otsika mtengo kwa ine?", Muyenera kudziyesa nokha ndikudzifunsa nokha mafunso osasangalatsa.

Kodi ndine wamalonda? Kapena mlonda?

Palibe cholakwika kuyesa galimoto yatsopano zaka zingapo zilizonse malinga ngati zikubweretsa chisangalalo ku moyo wanu. Koma kugula galimoto kosalekeza kumakhalanso kokwera mtengo kwambiri. Consumer Reports inafalitsa kafukufuku wosonyeza kuti munthu wamba amene amachita malonda m’galimoto yawo pambuyo pa zaka zingapo amalipira masauzande angapo kuposa mwini wake amene amatenga nthaŵi yaitali kukhala ndi galimoto imodzi ndi kuisamalira.

Kubwereketsa makamaka nthawi zonse kumakhala kotaya malingaliro pankhani ya mtengo wa umwini. Chifukwa chiyani? Chifukwa muli ndi galimoto panthawi yotsika kwambiri, ndipo monga momwe mudzadziwire posachedwa, kutsika kwamtengo wapatali komwe kumabweretsa chiwopsezo chachikulu pamitengo yanu yagalimoto.

Ndili bwino ndi galimoto yakaleyo?

Kutsika kwamitengo ndizomwe zimatengera ndalama zonse zoyendetsera magalimoto. Ngakhale mafuta atalumphira kufika pa madola anayi pa galoni, kutsika kwa mtengowo kudzakhalabe vuto lalikulu kwambiri kwa chikwama cha mwini galimoto.

Kawirikawiri, galimoto yakale ndi pamene mumagula koyamba ndipo mutakhala nayo nthawi yayitali, kuchepetsa ndalama zanu za nthawi yaitali zidzakhala chifukwa cha mtengo wogula. Equation ndi yosavuta, koma ngati mumadzifunsa mafunso oyenera, mutha kuchepetsa ndalama zanu kuposa momwe mumaganizira.

Kodi ndine wokonzeka kuwamenya kumene kulibe?

Galimoto yakale komanso yosasangalatsa kwambiri tsopano, m'pamenenso ingakhale yofunikira pambuyo pake chifukwa cha kutsika kwamitengo iyi. Tengani Toyota Yaris, mwachitsanzo: mtundu wa Toyota wawung'ono komanso wosasangalatsa womwe uyenera kuthetsedwa kumapeto kwa chaka cha 2016 chifukwa chakusagulitsa bwino.

Zaka zinayi zapitazo, Toyota Yaris yatsopano ya 2012 inali ikugulitsa magalimoto 30,000 pachaka, ndipo okonda magalimoto amatcha galimoto yotopetsa. Inali ndi makhalidwe ambiri abwino, kuphatikizapo kudalirika kwambiri komanso mtengo wamtengo wapatali wa mafuta a mumzinda, koma unapangidwira mabanja, osati eni ake omwe amalakalaka galimoto yaying'ono yamasewera. Masiku ano, nthawi zambiri zimakhala zongopeka zomwe zimagulitsa galimoto kuposa momwe zimakhalira umwini watsiku ndi tsiku, ndipo ndipamene inu, wogula galimoto yogwiritsidwa ntchito, mungathe kugunda malo otsekemera amtengo wapatali.

Yaris yatsopano mu 2012 idagulitsidwa $15,795. Lero, patatha zaka zinayi ndi 70,000 mailosi, zikhoza kugulitsidwa $ 7,000 okha, malinga ndi Kelley Blue Book. Ndiko kutsika kwa 55% kwa mtengo wamtengo wapatali, pafupifupi $8,000 pazaka zinayi, pagalimoto yomwe mwina ili ndi pafupifupi $70% ya moyo wake wofunikira patsogolo pake. Malinga ndi Blue Book, ndi zaka, mtengo wapachaka ukutsika ndi pafupifupi 75%.

Mwachidule, pafupifupi magalimoto onse amawonongeka kwambiri pazaka zinayi zoyambirira za umwini. Pambuyo pake, mumataya kachigawo kakang'ono kokha ka mtengo, ngakhale mutagula galimoto ya Toyota, yomwe panopa ndi yotchuka kwambiri ku United States. Komabe, ngati ndinu ogula magalimoto okwera mtengo, mutha kuchita zambiri.

Kodi ndine wokonzeka kugula mtundu wosatchuka womwe umandipatsa galimoto yabwino?

Mukayang'ana ma brand amasiye, omwe sagulitsanso magalimoto atsopano, mutha kupeza ndalama zambiri kuposa Toyota Yaris.

• Pontiac
• Saturn
• mercury
• CAN
• Suzuki
• Isuzu

Onse asanduka mtundu woiwalika. Izi zili choncho chifukwa makampaniwa sagulitsanso magalimoto atsopano ku United States.

Mitundu iyi ndi yotsika mtengo kugula chifukwa palibe amene amamva za iwo. Mwachitsanzo, kugula Chevy Malibu yogwiritsidwa ntchito ndikokwera mtengo kwambiri kuposa kugula Pontiac G6 yofananira kapena Saturn Aura chifukwa palibenso mitundu iwiriyi yomwe imagulitsidwa ngati galimoto yatsopano. Mbali yapamwamba ya msika wamagalimoto ili ndi mtengo womwewo. Katswiri wazaka 8 mpaka 10 wazaka za SAAB ngati 9-3 kapena 9-5 amatha kutsika mtengo modabwitsa ngati Toyota Corolla yopanda mafupa. Ngakhale magalimoto ena apamwamba monga Saturn Outlook ndi Mercury Milan nthawi zambiri amawononga mazana kapena masauzande a madola zochepa poyerekeza ndi omwe akupikisana nawo.

Ndiye, kodi ndinu okonzeka kulowa mozama mumsika wotsika mtengo wamsika wamagalimoto ogwiritsidwa ntchito? Chabwino, palinso phindu. Chomwe chimafunika ndi kufunitsitsa kusatsatira ng'ombe.

Kodi ndine wokonzeka kugula "mtundu" wagalimoto yogwiritsidwa ntchito?

Pafupifupi banja lililonse lazitseko zinayi kuyambira zaka 10 zapitazo tsopano lili ndi njira ina yazitseko ziwiri yomwe ingakhale yokongola kwambiri chifukwa chakuti zokonda za ogula zasintha kwambiri pazaka khumi.

Posachedwapa ndagulitsa magalimoto awiri ofanana omwe ali ndi mtunda womwewo. Anali magalimoto apakati a Pontiac G2009 a 6 okhala ndi 80,000 mailosi pa iwo - imodzi yokhala ndi zitseko zinayi ndi ina yokhala ndi zitseko ziwiri. Mtundu wa zitseko ziwiri unagulitsidwa $6000 m'masiku ochepa. Zitseko zinayi zimangotengera $5400 ndipo zidatenga miyezi kuti amalize. Kusiyana kwazinthu malinga ndi Kelly Blue Book kukuwonetsa kusiyana kumeneku.

Dzina lachitsanzo losiyana la galimoto yofanana ndi yomwe ili mkati ingapangitsenso kusiyana. Toyota Camrys ya zitseko zinayi amagulitsidwa pamtengo wapamwamba kusiyana ndi mitundu iwiri ya zitseko zomwe zimagulitsidwa ngati Toyota Solaras, chifukwa cha mbali yakuti Solara sichipezekanso pamsika watsopano wamagalimoto. Chevy Impalas amanyamula mtengo wokwera kwambiri kuposa Chevy Monte Carlos yemwe ali ndi zida zofananira nazo zomwe zagonja pakusintha zomwe amakonda.

Kodi iyi ndi niche yokhayo?

Ayi konse. Pali matani a iwo.

Ma sedan akuluakulu omwe samagulitsa ngati Toyota, monga Ford Crown Victoria, amakonda kugulitsa pamtengo wotsika kwambiri kuposa ma sedan otchuka apakatikati kapena china chilichonse. Nchifukwa chiyani uwu uli mwayi wotheka kuchepetsa ndalama zanu? Chifukwa magalimoto akuluakulu amakonda kukopa makasitomala okhwima omwe amayendetsa mosamalitsa ndikusunga magalimoto abwino.

Magalimoto akuluakulu ambiri, monga magalimoto ena akuluakulu omwe samakonda kwambiri ngati ma minivan ndi ngolo zachikhalidwe, zimakhala ndi mayendedwe otsika kwambiri akakhala atsopano ndipo amatha kugulidwa motchipa pamsika wamagalimoto ogwiritsidwa ntchito.

Ngati mukuyang'ana gawo lina lachitetezo, ganizirani kuyika ndalama mu chipangizo chabwino kwambiri chothana ndi kuba - chowongolera. Anthu ocheperapo kuposa kale omwe amadziwa kuyendetsa, ndipo ndi bonasi yowonjezera ngati mukufuna kugula galimoto yopanda masewera ngati Passat yathunthu yomwe imabwera ndi chosinthira. Zakale komanso zochepa zamasewera, zimakhala ndi mwayi wogula kwambiri.

Ndiye, kodi ndine wokonzeka kugulitsa galimoto yakale?

Galimoto iliyonse, yotchuka kapena ayi, imayang'anizana ndi zomwe zingatchedwe kuti mtengo wa njerwa. Mungapeze kuti pakati pa zaka zisanu ndi khumi ndi chimodzi, galimoto yanu imafunikira mndandanda wautali wa kukonzanso ndi kukonzanso, monga matayala, lamba wa nthawi, mabuleki, ngakhale transmission fluid.

Bilu iyi imatha kufika $2000 kutengera zomwe mwakwera. Choncho dzifunseni kuti: Kodi ndinu mtundu wa munthu amene ali wokonzeka kuyika ndalama zokwana madola 2000 pachaka m’galimoto imene pakali pano imangogula madola 6,000 okha? Nanga bwanji ngati ili ndi ma 180,000 mailosi ndipo ikufunika $2000 ina kuti ikonzedwe?

Kwa ambiri a ife, funsoli lingakhale lovuta kuyankha. Zimatengera momwe galimoto ilili komanso kufunitsitsa kwanu kuthana ndi zovuta zosamalira m'malo mozilekerera. Palinso chigawo china chofunikira chomwe muyeneranso kuchilingalira.

Kodi chitetezo chamakono ndi matekinoloje amatanthauza chiyani kwa ine?

Pazaka 20 zapitazi, chiwerengero cha anthu omwe amafa dalaivala aliyense ku US chatsika ndi gawo limodzi mwa magawo atatu. Komabe, chitetezo nthawi zonse chimadalira chitonthozo chaumwini.

Pali ena a ife amene amangofuna chiwongolero, ma pedals, ndi galimoto yopangidwa bwino yomwe inali yotetezeka mokwanira pa nthawi yake. Ena amafuna zaposachedwa kwambiri, zivute zitani, ndipo ali okonzeka kulipira mtengo wokwera kuti apeze. Ndi chimodzimodzi ndi luso. Magalimoto ambiri tsopano akupereka ma phukusi awo olumikizirana ndi zinthu za infotainment zomwe zimapangitsa ukadaulo kukhala wopanda msoko.

Ndiye muli kuti kwenikweni pamalire achitetezo ndiukadaulo? Kodi mungasangalale ndi galimoto yotetezeka yomwe idapangidwa zaka 10 zapitazo? Kapena muli ndi chosowa chokhudzana ndi ana anu, okondedwa anu kapena inunso? Mutha kukhala ndi chilichonse chomwe mungafune ndi foni yanu yam'manja. Kapena mwina ayi? Izi ndi nkhani zofunika kuziganizira.

Ndiye galimoto yotsika mtengo kwambiri yanga ndi iti?

Wa ku Canada wotchedwa David Rock angakhale ndi yankho lotsimikizirika: pa $100, minivan wazaka 22 zakubadwa anagula galimotoyi ndi chosinthira ndi injini ya dizilo yomwe imapeza mafuta ku bizinesi yake yamalonda onse. Koma pali mwayi woti simudzatsatira mapazi ake. Chifukwa chake yankho la funsoli lili ndi inu.

Mumagula chiyani, mumasunga chiyani, mumasunga chiyani. Zosakaniza izi zimatsimikizira mtengo wanu wautali wokhala ndi galimoto iliyonse. Ngati mwasankha kukhala woyang'anira m'malo mochita malonda ndi wogulitsa ndalama kuti apite kumene kulibe, mudzatuluka patsogolo.