Magalimoto okwera mtengo kwambiri komanso otsika mtengo kwambiri kuti atsimikizire
Zamkatimu
Mtengo wa inshuwaransi yagalimoto zimatengera kupanga ndi mtundu wagalimoto yanu. Honda Odyssey ndiyotsika mtengo kwambiri ndipo Dodge Viper ndiyokwera mtengo kwambiri pankhani ya inshuwaransi.
Ikafika nthawi yogula galimoto yatsopano, chinthu chofunikira kwambiri kwa anthu ambiri nthawi zambiri ndi mtengo. Koma zomata za MSRP pazenera sizomwe muyenera kuziganizira posankha mtengo. Zoona zake n’zakuti pali zinthu zambiri zofunika kuziganizira poona mtengo wa galimoto. Inde, mtengo wogulitsa ndiye chinthu chofunikira kwambiri, koma mtengo wokonza, kugwiritsa ntchito mafuta moyenera komanso mtengo wa inshuwaransi zimathandizanso kwambiri.
Anthu ambiri amaganiza kuti zaka za dalaivala ndi luso lake loyendetsa ndi zomwe zimakhudza mtengo wa inshuwalansi. Komabe, galimotoyo yokha imagwira ntchito yaikulu pakuwerengera ndalama za inshuwalansi. Magalimoto omwe ali ndi chitetezo chokwera kwambiri ndipo nthawi zambiri samayendetsedwa mwamphamvu kapena mwachangu amakhala ndi inshuwaransi yotsika kwambiri. Ndizosadabwitsa kuti magalimoto amasewera ndi magalimoto ena omwe amalimbikitsa kupita patsogolo amakhala ndi ndalama zambiri za inshuwaransi. Makampani a inshuwaransi ali ndi deta yosonyeza kuchuluka kwa magalimoto osiyanasiyana omwe amagwera pangozi komanso kuopsa kwa ngozizo. Makampani a inshuwalansi amagwiritsa ntchito deta iyi kuti adziwe kuchuluka ndi mtengo wa inshuwalansi.
Ngakhale mtengo wa inshuwaransi mwina sungakhale chinthu chanu chosankha posankha galimoto yatsopano, ndithudi ndi bwino kuganizira ndipo zingakuthandizeni kusintha maganizo anu pamene mukukayika posankha galimoto. Pogwiritsa ntchito deta kuchokera ku Insure.com, apa pali magalimoto asanu otsika mtengo komanso asanu okwera mtengo kwambiri kuti mutsimikizire mu 2016.
Magalimoto asanu otsika mtengo kwambiri kuti atsimikizire
Magalimoto onse omwe ali pamndandandawu ali ndi zinthu zingapo zofanana: ali ndi zolemba zabwino kwambiri zachitetezo, ndizothandiza kwambiri, ndipo ndi zotsika mtengo, kutanthauza kuti kampani ya inshuwaransi siyenera kulipira zochuluka ngati galimotoyo itawonongeka.
Honda Odyssey
Honda Odyssey ili pamwamba pamndandandawu ndi mtengo wa inshuwaransi pafupifupi $1,113 pachaka. Pali zifukwa zingapo izi, waukulu kukhala National Highway Magalimoto Safety Administration a (NHTSA) 5-nyenyezi Odyssey mlingo. Monga minivan, Odyssey nthawi zambiri imayendetsedwa ndi makolo omwe ali ndi ana, zomwe nthawi zambiri zimapangitsa kuyendetsa bwino. Mwachidule, Honda Odyssey samachita ngozi nthawi zambiri, ndipo akatero, kuwonongeka kumakhala kochepa.
Honda cr-v
Mosadabwitsa, Honda akutenga malo awiri pamwamba pa mndandanda. Ma Honda amadziwika kuti ndi othandiza, otetezeka komanso odabwitsa magalimoto apabanja. Monga Odyssey, CR-V ndi galimoto yomwe nthawi zambiri imakhala ndi madalaivala odalirika (nthawi zambiri makolo) komanso ili ndi 5-nyenyezi ya NHTSA. Ma SUV ['chilolezo cham'mwamba komanso kulemera kwambiri kumawapangitsa kukhala magalimoto otetezeka kuti ayendetse, kotero kuti 5-nyenyezi ya SUV imapita kutali.
Dodge Grand Caravan
Dodge Grand Caravan ndi yofanana kwambiri ndi Honda Odyssey ndipo ikuwonetsa mitengo ya inshuwaransi. Minivan yotsika mtengo nthawi zambiri imakhala ya mabanja otetezeka komanso odalirika, ndipo NHTSA 4-star rating imapangitsa kuti ikhale galimoto yotetezeka. Zigawo zosinthira magalimoto a Dodge nthawi zambiri zimakhala zotsika mtengo, kupanga kukonza zotsika mtengo kwa ma inshuwaransi, chomwe ndi chinthu chomwe chimapangitsa Grand Caravan pamndandandawu.
Jeep Patriot
Pankhani yotsika mtengo ndi chitetezo cha SUV, ndizovuta kupeza kusagwirizana komwe kuli ngati Jeep Patriot, yomwe imaphatikiza 4-nyenyezi NHTSA mlingo ndi MSRP wa pansi $18,000. Kwa iwo omwe akufunafuna SUV yotsika mtengo yokhala ndi inshuwaransi yayikulu, Patriot ndiye chisankho chabwino kwambiri.
Jeep Wrangler
Jeep Wrangler alibe chitetezo chokwanira cha NHTSA monga magalimoto ena pamndandandawu, koma pali zinthu zina zomwe zimapangitsa kuti inshuwaransi ikhale yochepa. Kuyendetsa magudumu onse ndi zomangamanga ndi zina mwazabwino zachitetezo cha SUV, ndipo pokhala yotchuka kwambiri, galimoto yopangidwa ku America yotsika mtengo, ndiyotsika mtengo kuikonza pakachitika ngozi.
Magalimoto XNUMX okwera mtengo kwambiri kuti mutsimikizire
Magalimoto omwe ali pamndandandawu amakhala okwera mtengo kwambiri motero amawononga ndalama zambiri kuti akonze. Ambiri a iwo amapangidwa kuti aziyendetsa molimba komanso mwachangu, motero amakhala ndi ngozi zambiri kuposa magalimoto ena.
Dodge Viper
Galimoto yokwera mtengo kwambiri yopangira inshuwaransi (kupatula ma hypercars ochepa) mu 2016 inali Dodge Viper, yokhala ndi inshuwaransi yapachaka yopitilira $4,000. Viper ndi imodzi mwamagalimoto ogwira mtima kwambiri pamsika: ili ndi mphamvu zazikulu komanso mathamangitsidwe, koma imangopezeka ndi kufalitsa pamanja ndipo ilibe mphamvu zowongolera. Izi ndizophatikiza zowopsa kwa madalaivala ambiri. Ponyani mu injini ya bespoke V10 yomwe ndi yokwera mtengo kukonza ndipo muli ndi galimoto yodula kwambiri kuti mutsimikizire.
Mercedes-Benz SL65 AMG
Mercedes-Benz SL65 AMG ndi galimoto yapamwamba kwambiri yokwera mtengo kwambiri, yomwe imangoyiyika pamtengo wapamwamba pankhani ya inshuwalansi. Ndi imodzi mwazinthu zosinthika zachangu kwambiri pamsika zomwe zili ndi injini ya V12 yopangidwa ndi manja yomwe imapanga mphamvu zopitilira 600. Kuphatikizika kwa kudzipatula ndi magwiridwe antchito kumatanthauza kuti ngati chichita ngozi yaying'ono, kupeza zida zolowa m'malo kumawononga ndalama zogulira makampani a inshuwaransi, kuyendetsa ndalama zambiri.
Mercedes-Maybach C600
Mercedes-Maybach S600 ndi sedan yapamwamba kwambiri ya Mercedes. Imakutidwa ndi chrome ndi zikopa ndipo imakhala ndi thupi lapadera lomwe silinapezeke pamitundu ina ya Mercedes. Izi zimapangitsa kukonza kukhala okwera mtengo kwambiri, ndipo injini ya V12 pansi pa hood imatha kupeza madalaivala m'mavuto.
Mercedes-Benz AMG S63
Ndizosadabwitsa kuti pali magalimoto atatu a Mercedes-Benz pamndandandawu. Ndi magalimoto apamwamba komanso okwera mtengo, ngakhale kukanda pang'ono kapena kuphulika kungakhale kokwera mtengo kwambiri, chifukwa chake makampani a inshuwalansi amayenera kulipira ndalama zambiri kuti atsimikizire kuti kukonzanso kulikonse kungathe kutsekedwa bwino.
Porsche Panamera Turbo S Executive
Panamera Turbo S Executive imabweretsa zaka zazaka za Porsche racing kukhala moyo mu sedan yayikulu yapamwamba. Ndi mtengo wogulitsa wopitilira $200,000, kuwonongeka kulikonse kumakhala kokwera mtengo kwambiri. Ndi ziwonetsero zomwe zimapikisana ndi magalimoto odzipatulira odzipatulira, Panamera Turbo S Executive nthawi zambiri imayendetsedwa ndi madalaivala okonda omwe amayesa kukankhira mpaka malire, koma amatha kupeza kuti chifukwa choti angakwanitse sizikutanthauza kuti ali nazo. izo. pansi pa ulamuliro.
Pali makhalidwe ambiri omwe angakhudze mtengo wa inshuwalansi ya galimoto. Mtengo wa inshuwaransi nthawi zambiri sukhala wofunikira kwambiri pamndandanda wogula magalimoto amunthu aliyense, koma monga mindandanda iyi ikuwonetsa, sichochepanso. Choncho nthawi zonse mukagula galimoto yatsopano kapena yogwiritsidwa ntchito, ganizirani za mtengo wa inshuwalansi, ndipo mungafunenso kuti muyang'ane musanagule kuchokera kwa katswiri wodziwika bwino.
