Mulingo wamakampani a inshuwaransi ndi OSAGO mu 2014/2015

Kupeza mfundo za OSAGO kwakhala kovomerezeka kuyambira 2002. Kuyambira nthawi imeneyo, pafupifupi onse oyendetsa galimoto akhala akuzunzidwa ndi funso lomwelo - ndi kampani ya inshuwalansi kuti isayine mgwirizano pa inshuwalansi ya ngongole.

Monga lamulo, oyendetsa galimoto amalabadira zinthu izi:

• kufulumira kupereka chipukuta misozi;
• khalidwe la utumiki;
• ndemanga pa intaneti, ndemanga za anzanu ndi anzawo;
• chiwerengero cha makasitomala a kampani.

Poyamba, panalinso chinthu choterocho monga mtengo wa ndondomeko, koma lero wataya kufunika kwake, popeza pali mtengo wokhazikika, womwe kwa dalaivala woperekedwa udzakhala wofanana mu kampani iliyonse ya inshuwalansi ku Russia.

Talemba kale pamasamba a portal yathu yamagalimoto Vodi.su za momwe mtengo wa ndondomeko ya OSAGO umapangidwira.

Ku Russia, pali mabungwe angapo omwe amawunika ntchito zamakampani a inshuwaransi ndikupanga mavoti:

• Katswiri wa RA - amaganizira za malo a ntchito, kuchuluka kwa ndalama, chiwerengero cha makasitomala, komanso chiwerengero cha zisankho zabwino ndi zoipa;
• Bungwe la National Rating Agency "NRA" limayesa makampani okhawo omwe avomereza kuti atsegule mwayi wodziwa zambiri za ntchito yawo, poganizira mwayi wokwaniritsa udindo wawo kwa makasitomala.

Mabungwewa akusintha nthawi zonse mavoti awo chifukwa makampani ambiri akukumana ndi mavuto azachuma masiku ano pamavuto azachuma ndipo akukakamizika kukhwimitsa migwirizano.

Khalani momwe zingakhalire, koma 2015 ili pafupi, ndipo okonza Vodi.su akufuna kugawana ndi owerenga deta ya 2014 - makampani omwe ali pakati pa odalirika kwambiri pa malipiro a OSAGO. Mwinamwake chidziwitsochi chidzakuthandizani kupanga chisankho choyenera.

Makampani abwino kwambiri a inshuwaransi ku OSAGO 2014 - koyambirira kwa 2015

1. Poyambirira ndi kampani ya boma "Rosgosstrakh".

Kampaniyo ili pamalo oyamba potengera kubweza kwa ndalama. Phindu lonse likuyerekeza mabiliyoni a ma ruble, ndipo kuchuluka kwa inshuwaransi kumafika ma ruble 50 biliyoni. Kampaniyo nthawi zonse imapereka ntchito zatsopano: kugwiritsa ntchito pa intaneti, kutumiza mfundo kuofesi, imagwiritsa ntchito ntchito zake anthu aku Russia oposa 20 miliyoni.

2. Malo achiwiri a IC "RESO-Garantia".

Mu 2012, kampaniyo inagonjetsa Rosgosstrakh malinga ndi kuchuluka kwa malipiro a inshuwalansi pachaka. Mpaka pano, sichifika pamalo oyamba, komabe, madalaivala ambiri amanena kuti kampaniyo ili ndi udindo waukulu pa ntchito zawo, makasitomala amalipidwa motsimikizika mkati mwa masiku asanu ndi awiri.

3. Pamalo achitatu ndi OSAO "Ingosstrah" - imodzi mwamakampani akuluakulu, omwe nthawi zonse amakhala paudindo wapamwamba pazowerengera dziko. Kampaniyo inali m'gulu la atsogoleri pankhani yolipira inshuwaransi mu 2009-2010. IC imapereka chithandizo chokwanira cha inshuwaransi, chomwe chimayamikiridwa ndi anthu ambiri okhala ku Russia, kupereka Ingosstrakh chinthu chamtengo wapatali - moyo, katundu, magalimoto.

4. Insurance Group "MSK" - malo achinayi.

Kampaniyo yakhala ikuwonetsa kukula bwino kuyambira 2009. Mu 2010, Spassky Vorota adalumikizana ndi mapangidwe ake, omwe adakhalanso chilimbikitso china kuti akwaniritse maudindo apamwamba. Nthambi za MSK zimagwira ntchito ku Russia konse, zomwe zimapangitsa kuti anthu onse aku Russia agwiritse ntchito ntchito zake popanda kupatula.

5. Asanu apamwamba adaphatikizansopo Military Insurance Company - VSK.

Chimodzi mwazabwino za bungweli ndi chitsimikizo cha malipiro amalipiro a OSAGO mkati mwa masiku asanu.

Mavoti ena

Tiyenera kukumbukira kuti polemba zomwe zili pamwambazi, ndalama za kampaniyo zinaganiziridwa, choyamba. Komabe, palinso mavoti ena omwe amaganizira kwambiri ndemanga zamakasitomala.

Mmodzi mwa mavoti awa akuwoneka motere:

• Rosgosstrakh;
• Alpha inshuwalansi;
• Ingosstrakh;
• Mgwirizano;
• Inshuwaransi ya Renaissance.

Ma SC otsatirawa atsimikiziranso kudalirika kwawo:

• Ural SIB;
• VTB Inshuwaransi;
• JASO;
• Mgwirizano;
• Max.

Zoonadi, kuti kampani ili ndi malo apamwamba mu chiwerengero chonse cha Russia sichingakhale chitsimikizo chakuti sipadzakhala makasitomala osakhutira. Koma, monga talemba kale pa chitsanzo cha ndemanga za ngongole ya galimoto ya VTB-24, nthawi zambiri makasitomala amavutika osati chifukwa chakuti kampaniyo ndi yoipa komanso yosasamala za ntchito zawo, koma chifukwa chakuti iwowo sadandaula kukhala pansi ndikuwerenga mosamala mgwirizano .

Kudziwa ufulu wanu ndi udindo wanu ndi chitsimikizo cha kulandira malipiro pa nthawi yake komanso mokwanira.

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