Ngongole yanjinga yamoto - zomwe mungasankhe? Kukhazikitsa, kubwereketsa, kapena ngongole yachinsinsi?

Kulota njinga yamoto yanu? Koma mulibe ndalama zogulira? Ngati mukuganiza zogula zida zatsopano, tengani ngongole yanjinga yamoto. Kodi mudzachilandira ndi zochepa zamachitidwe? Bwanji? Dziwoneni nokha!

Kukhala ndi njinga yamoto ndi loto la amuna ndi akazi ambiri. Pakali pano, kusunga ndalama zoyenera kugula ndi vuto lalikulu. Kukwera kwamitengo yamagalimoto ogwiritsidwa ntchito ndi atsopano sikupangitsa kuti kukhale kosavuta kukwaniritsa maloto anu. Ngongole yanjinga yamoto ndi mwayi wopanga chimodzi mwazofuna zanu. Komabe, kumbukirani kuti mtundu uwu wa ndalama umatenga mitundu yambiri. Itha kukhala kubwereketsa, ngongole yandalama kapena ngongole yanjinga yamoto yokhazikika.

Ndi ngongole yanji ya njinga yamoto yomwe mungasankhe?

Simudziwa momwe ndalama zogulira njinga yamoto? Nazi zina mwa njira zodziwika bwino zopezera ndalama zogulira galimoto yamaloto anu:

• ngongole / ngongole ya ndalama;
• ngongole yamagalimoto (ndi njira ya njinga yamoto);
• ngongole ya njinga yamoto;
• kubwereketsa;
• ngongole yachinsinsi.

Mukufuna kugula njinga yamoto koma osadziwa momwe mungaipezere ndalama? Kodi muli ndi ndalama zokwanira, palibe zolakwika mu BIC ndi galimoto yosankhidwa? Lemberani ku bungwe lazachuma lomwe mwasankha. Kumbukirani kuti mudzalandira ndalama zogulira njinga yamoto kuchokera kubanki ndi kampani yangongole. Werengani mosamala zoperekedwa za mayunitsi. Pamsika, mupeza mabungwe onse obwereketsa omwe amathandizira amalonda, monga plmfund.pl, ndi mabungwe ena omwe si mabanki omwe amapereka ngongole kwa anthu pawokha. 

Ngongole zandalama ndi njira yabwino chifukwa siziyenera kuthandizidwa ndi injini yomwe mudagula. Komabe, zinthu zandalama pankhaniyi zidzakhala zochepa kwambiri. Ngati mungaganize zangongole yodziwika bwino yagalimoto/njinga yamoto, chonde ganizirani zatsatanetsatane ndi mikhalidwe. Ngati udindowo sunabwezedwe, bungwe lidzalanda galimotoyo kuti lilipire ngongoleyo.

Kubwereketsa ndi njira yabwino yopezera galimoto yatsopano yamawilo awiri. Chifukwa chiyani? Ndi njira iyi yandalama, mudzalandira njinga yamoto yamaloto anu, yomwe mudzalembetse ku kampani yanu. Kotero inu mukhoza kuika kugula kwake mu mtengo wochitira bizinesi.

Ngongole ya njinga yamoto - muyenera kuyang'ana chiyani?

Mukamafunsira ngongole yanjinga yamoto, samalani pazinthu zingapo, zomwe ndi:

• chidwi;
• ntchito;
• kukhwima;
• zoletsa zochokera ku mgwirizano wandalama.

Mukasankha ngongole yanjinga yamoto ku banki, nthawi zambiri mumapeza ndalama zogulira galimoto ndi cholinga chilichonse. Njira yopezera ndalama iyi imakupatsani mwayi wogwiritsa ntchito nthawi yobweza mpaka zaka 10. Kumbukirani, komabe, kuti njinga yamoto yomwe mumagula ikakula, chiwongola dzanja cha ngongole yanu chimakwera.

Kufunsira ngongole yanjinga yamoto ndikosavuta. Zomwe muyenera kuchita ndikupatsa bungwe lazachuma zikalata zonse pamodzi ndi ntchito yomaliza. Mabanki nthawi zambiri amafuna kusamutsa umwini wagalimoto. Zikutanthauza chiyani? Mukalandira ngongole, mumalonjeza kubwezera njinga yamoto ngati simukulipira ngongoleyo. Pogula ndondomeko ya AC, ganizirani za kuthekera kwa kuchoka kwa izo mokomera banki ngati kuli kofunikira.

Ngongole yanjinga yamoto kapena kubwereketsa - ndibwino kuti?

Mukudabwa kuti chifukwa chiyani kubwereketsa kuli bwino kuposa ngongole yanjinga yamoto? Posankha kubwereketsa, choyamba mumapeza:

• njira yosavuta yoganizira;
• zofunikira zochepa zomwe ziyenera kukwaniritsidwa;
• kuthekera kogwiritsa ntchito zochotsera ngati mukuchita bizinesi;
• palibe chifukwa chotsimikizira kuti ndinu woyenera kubweza ngongole komanso kusapezeka kwa zolemba zolakwika mu BIC.

Ganizirani za maubwino awa mukafuna ndalama zogulira mawilo awiri atsopano. Kumbukirani kuti mwininyumba atha kufotokoza njira yogwirira ntchito ndikuyika malire a mtunda. Ngati musankha ngongole ya njinga yamoto, sipadzakhala zinthu zotere.

Mwachidule, ngongole ya njinga yamoto ndi njira yabwino kuti maloto anu akwaniritsidwe. Mofanana ndi chisankho chilichonse chandalama, ili ndi ubwino ndi kuipa kwake. Muyenera kuyankha nokha funso ngati kuli koyenera. Unikani zonse zabwino ndi zoyipa ndipo mupanga chisankho choyenera. Kumbukiraninso kuti ngongole zochokera kumakampani azinsinsi zamalonda zitha kukhalanso njira yosangalatsa.