Momwe mungatulukire m'galimoto yakale ndikulowa yatsopano
Zamkatimu
Pali zifukwa zingapo zomwe wina angafune kutuluka ngongole yagalimoto yawo. Mbiri yawo yangongole ingakhale yoyipa pomwe adangongoleredwa koyamba, koma idayenda bwino pakapita nthawi. Mwina zomwe zinanenedwa sizinali zofanana ...
Pali zifukwa zingapo zomwe wina angafune kutuluka ngongole yagalimoto yawo. Mbiri yawo yangongole ingakhale yoyipa pomwe adangongoleredwa koyamba, koma idayenda bwino pakapita nthawi. Mwina mawu omwe anagwirizanawo sanali okhazikika monga momwe ankaganizira poyamba.
Mosasamala kanthu za chifukwa, kupeza ngongole ya galimoto kungakhale njira yosavuta ngati mutatenga njira zonse zofunika. Ngati mukufuna kugula galimoto yatsopano, choyamba muyenera kusamalira yanu yamakono.
Gawo 1 la 4: Kusonkhanitsa zofunikira
Chofunikira pakugula galimoto yatsopano ndikukhazikitsa mtengo wagalimoto yanu yamakono. Umu ndi momwe mungapezere lingaliro labwino la mtengo wagalimoto yanu.
Gawo 1: Gwiritsani Ntchito Mawebusayiti Kuti Mudziwe Mtengo. Pezani mtengo wapano patsamba monga Kelley Blue Book kapena tsamba la NADA.
Iwo samaganizira chilichonse chomwe chimakhudza mtengo wake, koma amawunikira zofunikira monga momwe galimoto imayendera ndi mawonekedwe anu.
Gawo 2: Sakatulani zotsatsa kapena mindandanda yamagalimoto ofanana pa eBay.. Nthawi zina mutha kupeza magalimoto ogulitsidwa kale mumagulu kapena pa eBay.
Izi zimakuthandizani kuti muwone zomwe ogulitsa akufunsa komanso zomwe ogula akufuna kulipira.
Gawo 3. Lumikizanani ndi ogulitsa kwanuko. Funsani ogulitsa akumaloko kuti angagulitse zingati galimoto yanu kuti igwiritsidwe ntchito komanso momwe angakulipire malinga ndi mtengo wake.
Gawo 4: Dziwani giredi. Ganizirani manambala onse ndipo, kutengera nthawi ya chaka ndi malo omwe muli, werengerani kuyerekezera kolondola kwa mtengo wagalimoto yanu.
Gawo 5: Yerekezerani kuchuluka kwa ngongole ndi mtengo wagalimoto. Ngati galimoto yanu ili yamtengo wapatali kuposa ngongole, gulitsani galimotoyo ndikulipira ngongoleyo.
Ndalama zotsalazo zitha kugwiritsidwa ntchito kugula galimoto yotsatira. Mudzapeza ndalama zochepa pogulitsa galimoto yanu pogula yatsopano, koma mukhoza kupewa nthawi ndi ndalama zomwe zimafunika kuti mugulitse galimoto yanu mwachinsinsi.
- NtchitoYankho: Ngati galimotoyo ili bwino ndipo sikufunika kukonzanso kwambiri, yesani kuigulitsa mwachinsinsi. Zidzatenga nthawi yambiri ndi khama, koma zingakhale kusiyana pakati pa kulipira ngongole ndi kukhala mozondoka.
Gawo 2 pa 4: Ganizirani zomwe mungachite ngati muli ndi ngongole yoposa mtengo wagalimoto
Nthawi zambiri, galimoto ikatayidwa isanaperekedwe mokwanira, ndalama zomwe zabwerezedwa zimaposa mtengo wagalimotoyo. Izi zimatchedwa inverted credit. Ili ndi vuto chifukwa simungathe kungogulitsa galimoto ndikulipira ngongole.
1: Yang'ananinso momwe zinthu zilili. Chinthu choyamba chimene mungachite ngati mutadzipeza mozondoka ndi ngongole ya galimoto ndikulingalira ngati zingakhale zopindulitsa kusunga galimotoyo nthawi yaitali.
Chonde dziwani kuti mudzalipira ngongole yonse kuchokera m'thumba mwanu mutachotsa mtengo wagalimoto. Mtengowu umachepetsa zomwe mungafunikire kugula galimoto yatsopano.
Ngati simungathe kulipira ngongole yonse, ndiye kuti mukulipira galimoto imodzi pamene mukuyesera kubweza galimoto yatsopano, ndikulepheretsani kukambirana nthawi ikadzafika.
Gawo 2: onjezeraninso ngongole. Ganizirani kukambirananso za ngongole yomwe muli nayo kale.
Kudzipeza wekha mumkhalidwe womwe sungathe kulipira ngongole ndi vuto lofala. Obwereketsa ambiri amamvetsetsa ngati muwalumikizana nawo za kubweza ngongole yanu.
Mosasamala kanthu zomwe mumatha kuchita, kaya mumasunga galimoto kapena kuigulitsa, kukonzanso ndalama kumapindulitsa. Ngati mukugulitsa galimoto, mutha kulipira ngongole zambiri ndikulipira pang'ono kwa nthawi yayitali.
- NtchitoA: Mutha kusunga galimotoyo nthawi yayitali kuti isatembenuke ngati mukonzanso ndikupanga dongosolo lolipira lomwe limagwira ntchito ndi bajeti yanu.
3: Tumizani ngongoleyo kwa munthu wina. Kutengera ndi zomwe mukubwereketsa, mutha kusamutsa ngongoleyo kwa wina.
Ili ndi yankho labwino ngati kuli kotheka, koma onetsetsani kuti gawo lililonse la ngongoleyo limasamutsidwa ku dzina la mwiniwake watsopano. Ngati sichoncho, mutha kukhala ndi mlandu ngati sakulipira.
Gawo 3 la 4: Kubwereka Galimoto Yatsopano
Kutengera ndi ndalama zomwe muli nazo, zingakhale zovuta kubwereka ngongole ndikudumphira mgalimoto yatsopano. Komabe, pali njira zingapo zopangira anthu omwe ali ndi ndalama zokhazikika koma opanda ndalama zosunga.
Gawo 1: Kubwereketsa galimoto. Iyi ndi njira yabwino kwa iwo omwe nthawi zonse amasintha galimoto yawo kukhala yatsopano.
Mukabwereka, mumalipira mwezi uliwonse kuti mugwiritse ntchito galimotoyo kwa zaka zingapo, ndiyeno mubweze galimotoyo kumapeto kwa kubwereketsa.
Kutengera ndi yemwe ngongole yoyambilira idapezedwa kudzera komanso yemwe mubwereke, nthawi zina ndizotheka kuwonjezera ndalama zomwe zimachokera ku ngongole yobwereketsa ku mtengo wonse wagalimoto yobwereka.
Izi zikutanthauza kuti malipiro a mwezi uliwonse adzathandizira onse awiri, ngakhale malipirowo adzakhala oposa galimoto yobwereka.
Gawo 4 la 4: Pezani galimoto popanda ndalama
Gawo 1: Lipirani pamwezi kokha. Ogulitsa ambiri amapereka malonda komwe mungalowe m'galimoto popanda kuyika ndalama, kulipira mwezi uliwonse kuti muthe kulipira galimotoyo.
Vuto ndiloti malondawa nthawi zambiri amabwera ndi chiwongoladzanja chapamwamba, chowonjezereka chifukwa chakuti mudzakhala mukulipira chiwongoladzanja pamtengo wonse wa galimoto.
- Ntchito: Ndizovuta kukambirana kuti mugule galimoto osayika ndalama, ngakhale mutagulitsa galimoto yanu mumakhala ndi mphamvu zambiri.
Kugula galimoto yatsopano ndi kuchotsa yakaleyo kungawoneke ngati ntchito yovuta, koma kungakhale kopindulitsa. Ngati muchita bwino, mutha kupanga chisankho chabwino chandalama chomwe chingakuthandizeni kukwera galimoto yatsopano nthawi yomweyo. Onetsetsani kuti musanalandire galimoto yanu yatsopano, m'modzi mwa akatswiri athu ovomerezeka adzayendera musanagule.
