Chifukwa Chake Simuyenera Kugulitsa Galimoto Yanu Pambuyo Pazaka Zitatu
eni ambiri zoweta galimoto otsimikiza kuti m'pofunika kugulitsa galimoto, amene kamodzi anagulidwa latsopano mu zaka zitatu. Komabe, kumvana koteroko sikumachitira umboni m’pang’ono pomwe kuti lingaliro loterolo ndi losatsutsika. Palinso zotsutsana nazo.
Kodi nambala yamatsenga iyi "atatu" idachokera kuti? Ndizosavuta - opanga magalimoto ambiri amapereka chitsimikizo chazaka zitatu pamagalimoto awo. Ndipo popeza aliyense akudziwa kuti galimoto tsopano yapangidwa kuti ikhale yotayika, ndipo imasweka mwamsanga pambuyo pa kutha kwa nthawi ya chitsimikizo, ndiye kuti muyenera kusiya nayo pomwepo popanda kudandaula, kuti musalipire ndalama zolipirira zokonzekera zokhazikika.
Ndikoyenera kutchula mfundo imodzi yofunika. eni galimoto Russian akhoza kugawidwa m'magulu atatu: olemera, osauka ndi owumba. Mwachibadwa, oimira magulu onse atatu ali ndi malingaliro osiyana pa galimoto. Olemera ali ndi zovuta zawo, ndipo ochita masewerawa samayendetsedwa ndi kulingalira kwanzeru - ntchito yawo ndikuwoneka olemera komanso opambana. Ndi magulu awiriwa omwe amaika maganizo a anthu, ngakhale kuti ambiri ku Russia si anthu olemera. Tidzathana ndi mavuto omaliza awa.
Ziwerengero zimatsutsa malingaliro okhazikika akuti ambiri amataya galimoto yawo pambuyo pa zaka zitatu za ntchito. Dziweruzireni nokha - kuyambira pa Julayi 1 chaka chino, zaka zambiri zamagalimoto onyamula anthu ku Russia ndi zaka 12,5. Komanso, galimoto yachitatu iliyonse ndi wamkulu kuposa zaka 15! Inde, kukhala ndi umwini wautali wotero sikumasonyeza moyo wabwino. Koma izi ndizowona zomwe sizili zovomerezeka kwa opanga magalimoto, ogulitsa ovomerezeka, mabanki ndi makampani a inshuwaransi, omwe ntchito yawo ndikuwakakamiza kuti agule zinthu zawo mochuluka momwe angathere ndikusintha pafupipafupi momwe angathere.
Choncho, ngati mulibe chikhumbo ntchito matumba awo, kapena kudumphira mozungulira ndi zosasinthika mafashoni, ndiye imani ndi kuganizira zifukwa zenizeni muli kugulitsa galimoto yakale ndi kugula latsopano.
Ngati galimoto pambuyo pa zaka zitatu si kugwa, sikutanthauza nthawi zonse zazing'ono kukonza - musadabwe, izi zimachitika nthawi zambiri - ndiye n'chiyani kufunikira mwamsanga kuchotsa? Palibe chifukwa chakukumbutsani: mukamasamalira mosamala komanso mosamala pa nthawi ya chivomerezo, ndizowonjezereka kuti zidzakubwezerani ndi utumiki wokhulupirika ngakhale kumapeto kwa nthawi ya chitsimikizo. Inde, ngakhale galimoto ikufunika kukonzanso, ndiye kuti ndi bwino kuwunika zomwe zingakhale zodula kwambiri - ntchito za galimoto kapena kugulitsa galimoto yakale ndi kuwonongeka kosalephereka pamtengo ndikugula zatsopano, zomwe zimawononga kwambiri.
Eni ake ambiri amagalimoto ogwiritsidwa ntchito samawapangira inshuwaransi yamtengo wapatali ya CASCO, amadzichepetsera ku OSAGO yofunikira. Ndi galimoto yatsopano, monga lamulo, feint yotereyi siigwira ntchito, zomwe zimakakamiza mwiniwake kuti atulutse ndalama zambiri kwa ma inshuwaransi chaka chilichonse. Ichinso ndi mkangano mokomera kusintha pambuyo galimoto. Ngati banja lanu kapena chikhalidwe chanu sichinasinthe, chomwe chimafuna mwachangu chitsanzo chokulirapo kapena chodziwika bwino, palibenso chifukwa chovutikira ndi kugula ndi kugulitsa.
Ponena za kuchepetsa mtengo wogulitsa, ndiye kuti aliyense ali ndi ufulu wowerengera zotayika zawo m'njira yomwe ili yabwino kwa iye. Komabe, tiyenera kukumbukira kuti kutayika kwakukulu kwamtengo wapatali kumachitika panthawi yochoka kwa galimoto yatsopano kuchokera ku galimoto yogulitsa magalimoto, yomwe inagwa imodzi imatembenuza kukhala yogwiritsidwa ntchito. Ndilonso "ndondomeko yazaka zitatu" yomwe imakhala yovuta kwambiri pa chikwama - mtengo umene galimotoyo yakonzeka kutengedwa pamsika wachiwiri imatsika ndi 10-15% pachaka, kutengera mtundu ndi mtengo woyamba. . Ndiye kugwa kwamtengo kumachepa kwambiri.
Inde, ngati simukukonda chiweto chanu, ndiye kuti simungathe kupondereza kulikonse - muyenera kusintha. Koma, mulimonse momwe zingakhalire, simuyenera kugonjera mabodza osagwirizana ndi opanga, ndi mbedza kapena mwachinyengo kukukokerani kumalo ogulitsa magalimoto. Ndi bwino kupanga chisankho pamutu wodekha, poganizira zonse zachuma ndi tsiku ndi tsiku.
