Momwe mungatsimikizire galimoto kudzera pa intaneti OSAGO?

Momwe mungayikitsire galimoto pansi pa OSAGO kudzera pa intaneti?

Galimotoyo yakhala moyo wa anthu ambiri. Chifukwa chake, mutha kudzimva kuti ndinu odziyimira pawokha pamayendedwe apagulu. Kukhala ndi galimoto kulinso udindo waukulu. Mwamwayi, lero ndizotheka kutsimikizira udindo wanu mothandizidwa ndi ndondomeko ya OSAGO. Ngati mukhala woyambitsa ngozi yapamsewu, kampani ya inshuwaransi idzabwezera zomwe mwawononga kwa anthu ena.

OSAGO imapereka maubwino awa:

• 500 rubles adzalipidwa pa chithandizo cha ovulala pa ngozi;
• 400 zikwi zidzaperekedwa kukonza magalimoto owonongeka;
• ngati kuwonongeka kuli kochepa, chirichonse chikhoza kuthetsedwa mothandizidwa ndi Europrotocol mu kuchuluka kwa rubles zosaposa 50 zikwi.

Kuonjezera apo, pa pempho la dalaivala, akhoza kulipidwa ndalama zowonongeka mu ndalama kapena pa khadi, kapena kutumizidwa ku siteshoni kuti akakonze. Ndikoyeneranso kukumbukira kuti OSAGO ndi yovomerezeka, tayankhula kale kangapo pa Vodi.su za makampani abwino a inshuwalansi ku Russia, kumene mungapeze inshuwalansi.

M'nkhaniyi, ndikufuna kukhala mwatsatanetsatane pazatsopano zotere monga ndondomeko yamagetsi ya OSAGO. Ndiye kuti, tsopano simukufunikanso kutuluka mnyumbamo, chifukwa zidziwitso zonse za inshuwaransi yanu zili mu OSAGO AIS - Automated OSAGO Information System. Ndondomeko yamagetsi imakhala ndi mphamvu zonse zovomerezeka ndipo makampani ambiri masiku ano amapereka chithandizo choterocho. Palinso malo ambiri amkhalapakati omwe ali othandizira makampani osiyanasiyana a inshuwaransi, pomwe mtengo wa ndondomekoyi ndi wofanana ndi wamakampani akuluakulu a inshuwaransi. Chokhacho ndikuti mudzayenera kulipira zowonjezera pazowonjezera, monga wotumiza.

Ndondomeko

Ntchito yapaintaneti ya OSAGO idayambitsidwa kuyambira 2015, poyamba idapezeka kwa anthu okha. Kuyambira pa July 2016, 2017, mabungwe azamalamulo analandiranso mwayi wopeza inshuwaransi motere. Kumayambiriro kwa XNUMX, mutha kugula inshuwaransi pa intaneti m'makampani ambiri a inshuwaransi:

• Rosgosstrakh;
• RESO-Garantia;
• Tinkoff-Inshuwaransi;
• Hoska;
• Parity SK ndi ena ambiri.

Kuti mudziwe ngati inshuwaransi yanu ikupereka njira yotereyi, ingopitani ku webusaitiyi, pezani gawo la "Inshuwaransi yagalimoto: OSAGO, CASCO" ndipo muwone ngati n'zotheka kugula ndondomeko pa intaneti.

Tikukulangizani kuti mudziwe bwino za algorithm yogula OSAGO patsamba la Rosgosstrakh.

Pakona yakumanzere yakumanzere tikuwona gawo la "Inshuwaransi", timasankha ntchito yomwe timakonda momwemo - OSAGO. Timafika patsamba lomwe limatchula maubwino onse a inshuwaransi yokakamiza. Kenako, tikuwona chowerengera momwe mungawerengere mtengo.

Zimatengera zinthu zotsatirazi:

• kuthetsa;
• mphamvu ya injini;
• kuyendetsa galimoto kwa mwiniwake wa galimotoyo, ngati panali zochitika za inshuwaransi m'mbuyomu;
• chiwerengero cha madalaivala ololedwa kuyendetsa (ochepera kalasi ya oyendetsa ololedwa).

Zotsatira zake, dongosololi lidzakuwonetsani pafupifupi mtengo wa ndondomekoyi. Kenako muyenera kupita ku gawo la "Buy Online", komwe muyenera kudutsa njira zingapo zosavuta: lowani patsambalo polowetsa imelo yanu ndi mawu achinsinsi. Mukhozanso kupeza akaunti yanu kudzera pa webusaiti ya State Services. Kenako lowetsani zonse zomwezo monga momwe mukuwerengera.

Zachidziwikire, muyenera kukhala ndi zolemba zonse:

• pasipoti yanu;
• COP (STS);
• PTS;
• khadi lodziwira matenda lomwe liri lovomerezeka panthawi yolembetsa inshuwalansi;
• VU ya mwiniwake ndi anthu onse omwe adavomereza kuyendetsa galimotoyi.

Pambuyo pake, mudzangoyenera kulipira mtengowo kudzera pa intaneti ya banki, ndipo poyankha imelo yanu mudzalandira ndondomeko yokhayokha ngati fayilo, komanso zolemba zonse zomwe zikutsatiridwa. Muyenera kungosindikiza pa printer.

Chonde dziwani kuti palibe chifukwa chotsimikizira kopi ya ndondomeko yamagetsi ndi chisindikizo, monga momwe imatsimikiziridwa ndi siginecha yanu yamagetsi. Ngati muyimitsidwa ndi apolisi apamsewu, ndikwanira kupereka kopi iyi, ndipo adzayang'ana kale kuti ndi yowona mu database yawo.

Pa nthawi yowerengera mtengo wa ndondomekoyi, kuchotsera zonse kudzaganiziridwa. Chifukwa chake, malinga ndi ma tariff, pachaka chilichonse choyendetsa galimoto yanu popanda vuto, mudzalandira kuchotsera 5 peresenti ya mtengo wandondomeko. Ndizofunikira kudziwa kuti owerenga ambiri a Vodi.su autoportal amadandaula, chifukwa kuchotsera sikumaganiziridwanso powerengera mtengo. Pankhaniyi, muyenera kuyang'ana dipatimenti ya PCA yapafupi ndikupeza chifukwa chake.

Kulembetsa inshuwaransi pamasamba amakampani ena a inshuwaransi

M'malo mwake, ma aligorivimu omwe ali pamwambawa ndi ovomerezeka pafupifupi ma inshuwaransi onse. Komabe, pakhoza kukhala zovuta zina:

• ena aku UK kuti aloledwe akufunsidwa kuti alowe adilesi yakunyumba kwawo;
• siginecha yamagetsi (ndilonso mawu anu achinsinsi kuchokera ku akaunti yanu) imatsimikiziridwa ku ofesi ya kampani yokha;
• kuti mutsimikizire zochitika zonse, mudzalandira ma SMS achidule okhala ndi manambala pafoni yanu;
• nthawi zina, zimafunika kutumiza zikalata scanned kuti Viber, manambala WhatsApp kapena imelo bungwe.

Nthawi zina, sizingatheke kutulutsa ndondomeko yamagetsi. Choyamba, ngati mukupempha OSAGO kwa nthawi yoyamba, muyenera kupita ku ICs iliyonse, kumene zambiri zanu zidzalowetsedwa muzinthu za PCA.

Kachiwiri, eni magalimoto okha ndi omwe ali ndi ufulu wogula inshuwaransi pa intaneti. Kapena muyenera kukhala ndi pasipoti ya mwini galimotoyo. Chachitatu, ngati zosagwirizana ndi zabodza zapezeka, dongosololi lidzakupangitsani kuti muwone ngati mafomu onse alembedwa molondola. Vuto likapitilira, mudzayeneranso kupita ku ofesi yaku UK.

Palinso mautumiki ambiri amkhalapakati, omwe amatchedwa ma broker, omwe amayimira zofuna zamakampani akuluakulu a inshuwaransi ndipo adzakupatsani mwayi wopereka OSAGO kudzera patsamba lawo. Akatswiri samalimbikitsa kugwiritsa ntchito mautumikiwa, chifukwa si mamembala a PCA. M'malo mwake, malo oterowo amatumizidwa kuzinthu zovomerezeka zamakampani a inshuwaransi, kotero mulibe chilichonse chomwe mungataye, popeza mtengo wake ndi wofanana kulikonse.

Malinga ndi ziwerengero, kuyambira chiyambi cha utumiki uwu kumayambiriro kwa 2015 mpaka kumapeto kwa 2016, kutchuka kwake kwawonjezeka kwambiri. Chifukwa chake, kumapeto kwa 2015, madalaivala 10 okha adatulutsa OSAGO pa intaneti, ndipo kumapeto kwa 2016, chiwerengerochi chidakwera mpaka 200. Ndikoyenera kunena kuti Kumadzulo ndi ku USA, anthu amajambula zolemba zambiri motere. Ndine wokondwa kuti matekinoloje amakono omwe amathandiza kupulumutsa nthawi pang'onopang'ono akubwera ku Russia.

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