Momwe mungafananizire makampani a inshuwaransi yagalimoto

Kufananiza makampani a inshuwaransi yamagalimoto ndikofunikira ngati mukufuna kupeza ndalama zabwino kwambiri pazosowa zanu za inshuwaransi. Makampani a inshuwaransi yamagalimoto amawunika ndikuyandikira madalaivala osiyanasiyana: makampani ena amakhazikika m'mabanja omwe amapeza ndalama zochepa, ena amadalaivala achikulire, ndipo ena amayendetsa madalaivala omwe ali ndi mbiri yocheperako yoyendetsa, kotero kufananiza makampani a inshuwaransi yamagalimoto ndikofunikira monga kufananizira mawu a inshuwaransi yamagalimoto. . . .

Mutha kusunga mazana a madola pachaka poyerekezera makampani a inshuwaransi ndi mitengo musanapange chisankho. Insurance.com ili ndi chida chofanizira mawu chomwe chimakupatsani mwayi wofananiza mitengo ya inshuwaransi yamagalimoto. Mutha kulemba fomu ndikulandila inshuwaransi yamagalimoto kuchokera kwa othandizira angapo nthawi imodzi. Zolemba zingapo zaperekedwa patsamba limodzi kuti zikhale zosavuta kuzifotokoza.

Onani Kuchotsera kwa Inshuwaransi ya Magalimoto

Musanayambe kuyerekeza mitengo ya inshuwalansi ya galimoto, onetsetsani kuti mukudziwa zomwe mungathe kuchotsera inshuwalansi ya galimoto pazochitika zinazake, monga inshuwalansi ya pakhomo ndi galimoto ya galimoto kuchokera ku kampani yomweyi, ngati muli ndi mbiri yabwino yoyendetsa galimoto kapena muli ndi zida zapadera zotsutsana ndi kuba.

Gwiritsani ntchito zomwezo zokhudza inuyo ndi galimoto yanu poyerekezera makampani a inshuwalansi ya galimoto. Njira yabwino yopulumutsira inshuwalansi ya galimoto ndikungogula zomwe mukufuna. Mwachitsanzo, simufunikira inshuwaransi yogundana ngati muli ndi galimoto yakale. Malinga ndi kunena kwa J. Robert Hunter, mkulu wa inshuwaransi wa American Consumer Federation, anthu ambiri ayenera kukhala ndi chivundikiro cha mangawa ndi kuperekedwa kwa oyendetsa galimoto opanda inshuwaransi ya $100,000 pa munthu aliyense ndi $300,000 pa chochitika chilichonse.

Khazikitsani malire omwe mumawafuna musanagule, ndiyeno onetsetsani kuti mukugwiritsa ntchito malire a inshuwaransi iliyonse yagalimoto. Muthanso kukulitsa kugundana kwanu kwagalimoto ndikuwonetsetsa kwathunthu kuti muchepetse ndalama za inshuwaransi. Ngati muchita izi, onetsetsani kuti mumagwiritsa ntchito chilolezo chofanana ndi kampani iliyonse kuti kufananitsako kukhale kolondola.

Dziwani zambiri za mbiri ya ogula akampani ya inshuwaransi

Yambani ndi tsamba la State Insurance Commission. Madandaulo a boma ndi ofunika kwambiri kuposa ndalama za inshuwalansi ya galimoto. Boma lililonse limakhala ndi thumba la inshuwaransi lomwe limapereka ndalama zina ngati kampani ya inshuwaransi yasowa. Komabe, ndikwanzeru kuyang'ana momwe ndalama za inshuwaransi zilili.

Fananizani chiŵerengero cha madandaulo

Mukatsitsa mndandanda wanu kwa makampani asanu kapena asanu ndi limodzi, mutha kuyang'ana zolemba zawo zodandaula patsamba la National Association of Insurance Commissioners kapena tsamba la dipatimenti ya inshuwaransi ya boma lanu. Ndikoyeneranso kuyang'ana kafukufuku waposachedwa wa Consumer Reports wa opereka inshuwaransi yamagalimoto.

Fananizani ndi Complementary Car Insurance

Mutha kupeza zambiri nthawi zonse ngati mukufuna. Kuthandizira kowonjezereka kumaperekedwa ndi makampani ambiri a inshuwaransi pamilandu monga kubwereketsa galimoto panthawi yokonza, kukokera ndi kuphimba anthu ogwira ntchito, kapenanso ndalama zosinthira ma CD/DVD ngati zinthuzi zabedwa mgalimoto yanu.

Komabe, ngati kampani imodzi ikupereka chithandizo chowonjezera chomwe mukufuna pamtengo womwewo kapena pafupi ndi mtengo wa inshuwalansi ya kampani ina popanda zowonjezera, zingakhale bwino kusankha ndondomeko ndi zowonjezera, Hunter akuti.

Nkhaniyi idasinthidwa ndi chilolezo cha carinsurance.com: http://www.insurance.com/auto-insurance/car-insurance-comparison-quotes/5-ways-to-compare-car-insurance-companies.aspx