Chidule cha zosankha zangongole zamagalimoto
The zosiyanasiyana galimoto ndalama options mwatsatanetsatane pansipa.
Ngongole yaumwini
Ngongole yaumwini imakulolani kuti mubwereke ndalama zambiri ndikulipira nthawi zonse, zokhazikika kuti mulipire. Monga lamulo, mutha kufalitsa malipirowo kwa nthawi ya chaka chimodzi mpaka zisanu ndi ziwiri. Kutalikirapo, kumachepetsa kuchuluka kwa malipiro omwe mumapanga.
Ndi ngongole yaumwini, simungabweze zomwe mudalipira (ngakhale mutapereka ndalama zambiri kuposa zomwe mukufunikira) ndipo, mosiyana ndi mzere wa ngongole kapena kirediti kadi, simungagwiritse ntchito ngongoleyo pogula zina.
Ngongole zambiri zamunthu zimakhala ndi mtengo wochepera womwe ukhoza kuyambira $1,000 mpaka $10,000 mpaka $25,000 kutengera wobwereketsa. Onaninso kuchuluka kwake - ngongole zina zilibe malire ndipo zina zimangokhala $ XNUMX XNUMX.
Ngongole zaumwini zitha kukhala zotetezedwa kapena zosatetezedwa ngati chinthu chikugwiritsidwa ntchito ngati chikole cha ngongoleyo. Ngati ngongole yanu yatetezedwa, izi zitha kutsitsa chiwongola dzanja chanu ndikukhudza kuchuluka kwangongole yanu. Ngongole zaumwini zomwe zimatetezedwa mwachindunji ndi galimoto zimatchedwa ngongole zamagalimoto.
Ngongole zamagalimoto
Ngongole zamagalimoto ndizofanana ndi ngongole zaumwini, koma galimoto yomwe mumagula ndi chikole cha ngongoleyo (obwereketsa ena angatchule kuti ngongole yaumwini). Kukhala ndi galimoto yanu ngati chikole kumatanthauza kuti ngati mutalephera kubweza ngongole yanu, galimoto yanu ikhoza kulandidwa. Poyerekeza ndi ngongole yopanda chitetezo, izi zikutanthauza kuti chiwongola dzanja chikhoza kutsika.
Kuti galimoto ikhale yoyenera kutetezedwa, nthawi zambiri imayenera kukwaniritsa zofunikira zina. Mwachitsanzo:
• Zatsopano - Magalimoto atha kukhala atsopano ndikugulidwa kwa ogulitsa okha. Ngongole zamagalimoto zatsopano nthawi zambiri zimakhala ndi chiwongola dzanja chochepa.
• Zogwiritsidwa ntchito - zitha kukhala zamagalimoto osakwana zaka zisanu ndi ziwiri kwa obwereketsa ena, ndipo pamagalimoto ambiri omwe adagwiritsidwa ntchito, ngongole yocheperako ingakhale yofunika.
• Zochepa - Ndalama zochepera zotetezedwa (ndalama zangongole, osati mtengo wogulira galimoto) zitha kuyambira $4,000 mpaka $10,000 pa ngongole zamagalimoto.
Ngati mkhalidwe wanu sungakhale woyenerera, funsani wobwereketsa amene mukumuganizira musanapemphe.
Kiredi
Mutha kugwiritsa ntchito kirediti kadi pogula galimoto, ndipo obwereketsa ena angakulimbikitseni ngati mukufuna kubwereka ndalama zocheperapo zomwe ali nazo, makamaka ngati ali ndi kirediti kadi yachiwongola dzanja chochepa pakusakaniza kwawo.
Kugula galimoto ndi kirediti kadi sikungakhale koyipa monga kumamvekera. Phunzirani zambiri za ubwino ndi kuipa kwa kugula galimoto ndi kirediti kadi.
Kulipira galimoto
Kubwereka galimoto kuli ngati kubwereka galimoto kwa nthawi yeniyeni, ndi mwayi wogula kumapeto kwa kubwereketsa ndalama zotsalira, ndiko kuti, mtengo kapena peresenti yomwe nthawi zambiri amavomereza pasadakhale.
Kubwereka galimoto kungakhale kothandiza pa:
• Ogula omwe abwana awo amapereka phukusi la malipiro a galimoto kudzera mu Novat Lease.
• Mabizinesi omwe safuna kumangiriza ndalama zomwe zikucheperachepera.
Dziwani zambiri za kubwereketsa mu Kuganizira Kubwereketsa Magalimoto.
Kugula pang'onopang'ono
Kugula pang'onopang'ono, komwe nthawi zina kumadziwika kuti kugula kobwereka, ndi njira yopezera ndalama pomwe wopereka ndalama amagula galimotoyo ndikubwereketsa kwa nthawi yomwe mwagwirizana. Monga ndi kubwereketsa, mutha kuphatikiza malipiro ambiri kumapeto kwa mgwirizano, koma izi sizikufunika.
Kugula pang'onopang'ono kumapangidwira makampani kapena anthu omwe amagwiritsa ntchito galimotoyo pazamalonda.
Ngongole ya katundu wosunthika
Kubwereketsa panyumba yosunthika ndi njira yopezera ndalama zamagalimoto yoyenera mabizinesi omwe galimoto yogulidwa (katundu wosunthika) imagwiritsidwa ntchito pabizinesi yopitilira 50% yanthawiyo.
Kampaniyo nthawi yomweyo imakhala eni ake agalimoto, popanda kuyikapo ndalama pogula, komabe imatha kuyitanitsa phindu la msonkho pagalimotoyo. Muli ndi mwayi woyatsa malipiro kumapeto kwa nthawi kuti muchepetse malipiro, koma izi sizofunikira.
