Malo abwino kwambiri komanso oyipa kwambiri oyendetsa
Kukonza magalimoto

Malo abwino kwambiri komanso oyipa kwambiri oyendetsa

Pambuyo pazaka zakucheperako, madalaivala aku America akubwerera m'misewu ndi ziwerengero zodziwika bwino.

Malinga ndi mneneri wa AAA, Julie Hall, "Anthu aku America adayendetsa ma 3.1 thililiyoni mamailo mu 2015, mbiri yakale komanso 3.5 peresenti kuposa mu 2014. The Great American Journey wabwerera, zikomo kwambiri chifukwa chotsitsa mitengo yamafuta."

M'nyengo yachilimwe, kuyendetsa galimoto kumawonjezeka ndipo oyendetsa galimoto ambiri amakonzekera ulendo wamsewu. Pokonzekera nyengo yoyendetsa galimoto, CarInsurance.com idagwiritsa ntchito ma metric asanu ndi atatu kuti adziwe kuti ndi mayiko ati omwe ali abwino komanso oyipa kwambiri kwa oyendetsa. Minnesota ndi Utah ali pamwamba pamndandanda, pomwe Oklahoma ndi California ali pansi pamndandanda. Utah ndi Minnesota akutsogolera dzikolo, akumaliza 1st ndi 2nd, motsatana. California idakhala pa 50th ndi Oklahoma 49th.

Carinsurance.com idayika dziko lililonse kutengera izi:

  • Inshuwaransi: Peresenti ya inshuwalansi ya galimoto imadalira ndalama zomwe banja limalandira.
  • Madalaivala Opanda Inshuwaransi: Chiyerekezo peresenti ya madalaivala opanda inshuwaransi.
  • Imfa zapamsewu: Chiwerengero cha pachaka cha anthu amafa pamsewu pa 100,000.
  • Misewu: Kuchuluka kwa misewu yomwe ili yotsika bwino.
  • Milatho: Kuchuluka kwa milatho yopezeka kuti ndi yolakwika mwadongosolo.
  • Mtengo Wokonza: Kuyerekeza mtengo wowonjezera wokonza galimoto yanu chifukwa choyendetsa misewu yoyipa.
  • Gasi: Mtengo wapakati wa galoni ya mafuta
  • Kuchedwa Kuyenda: Kuchedwa kwapachaka kwa maola okwera aliyense mumzinda wotanganidwa kwambiri m'boma.
  • Misewu yodutsa*: Chiwerengero cha njira zodutsamo zosankhidwa ndi boma (maambulera ophatikiza misewu yosiyana 150 komanso yosiyanasiyana yosankhidwa ndi Secretary of Transportation wa US, kuphatikiza National Scenic Bypasses ndi All-American Highways).

* Imagwiritsidwa ntchito ngati chopumira

Miyezo yoyezera idawerengedwa pazifukwa izi:

  • Chiwerengero cha imfa pachaka chifukwa cha ngozi zapamsewu pa anthu 100,000 malinga ndi IIHS ndi 20%.
  • Mtengo wapakati wapachaka wa inshuwaransi monga kuchuluka kwa ndalama zapakatikati zapakhomo kutengera zomwe zachokera ku Carinsurance.com ndi US Census Bureau ndi 20%.
  • Peresenti yamisewu yoyipa / yapakatikati - 20%
  • Kuyerekeza mtengo wokonza misewu ndi milatho pa woyendetsa galimoto aliyense m'boma kutengera deta ya US Department of Transportation ndi 10%.
  • Mtengo wapakati pa galoni iliyonse yamafuta kutengera lipoti la AAA Fuel Gauge - 10%
  • Kuchedwa kwapachaka pa wokwera galimoto kutengera 2015 Texas A&M Urban Mobility Scorecard - 10%
  • Peresenti ya milatho yodziwika kuti ndi yolakwika mwadongosolo - 5%
  • Chiyerekezo cha madalaivala opanda inshuwaransi kutengera zomwe zachokera ku Insurance Information Institute ndi 5%.
Malo abwino kwambiri komanso oyipa kwambiri oyendetsa
deraUdindoInshuwalansiosatetezedwa

madalaivala

magalimoto

akufa

MisewuMilathokukonzagasiPitani

kuchedwa

Utah12.34%5.8%8.725%15%$197$2.07Maola 37
Minnesota22.65%10.8%6.652%12%$250$1.91Maola 47
New Hampshire32.06%9.3%7.254%32%$259$2.01Maola 15
Virginia42.14%10.1%8.447%26%$254$1.89Maola 45
Vermont52.42%8.5%745%33%$424$2.09Maola 17
Indiana63.56%14.2%11.317%22%$225$1.98Maola 43
Iowa72.33%9.7%10.346%26%$381$2.01Maola 12
Maine82.64%4.7%9.853%33%$245$2.11Maola 14
Nevada93.55%12.2%10.220%14%$233$2.44Maola 46
North Carolina102.09%9.1%12.945%31%$241$1.95Maola 43
Nebraska112.60%6.7%1259%25%$282$2.03Maola 32
Ohio122.80%13.5%8.742%25%$212$1.98Maola 41
Georgia134.01%11.7%11.519%18%$60$2.01Maola 52
Delaware144.90%11.5%12.936%21%$257$1.93Maola 11
Hawaii151.54%8.9%6.749%44%$515$2.60Maola 50
Kentucky164.24%15.8%15.234%31%$185$1.98Maola 43
Alaska172.27%13.2%9.949%24%$359$2.28Maola 37
Missouri182.71%13.5%12.631%27%$380$1.82Maola 43
Idaho192.83%6.7%11.445%20%$305$2.09Maola 37
North Dakota202.95%5.9%18.344%22%$237$1.97Maola 10
Massachusetts213.09%3.9%4.942%53%$313$2.03Maola 64
Wyoming222.85%8.7%25.747%23%$236$1.98Maola 11
Alabama234.74%19.6%16.925%22%$141$1.85Maola 34
Tennessee244.14%20.1%14.738%19%$182$1.87Maola 45
South Carolina253.88%7.7%17.140%21%$255$1.83Maola 41
Arizona263.32%10.6%11.452%12%$205$2.13Maola 51
Kansas273.00%9.4%13.362%18%$319$1.87Maola 35
Texas284.05%13.3%13.138%19%$343$1.87Maola 61
Maryland292.63%12.2%7.455%27%$422$2.05Maola 47
Montana303.89%14.1%18.852%17%$184$2.00Maola 12
Illinois312.73%13.3%7.273%16%$292$2.07Maola 61
Florida325.52%23.8%12.526%17%$128$2.05Maola 52
Connecticut333.45%8.0%6.973%35%$2942.16%Maola 49
New Mexico343.59%21.6%18.444%17%$291$1.90Maola 36
West Virginia354.77%8.4%14.747%35%$273$2.02Maola 14
New York363.54%5.3%5.360%39%$403$2.18Maola 74
North Dakota372.92%7.8%15.961%25%$324$2.02Maola 15
Colado382.93%16.2%9.170%17%$287$1.96Maola 49
Oregon393.15%9.0%965%23%$173$2.18Maola 52
Arkansas404.28%15.9%15.739%23%$308$1.84Maola 38
New Jersey413.91%10.3%6.268%36%$601$1.87Maola 74
Washington422.80%16.1%6.567%26%$272$2.29Maola 63
Pennsylvania432.93%6.5%9.357%42%$341$2.20Maola 48
Chilumba cha Rhode443.80%17.0%4.970%57%$467$2.08Maola 43
Michigan456.80%21.0%9.138%27%$357$1.99Maola 52
Mississippi465.23%22.9%20.351%21%$419$1.84Maola 38
Wisconsin473.23%11.7%8.871%14%$281$2.01Maola 38
Louisiana486.65%13.9%15.962%29%$408$1.86Maola 47
Oklahoma495.25%25.9%17.370%25%$425$1.80Maola 49
California504.26%14.7%7.968%28%$586$2.78Maola 80

Momwe maiko amayikidwa pamayendedwe oyendetsa

Msewu wabwino, kukonzanso kwa gasi ndi magalimoto otsika mtengo, inshuwaransi yagalimoto yotsika mtengo, komanso kufa pang'ono komanso kuchedwa kwa magalimoto onse amapeza ndalama kumayiko omwe ali pamwamba pamndandanda. Utah ili ndi ndalama zambiri za inshuwaransi, ndi magawo awiri okha a ndalama zapakhomo zomwe zimagwiritsidwa ntchito pa inshuwaransi yamagalimoto, pomwe aku California amawononga anayi peresenti. 68% ya misewu yaku California ndi yoyipa, koma 25% yokha ya misewu ya Utah ili momwemo. New Jersey ili ndi mtengo wapamwamba kwambiri wokonza msewu pa $ 601 pa driver, ndikutsatiridwa ndi California pa $ 586 ndi Utah pamtengo wocheperako $187. Sunny California ili ndi kuchulukana kwa magalimoto kwautali kwambiri komanso mafuta okwera mtengo kwambiri mdziko muno.

Kuchuluka kwa misewu yoyipa/yapakati

Zotsatira zamwazikana m'maboma omwe ali ndi misewu yotsika kwambiri komanso yotsika kwambiri. Panalibe dera limodzi lomwe linali ndi misewu yoipa kwambiri kapena yabwino kwambiri. Illinois ndi Connecticut, pa 73%, ali ndi misewu yoyipa komanso yaphompho. Madalaivala ku Indiana ndi Georgia amasangalala ndi msewu wosalala pa 17% ndi 19% motsatana.

Momwe misewu yoyipa imakhudzira mtengo wokonza magalimoto

Madalaivala kulikonse amayenera kukonza magalimoto awo pamene mikhalidwe yoipa ya misewu ikuwononga magalimoto awo. Okhala ku New Jersey amalipira pafupifupi $601 pachaka, pomwe okhala ku California amawononga $586. Kumbali ina, okhala ku Florida amawononga $128 pachaka, pomwe aku Georgia amangowononga $60.

Kuchedwa kwa ola limodzi kwa masitima apamtunda wakunja kwatawuni pachaka

Madera akugombe akuwoneka kuti ndi oipitsitsa kwambiri chifukwa cha kuchuluka kwa anthu apaulendo, pomwe mayiko aku Midwest akuchedwetsa pang'ono. Texas A&M Transportation Institute inagwirizana ndi INRIX kupanga Urban Mobility Scorecard yomwe imayesa kuchuluka kwa maola pachaka omwe wokwera amachedwa chifukwa cha kuchuluka kwa magalimoto mu mzinda womwe uli ndi anthu ambiri m'boma. Los Angeles, California ndiye woyipa kwambiri, wokhala ndi maola 80 pachaka, Newark, New Jersey ndi New York amafanana ndi maola 74 pachaka. Madalaivala aku North Dakota ndi Wyoming sakumana ndi kuchedwa kwa magalimoto kwa maola 10 ndi 11 motsatana.

Tidagwiritsa ntchito pafupifupi mitengo ya inshuwaransi yamagalimoto ndi boma monga maziko owerengera athu kuchuluka kwa ndalama zapakatikati zapakhomo zomwe zimagwiritsidwa ntchito pa inshuwaransi yamagalimoto. Michigan ndi Louisiana, kumene pafupifupi asanu ndi awiri peresenti amathera chaka chilichonse pa inshuwalansi ya galimoto, ndizo zodula kwambiri. Ndalama zapakatikati zapachaka ku Michigan ndi $52,005 ndipo inshuwaransi yamagalimoto apakatikati ndi $3,535. Ku Louisiana, ndalama zapakati ndi $42,406K, zomwe $2,819K zimagwiritsidwa ntchito pa inshuwaransi.

Ku New Hampshire, ndalama zapakatikati ndi $73,397 ndipo $1,514 zimagwiritsidwa ntchito pa inshuwaransi yamagalimoto-pafupifupi 2% yonse. Anthu okhala ku Hawaii amapeza $71,223 ndipo amawononga pafupifupi $1,095 pa inshuwaransi yamagalimoto - ndiye $1.54% yokha.

Kafukufuku woyendetsa galimoto: Pafupifupi 25% amadana ndi kuyendetsa galimoto; "zoyipa" kuyendetsa

Madalaivala 1000 omwe anafunsidwa ndi Carinsurance.com anapereka mayankho awo ponena za zinthu zabwino kwambiri ndi zoipitsitsa za kuyendetsa galimoto komanso momwe amamvera pa kuyendetsa galimoto nthawi zonse. Madalaivala amakumana ndi zotsatirazi akamapita ndi kukayendera:

  • Ndimasangalala kwambiri: 32%
  • Ndimaona kuti ndizovuta koma osachita mantha: 25%
  • Ndimaona kuti ndizosautsa komanso zowopsa: 24%
  • Mulimonsemo, sindikuganiza zambiri za izi: 19%

Zinthu zosasangalatsa kwambiri zomwe zimayambitsa kukhumudwa kumbuyo kwa gudumu ndi:

  • Magalimoto: 50%
  • Makhalidwe oyipa a madalaivala ena kumbuyo kwa gudumu: 48%
  • Misewu yoyipa ngati maenje: 39%
  • Zowonongeka, monga misewu yosakonzekera bwino: 31%
  • Kupanga misewu kapena milatho: 30%
  • Mitengo ya inshuwaransi yamagalimoto okwera mtengo: 25%
  • Nyengo yabwino: 21%

Mosiyana ndi zimenezi, oyendetsa galimoto amati zinthu izi zimathandizira kuyendetsa bwino kwambiri:

  • Misewu yambiri yosamalidwa: 48%
  • Njira zambiri zowoneka bwino: 45%
  • Nyengo yabwino: 34%
  • Mitengo ya inshuwaransi yamagalimoto yotsika mtengo: 32%

Gwiritsani ntchito mfundozi mukadzakonzekera ulendo wina.

Nkhaniyi idasinthidwa ndi chilolezo cha carinsurance.com: http://www.carinsurance.com/Articles/best-worst-states-driving.aspx

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