Momwe mungachepetsere msonkho wagalimoto mwalamulo?

Galimoto yaumwini yomwe ikugwiritsidwa ntchito ndiyosavuta, yolemekezeka, ndipo kwa ambiri ndiyofunikira. Komabe, aliyense wa ife amadziwa kuti galimoto ndi ndalama zambiri. Mukhoza kulemba kwa nthawi yaitali: mafuta, zogwiritsira ntchito, kukonzanso, chindapusa, kuchepa kwa mtengo, malipiro oimika magalimoto. Palinso chinthu china cha ndalama - msonkho wa mayendedwe.

Pa tsamba lathu la Vodi.su, takambirana kale za momwe msonkho wamayendedwe umawerengedwera. Tiyeni tikumbukire mwachidule: panthawiyi, kukula kwa msonkho wa mayendedwe kumakhudzidwa ndi mphamvu ya injini. Chigawo chilichonse chimakhala ndi mlingo wake malinga ndi kuchuluka kwa mahatchi. Choncho, wokhala ku Moscow amalipira hp iliyonse. Ma ruble 12 aliyense, ngati mphamvu ili pansi pa 100 hp. Ngati mphamvu ndi 150 hp, ndiye kuti ma ruble 35 ayenera kulipidwa pa mphamvu iliyonse. Chabwino, ngati muli ndi supercar ndi mphamvu zoposa 250 HP, muyenera kulipira 150 rubles pa ndiyamphamvu.

Pali mfundo inanso. Pali mitengo yovomerezeka yaku Russia pa mphamvu iliyonse yamahatchi:

• mpaka 100 hp - zaka 2,5;
• mpaka 150 hp - zaka 3,5;
• pa 250 hp - 15 tsa.

Komabe, popeza msonkho ndi wachigawo, mutu uliwonse wa Federation uli ndi ufulu wowonjezera, koma osapitilira 10. Mwachitsanzo, ku St. Petersburg kwa galimoto yaing'ono mpaka 100 hp. muyenera kulipira osati 12 p. mphamvu, ndipo kale onse 24 rubles. Ndiko kuti, msonkho pagalimoto yokhala ndi mphamvu ya 100 hp. sichidzakhala ma ruble 1200 pachaka monga ku Moscow, koma 2400.

Komanso, eni okwera mtengo (kuchokera rubles mamiliyoni atatu) ndi magalimoto mwanaalirenji kulipira msonkho malinga chiwembu chapadera, amaganizira zaka ndi mtengo wa galimoto, ndi ndalama pa chaka ndi m'malo kwambiri.

Izi zimadzutsa funso - momwe mungachepetsere msonkho wamayendedwe? Komanso, nkhaniyi ndi yodetsa nkhawa, choyamba, kwa eni ake a magalimoto okwera mtengo komanso amphamvu, ndipo kachiwiri, kwa amalonda ndi mabungwe ovomerezeka.

Njira zamalamulo zochepetsera msonkho wagalimoto

Kuti muchepetse msonkho wa mayendedwe, muyenera kuwerenga mosamalitsa mawu alamulo lokha. Ili ndi mndandanda waukulu wamagulu a nzika zomwe sizikulipira msonkho:

• asilikali akale ndi ngwazi za Nkhondo Yachiwiri Yapadziko Lonse, asilikali akale ndi ngwazi zankhondo;
• anthu olumala a gulu loyamba ndi lachiwiri;
• makolo kapena osamalira ana olumala;
• makolo omwe ali ndi ana ambiri;
• Ozunzidwa ku Chernobyl ndi omwe adawonetsedwa ndi ma radiation chifukwa cha ngozi kapena kuyesa zida za nyukiliya.

Kuphatikiza apo, ngati mphamvu yagalimoto yanu ili pansi pa 70 hp, ndiye kuti simukulipira msonkho.

Chifukwa chake mapeto - ngati pali anthu m'banja mwanu omwe akugwera pansi pa gulu limodzi, lembaninso galimoto kwa iwo, ndikulowetsani nokha mu ndondomeko ya OSAGO, ngakhale pambuyo pake OSAGO idzakuwonongerani ndalama zambiri. Zingakhalenso zopindulitsa kuti mabungwe ovomerezeka alembetsenso galimoto kwa munthu payekha ndikuigwiritsa ntchito pobwereketsa.

Njira yachiwiri ndikulembetsa galimoto m'dera lomwe msonkho uli wotsika. Mwachitsanzo, anthu okhala ku St. Petersburg adzapindula polembetsa galimoto kwa wachibale wawo kuchokera ku Moscow kapena dera lina lililonse - ku Penza, msonkho wa msonkho ndi 8 rubles pa akavalo.

Njira ina yomwe akatswiri ena amati ndi kuchepetsa mphamvu ya injini. Izi zitha kuchitika posintha kusintha kwa chip komanso kusintha kamangidwe ka injini. (Ntchito zotere zimawononga ndalama zambiri, kotero muyenera kusankhabe pa sitepe yotere kuti kukonzako kulipirire). Kuonjezera apo, galimotoyo iyenera kupititsa mayesero angapo ndi zida zothandizira pamayimidwe osiyanasiyana apolisi apamsewu, ndipo pokhapokha pamapeto pake adzaperekedwa, padzakhala kofunikira kusintha kwa TCP ndi STS.

Mukhozanso kukumana ndi njira yotereyi - kuchotsedwa kwa galimoto ndikuyendetsa pamayendedwe. Kumbukirani kuti manambala amaperekedwa kwa masiku 20, ndipo chindapusa kuzipeza ndi 200 rubles.

Chabwino, njira yopambana kwambiri ndikugulitsa galimoto ndikugula yatsopano ndi mphamvu ya injini mpaka 70 hp. Ndizovuta, ndithudi, kulingalira mwiniwake wa Mercedes Gelandewagen wamphamvu, yemwe angasamutsire ku bajeti ya Chinese hatchback.

Komanso, musaiwale kuti chiwerengero chenicheni cha miyezi yogwiritsira ntchito galimoto pachaka chimakhudza kuchuluka kwa msonkho. Ndiye kuti, ngati OSAGO imaperekedwa kwa miyezi isanu ndi umodzi, ndiye kuti msonkho udzakhala theka. Kuonjezera apo, njira yotereyi monga kuchedwa panthawi yolembetsa galimoto imagwiritsidwanso ntchito - munagula galimoto, koma musagwiritse ntchito. Izi ndizopindulitsa makamaka kwa mabungwe azamalamulo: ngati galimotoyo imagwiritsidwa ntchito kawirikawiri, ndiye kuti nthawi ndi nthawi manambala amayendedwe amatha kuperekedwa.

Palibe njira zina zovomerezeka zochepetsera msonkho wamayendedwe.

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