Ngongole zamagalimoto pa 0%: kuopsa kwa izi
Pogula galimoto yogwiritsidwa ntchito kapena yatsopano yopanda chiwongola dzanja, mtengo womaliza umakwera kwambiri, mwachitsanzo, malinga ndi Consumer Reports Australia, mtengo wa Nissan Pulsar wokhala ndi chiwongola dzanja unali $19,900 - $24,900, koma galimoto yomweyi idagulidwa pamtengo wamtengo wapatali. mtengo wokambirana. popanda chiwongola dzanja ndikufikira mtengo wa madola. Zitsanzo ngati izi zikuwonetsa bwino chifukwa chake sitikulimbikitsa kulowa m'mapangano ogulitsa popanda chiwongola dzanja chowonjezera.
Nthawi zambiri, njira yogula ikakhazikitsidwa pagalimoto yogwiritsidwa ntchito kapena yatsopano, mgwirizano umapangidwa pakati pa wogulitsa ndi kasitomala yemwe amayang'anira mapepala omwe. pangitsa wogula kukhala ndi udindo wolipirako kwa miyezi ingapo, mchitidwe umenewu umatchedwa financing ndipo nthawi zambiri amatanthauza chiwongoladzanja chogwirizana, komabe izi sizili choncho nthawi zonse.
Mchitidwe wogula magalimoto ogwiritsidwa ntchito opanda chiwongola dzanja ndi aposachedwa, ndipo malinga ndi Capital Plus Finance, zitha kukhala zoyipa kwambiri kwa wogula, ngakhale sakudziwa. Mukuwona, nthawi zambiri magalimoto omwe amaperekedwa popanda ndalama nthawi zambiri amakhala magalimoto omwe amasiyidwa kumapeto kwa mwezi, alibe zolimbikitsa zogula, komanso anali ovuta kugulitsa. Ogulitsa amapezerapo mwayi pazimenezi kuti athe kupanga phindu lalikulu mwachangu pamagalimoto omwe akanagulitsidwa pamitengo yotsika kwambiri chifukwa cha momwe zinthu ziliri.
Apanso, kawirikawiri ogulitsa nthawi zambiri amapereka nthawi yochuluka ya zaka 3 kuti amalize kulipira galimoto yomwe ikufunsidwa, yomwe ndi nthawi yaifupi kwambiri kuposa nthawi zonse pankhani ya magalimoto omwe ali ndi chiwongoladzanja omwe ngongole zawo zimatha zaka 4 mpaka 5.. Choncho, ndalama zomwe zawonjezeredwa ku mtengo womaliza wa galimotoyo zidzabwezeredwa kwa wogulitsa mofulumira kwambiri, kotero ubwino umakhalabe ndi wogulitsa pazochitikazi.
Limodzi mwamayankho omwe akonzi a Capital Plus Finance adapereka pazovuta izi ndi Kuwerengera molondola ndalama za mwezi uliwonse zomwe mudzakumane nazo musanapeze mtundu uliwonse wa mgwirizano popanda chiwongoladzanja chowonjezera.. Izi ndichifukwa choti ndi.
Kuphatikiza pa mfundo yapitayi, tikukulimbikitsani kuti mutsimikizire galimoto yanu posachedwa kapena musanamalize kugula galimoto yanu yogwiritsidwa ntchito chifukwa nthawi zambiri imakhala yovuta kwambiri kuti mukhale ndi inshuwalansi chifukwa cha mbiri yawo komanso kuti akhala ndi madalaivala angapo. , m'mbuyomu. Mwanjira iyi, ndikuganizira mtengo uwu, mudzatha kupanga chisankho chokwanira komanso chodziwitsidwa.
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