Momwe mungadziwire ndalama zokhala ndi galimoto

Chimodzi mwazinthu zowononga kwambiri ndi mayendedwe. Ndi mmene mumayendera kuchokera kunyumba kupita kuntchito, kusukulu, ku golosale kapena kokaonera kanema, ndipo zimakudyerani ndalama. Kodi munawerengerapo ndalama zoyendetsera galimoto yanu?

Kuwerengera mtengo woyendetsa galimoto yanu ndi lingaliro labwino kukuthandizani kusunga ndalama zanu. Pali zinthu pamasewera zomwe simungaziganizire kupatula kulipira galimoto yanu, monga:

• Mtengo wothira mafuta pamalo opangira mafuta
• Ndalama za inshuwaransi
• Mtengo wokonza ndi kukonza
• Mtengo Woyimitsira
• Ndalama zolembetsa

Ngongole yanu yagalimoto kapena kubweza ngongole sikuwonetsa mtengo woyendetsa chifukwa imatha kusiyanasiyana kutengera mtundu wagalimoto yomwe mwasankha, kuchuluka kwa zomwe mwalipira, komanso kutsika kwamitengo ndi momwe zinthu ziliri, kotero sizingaphatikizidwe kuwerengera.

Muphunzira kugawa mtengo woyendetsa ndi mtengo watsiku ndi mtengo wa mailosi. Zimenezi zingakuthandizeni kudziwa kuchuluka kwa ndalama zimene mungalipirire galimoto, lendi, kapena ndalama zina za mwezi uliwonse.

Gawo 1 la 5: Dziwani Mtengo Wanu Wamafuta

Gawo 1: Dzazani thanki ndi mafuta. Dzazani thanki ndi mafuta ochulukirapo momwe mungafunikire kuti mupangire chogwirizira pa pompano wa gasi.

• Osakweza thanki ndipo musamayendetse dola yapafupi.

• Uwu ndiye mulingo wamafuta oyambira pamawerengedwe anu onse.

Gawo 2. Zindikirani kuwerenga kwa odometer.. Lembani kuwerenga kwa odometer musanachoke pa mpope wamafuta kuti musaiwale ndikulemba nambala yolakwika pambuyo pake.

• Tiyeni titenge 10,000 mailosi mwachitsanzo.

Gawo 3: Yendetsani bwino mpaka nthawi yodzazanso. Kuti muwerenge molondola kwambiri, gwiritsani ntchito ¾ thanki yamafuta. Mwanjira iyi, zosokoneza monga kungokhala kwa nthawi yayitali zimatheka bwino.

Khwerero 4: Dzazani tanki. Yambani kachiwiri mofanana ndi sitepe 1 popanda kuwonjezera apo mpope wazimitsa.

5: Lembani manotsi. Onani kuchuluka kwa magaloni odzazidwa ndi mafuta, mtengo wa galoni wodzazidwa, ndi kuwerenga kwa odometer komweko.

• Gwiritsani ntchito nambala yonse pa mpope, kuphatikizapo manambala onse pambuyo pa decimal point, kuti muwerenge molondola kwambiri.

• Chiphaso cha gasi chidzawonetsanso kuchuluka kwa magaloni.

Khwerero 6: werengerani Mtunda. Chotsani kuwerengera koyamba kwa odometer pa kuwerenga komaliza kwa odometer.

• Uwu ndi mtunda womwe mwayenda pakati pa malo okwerera mafuta.

• Tiyeni titenge nambala yongopeka ya mailosi 10,400 ngati kuwerenga kwanu kwachiwiri kwa odometer.

• 10,400 10,000 kuchotsa 400 ndi XNUMX mailosi pa thanki imodzi.

Khwerero 7: Yerekezerani Kuchita Bwino. Gawani kuwerenga kwa odometer ndi kuchuluka kwa magaloni omwe munagwiritsa ntchito podzaza kachiwiri.

• Kuwerengera uku kukupatsani mphamvu yamafuta agalimoto yanu pakuwonjezera mafuta.

• Tiyerekeze kuti mwagula magaloni 20 amafuta pagawo lanu lachiwiri lamafuta.

• Makilomita 400 ogawidwa ndi magaloni 20 akufanana ndi mailosi 20 pa galoni.

Khwerero 8: Werengani mtengo wa kilomita imodzi. Gawani mtengo wamafuta pa galoni ndi kuchuluka kwa mailosi pa galoni.

• Mwachitsanzo, poganiza kuti galoni iliyonse yongopeka yamafuta imawononga $ 3, igaweni ndi ma 20 mailosi.

• Mtengo wanu wamafuta ndi $ 15 pa mailosi.

• Ntchito: Yang'anirani momwe mumagwiritsira ntchito mafuta komanso kuchuluka kwamafuta mukatha kudzaza katatu kapena kupitilira apo kuti mupeze mtengo wolondola wamafuta pa kilomita imodzi. Kusagwira ntchito mwa apo ndi apo, kuchuluka kwa magalimoto m'tauni, kapena kuyenda maulendo ataliatali kumatha kusokoneza mawonekedwe enieni amayendedwe anu.

Khwerero 9: Werengani mtengo wamafuta anu pamwezi. Lembani kuchuluka kwa mailosi omwe mumayendetsa pamwezi. Werengerani mtengo wanu wamafuta pamwezi pochulukitsa mtengo pa kilomita imodzi ndi mtunda womwe mumayendetsa pamwezi.

• Dalaivala wamba amayendetsa mailosi 1,000 pamwezi.

• Makilomita 1,000 ochulukitsidwa ndi masenti 15 pa mailosi ndi $150 pamitengo yamafuta pamwezi.

Gawo 2 la 5. Kuwerengera mtengo wa inshuwaransi, kulembetsa ndi kuyimitsidwa

Gawo 1: Pangani mabilu. Konzani ma invoice olembetsa galimoto, inshuwaransi ndi kuyimitsidwa.

• Ngati muli ndi malo oimika magalimoto mwezi uliwonse kapena pachaka kunyumba ndi kuntchito, gwiritsani ntchito zonse ziwiri.

• Onjezani mabilu pamtengo wapachaka.

• Ngati mabilu anu ali pamwezi, chulukitsani ndi 12 kuti mupeze mtengo wapachaka.

• Pali kusiyana kwakukulu pamitengo kutengera mtundu wagalimoto yomwe mumayendetsa, kugwiritsa ntchito galimoto yanu, komanso komwe muli.

• Monga nambala yongoyerekeza, tinene kuti mtengo wonse wa inshuwaransi, kulembetsa, ndi kuyimika magalimoto ndi $2,400 pachaka.

Gawo 3 la 5: Kuwerengera Mtengo Wokonza ndi Kusamalira

Gawo 1. Onjezani ma invoice. Onjezani mabilu okonza ndi ndalama zokonzera chaka chatha.

Gawo 2: Samalani. Muphatikizepo kusintha kwa mafuta, kukonza matayala ndi kuyika m'malo, kukonza makina, ndi ndalama zilizonse zoyendera ndi boma kapena zotulutsa mpweya zomwe mudalipira.

Yang'anani ndondomeko yokonza galimoto yanu kuti mudziwe kuchuluka kwa ndalama zomwe zimawononga chaka chilichonse kuti muyendetse.

Tangoganizani kuti ndalama zonse zokonzanso ndi $1,000 pachaka.

Gawo 4 la 5: Werengetsani mtengo watsiku ndi tsiku woyendetsa

Khwerero 1: Dziwani kuchuluka kwa mtunda wanu. Pezani pafupifupi mtunda wanu wamwezi uliwonse ndikuchulukitsa ndi 12.

• Madalaivala ambiri amayendetsa makilomita 12,000 pachaka.

2: Werengani mtengo wonse wamafuta. Chulukitsani kuchuluka kwa mailosi oyenda ndi mtengo pa mailosi.

• Pogwiritsa ntchito chitsanzo chanu cham'mbuyo, mailosi 12,000 ochulukitsa ndi $15 pa mailosi ndi $1,800 yamafuta pachaka.

Gawo 3: Werengani zonse. Onjezani ndalama zolembetsera pachaka, ndalama za inshuwaransi ndi zoimika magalimoto, ndalama zokonzetsera, ndi mtengo wamafuta wapachaka.

• Mwachitsanzo, $1,000 yokonza, $1,800 yamafuta, ndi $2,400 yolembetsa, inshuwaransi, ndi kuyimika magalimoto ndi $5,200 pachaka pamitengo yoyendetsera galimoto.

Khwerero 4: Werengani mtengo wanu watsiku ndi tsiku. Gawani mtengo wapachaka woyendetsa ndi masiku 365 pachaka.

• Zolinga zanu zoyendetsera galimoto tsiku ndi tsiku ndi $14.25 patsiku.

Gawo 5 mwa 5: Werengani mtengo wa mtunda woyendetsa

Khwerero 1: Werengani mtengo wa kilomita imodzi. Gawani ndalama zanu zoyendetsera chaka chonse ndi kuchuluka kwa mailosi omwe mumayendetsa pa chaka.

• Ngati mumayendetsa mailosi 12,000 pachaka ndipo ndalama zomwe mumawononga pachaka ndi $5,200, mtengo wanu pa mtunda woyenda ndi $43 pa mailosi.

Mutha kuyikanso galimoto yanu mundondomeko yokonza ya AvtoTachki kuti mudziwe kuchuluka kwa momwe galimoto yanu ikukonzera komanso ntchito zosiyanasiyana. Ndi chida chothandiza kugwiritsa ntchito mukagula zinthu zofananitsa ndipo mukufuna kudziwa ngati galimoto imodzi ndiyofunika kwambiri kuposa ena omwe mukuganizira.