Kugula galimoto yokhala ndi maternity capital mu 2014/2015

Monga mukudziwira, pafupifupi maiko onse a USSR yakale, pambuyo pa kugwa, vuto la anthu linayamba - chiwerengero cha kubadwa chinachepa kwambiri, chomwe chinachititsa kuti chiwerengero cha anthu chichepe.

M’zaka za m’ma 90, boma silinathe (kapena silikufuna) kuthandiza mabanja okhala ndi ana ambiri, ndipo ngati litero, ndalamazo zinali zochepa kwambiri.

Kuti athetse vutoli, mu 2007 iwo anayamba kulipira ndalama zoberekera kubadwa kwa ana. Thandizoli limaperekedwa kwa mabanja omwe mwana wachiwiri ndi wotsatira amabadwira. Ndalamayi panopa ndi pafupifupi. Masamba oposa 430 - ndalama sizochepa kwa anthu ambiri a Russian Federation.

Ndondomekoyi ikubala zipatso ndipo mabanja ambiri amasankha kukhala ndi ana oposa mmodzi. Ndipo kuti chiwerengero cha anthu chiyambe kuwonjezeka, m'pofunika kuti banja lapakati likhale ndi ana osachepera atatu.

Makolo achichepere ambiri ali ndi chidwi ndi funsoli - ndalama zoberekera zimatha kugwiritsidwa ntchito kugula galimoto?

Funso ndi lolondola, chifukwa rubles 430, mukhoza kugula galimoto yabwino kwambiri kuti atengere ana kusukulu kapena makalasi mu magawo masewera ndi zina zotero.

Akonzi a portal Vodi.su amayankha funso ili - ayi, ndalama zoberekera zimangogwiritsidwa ntchito pazinthu zina, zomwe siziphatikizapo kugula galimoto.

Mpaka pano, ndalamazi zitha kugwiritsidwa ntchito pazosowa izi:

• kukonza moyo - kubwereketsa, kugula nyumba yatsopano, kukonza kapena kumanganso nyumba, kumanga nyumba yanu;
• zosowa za maphunziro a ana - malipiro a sukulu, kindergarten, sukulu, hostel;
• ndalama za penshoni zomwe sizili aboma kuonetsetsa ukalamba wamakhalidwe abwino kwa amayi a ana.

Zosankhazo nthawi zambiri zimakhala zolondola, galimoto si imodzi mwazofunikira, popanda zomwe sizingatheke kukhalamo, koma kukhala m'nyumba zadzidzidzi ndikugwira ntchito monga chojambulira pambuyo pa giredi 9 kungasokoneze tsogolo la anawo komanso gulu lonse. zonse.

Komabe, mabanja ambiri angatsutse:

"Tili ndi moyo wabwinobwino, pali ndalama zokwanira zophunzitsira ana, koma sizingakhale zopweteka kukhala ndi galimoto."

Zowonadi, kwa mabanja ambiri ochokera kumidzi kapena mabanja omwe ali ndi ana ambiri, kukhala ndi galimoto ndi njira yothetsera mavuto ambiri:

• ana akhoza kutumizidwa mwamsanga kusukulu kapena magawo;
• makolo okha, pokhala ndi galimoto, adzatha kupeza zambiri, sadzataya nthawi pa minibasi kapena sitima;
• ngati pali vuto lililonse la thanzi, mwanayo kapena amayi ake akhoza kupita kuchipatala m’mphindi zochepa chabe.

Mfundo zonsezi zanenedwa kale nthawi zambiri pamaso pa aphungu, koma mpaka pano palibe chisankho chomwe chapangidwa.

Mfundo za aphungu ndi zotani?

• matkapital ndi ndalama m'tsogolomu kapena malo ogulitsa nyumba, ndipo galimoto ndichitsulo chabe, chomwe chimachepa msanga;
• galimoto ikhoza kulembedwa kwa munthu mmodzi yemwe wafika zaka 18, ndipo ana mtsogolomu sadzalandira malipiro aliwonse kuchokera pa izi;
• makolo ndi ana awo ali ndi ufulu wofanana ndi nyumba, zomwe sitinganene za galimoto;
• ngati likulu la amayi likugwiritsidwa ntchito pa maphunziro, ndiye kuti mwanayo adzatha kudzipezera yekha ndi banja lake m'tsogolomu, koma galimotoyo singakhale ndi moyo mpaka nthawi imeneyo.

Ndipo chinthu china chofunika kwambiri chimene aphungu a malamulo amalabadira n’chakuti kugula galimoto kungakhale njira imodzi yopezera ndalama zolipirira amayi, popeza galimotoyo imatha kuchita lendi, ndipo ndalama zimene alandira sizidzagwiritsidwa ntchito pa ana kapena kupititsa patsogolo moyo wawo. mikhalidwe, koma pazifukwa zina zilizonse.

Ndizovuta kusagwirizana ndi aphungu pankhaniyi. Podziwa zamaganizo a anthu ambiri a ku Russia, munthu ayenera kuyembekezera kuti ndalama zidzangodyedwa ndipo, choipitsitsa, kuledzera, ndipo ana, popeza ankakhala m'mikhalidwe yoipa, adzapitirizabe kukhalamo.

Mwachidule, timafika pachimake chosavuta - chigamulo cha momwe ndalama zidzagwiritsire ntchito ziyenera kuchitidwa poganizira zinthu zambiri, zomwe zazikulu ndizo umoyo wa banja. Anthu ambiri pagulu amakhala ndi lingaliro lopanga makomiti omwe angayang'anire zomwe zikuchitika pansi ndikupanga zisankho motengera zosowa za banja linalake.

Federal and Regional Maternity Capital

Pamodzi ndi chuma cha federal ku Russia, mabanja omwe ali ndi ana ambiri amalipidwanso likulu lachigawo. Kuchuluka kumadalira dera lapadera ndipo pafupifupi ranges kuchokera 50 mpaka 200 zikwi rubles.. Ndalamazi nthawi zambiri zimaperekedwa kwa mwana wachitatu m'banjamo.

Malamulo achigawo a zigawo zina - Tula, Kaliningrad, Kamchatka, Novosibirsk, Yakutia, ndi zina zotero - amapereka mwayi wogwiritsa ntchito ndalamazi pogula galimoto.

Inde, simungagule galimoto yabwino kwa 50-200 zikwi, koma kwa mabanja akuluakulu uwu ndi mwayi wopeza kuchotsera kwakukulu.

Kuti mugwiritse ntchito ndalamazi, muyenera kupereka zikalata zotsatirazi:

• pasipoti;
• satifiketi;
• ntchito;
• zikalata zogulira galimoto.

Ife ku Vodi.su sitinakumanepo ndi kugula galimoto ndi likulu la amayi apakati, choncho sitingathe kunena mwachindunji zomwe zikutanthawuza zomwe zikalata zogula galimoto. Mwinamwake, izi ziyenera kuphatikizapo chiphaso-cheke, zikalata zolipira malipiro a ndalama zina, mgwirizano wogulitsa galimoto, zomwe zikutsatira kuti tilibe kuchuluka kwa likulu lachigawo.

Mwachidule, ngati ndinu wokhala m'mabungwe omwe amaloledwa kugwiritsa ntchito ndalama mwanjira imeneyi, ndiye kuti mumagulitsa magalimoto aliwonse adzakuuzani zoyenera kuchita panthawiyi.

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