Momwe mungayang'anire galimoto ku banki? Malinga ndi Ms. nambala

Masiku ano, zinthu zasintha, chifukwa mautumiki osiyanasiyana awoneka kuti ayang'ane katundu wosunthika kuti apeze zovuta. Mutha kuyang'ana galimotoyo ndi nambala yake yolembetsa, nambala ya VIN, kapena malinga ndi data ya wogulitsa - dzina lathunthu, nambala yalayisensi yoyendetsa, zambiri za pasipoti, TIN.

Kodi mungadziwe bwanji kuti galimoto idagulidwa ndi ngongole?

Ngati mwaganiza zogula galimoto yogwiritsidwa ntchito, muyenera kuyang'ana malo ake ovomerezeka mosamala kwambiri. Si chinsinsi kuti njira zosiyanasiyana zachinyengo n’zofala kwambiri masiku ano, pamene ogula achinyengo amagulitsidwa pa ngongole ya nyumba, ndipo choipitsitsacho n’chakuti, magalimoto obedwa. Mfundo yakuti galimotoyi ili ndi ngongole za chindapusa cha apolisi apamsewu, chindapusa chobwezeretsanso, msonkho wamasitomala kapena msonkho wamayendedwe sizingakhalenso zosangalatsa. Galimotoyo ikalembedwanso kwa mwiniwake watsopano, zonse zobwezera ngongole zimaperekedwanso kwa iye.

Zomwe zimayambitsa kukayikira pogula galimoto yogwiritsidwa ntchito:

• Palibe zikalata zolipirira galimoto yogulidwa;
• Galimotoyo inali ya mwini wake wakale kwa nthawi yochepa;
• mwiniwake sakupatsani mgwirizano wogulitsa;
• mtengo ndi wotsika kwambiri kuposa msika wamba;
• mu mgwirizano wa CASCO, osati munthu payekha, koma bungwe la banki likuwonetsedwa ngati wopindula.

Ndikoyenera kudziwa kuti ngakhale palibe mfundo zokayikitsa zonsezi, ndibwino kuti mufufuze bwino galimotoyo. Ndi cheke chokwanira, sitikutanthauza matenda athunthu, komanso chiyero chalamulo cha galimoto yogulidwa.

Register ya malonjezo a Notary Chamber

Tsamba la "Register of Pledges" la Federal Notary Chamber lidawonekera kumapeto kwa 2014. Mwachidziwitso, ziyenera kukhala ndi chidziwitso chokhudza chikole chilichonse, osati za magalimoto okha. Choyipa cha gwero ichi ndikuti kulowa mu kaundula ndi mwaufulu, ndiko kuti, mabanki ena angagwirizane ndi chipinda, pamene ena amakana mgwirizano uwu, motero, palibe chitsimikizo cha 100% kuti mudzapeza zambiri pa galimoto iyi.

Palinso zovuta zina:

• notaries okha ndi omwe ali ndi ufulu wolandira zolemba zovomerezeka;
• mtengo wapakati wa utumiki ku Russia ndi 300 rubles;
• zambiri zimasinthidwa mochedwa;
• fomu yovuta kuti mudzaze.

Ndiye kuti, aliyense atha kugwiritsa ntchito tsamba ili. Kuti muchite izi, muyenera kudziwa nambala ya VIN yagalimoto ndikuyiyika m'njira yoyenera: "Pezani m'kaundula" - "Malingana ndi chidziwitso cha nkhani ya chikole" - "Galimoto" - "Lowani nambala ya VIN ”. Komabe, musasangalale ngati zenera "Palibe zotsatira zomwe zapezeka pafunsoli" zikuwonekera, chifukwa izi zikhoza kutanthauza kuti oyang'anira mabanki sanavutike kuti alowe m'galimoto mu kaundula. Kungopeza chotsitsa kuchokera kwa notary kungakhale chitsimikizo chakuti galimotoyo si chikole. Chotsitsacho ndi chikalata chovomerezeka ndipo chingagwiritsidwe ntchito kukhoti ngati umboni wa kugula galimotoyo mwalamulo. Chifukwa chake, ngati mukukayikira za kukhulupirika kwa wogulitsa, musanyalanyaze kutsimikizira kwa notary.

Bungwe la National Credit Bureau

Chida ichi pa intaneti chimaperekanso ntchito yoyang'anira magalimoto. Kuipa kwake ndikuti mabungwe ovomerezeka okha ndi omwe ali ndi mwayi wopeza ma database. Ngati mukufuna kupeza chikalata chovomerezeka chokhudza momwe galimotoyo ilili, muyenera kulankhulana ndi notary ndikulipira ma ruble 300 kuti amuthandize.

NBKI sigwirizana ndi mabungwe onse akubanki, koma ndi ena okha. Kuti mulandire zambiri za gawoli, muyenera kuwonetsa nambala ya VIN kapena nambala ya PTS, poyankha mudzalandira mawu apakompyuta, omwe azikhala ndi izi:

• zambiri za munthu amene wapereka ngongoleyo;
• tsiku lomaliza kubetcha;
• zambiri zamagalimoto.

Palinso masamba ena omwe amapereka cheke magalimoto ngati chikole. Onse amatenga zambiri kuchokera kuzinthu ziwiri zomwe zatchulidwa pamwambapa. Services amalipidwa - 250-300 rubles.

Nawa masamba:

• https://ruvin.ru/;
• https://www.akrin.ru/services/cars/;
• https://www.banki.ru/mycreditinfo/.

Zambiri zimaperekedwa kokha ndi nambala ya PTS kapena VIN code.

Yang'anani zoletsa zolembetsa

Tanena mobwerezabwereza tsamba lovomerezeka la apolisi apamsewu pa Vodi.su, pomwe simungathe kudziwa zambiri za malonjezowo, koma mutha kudziwa za kukhalapo kwa zoletsa pakulembetsa ndi manambala olembetsa, nambala ya VIN, PTS kapena nambala ya STS. Kuletsedwa kotereku kutha kuperekedwa chifukwa cha ngongole pa chindapusa cha apolisi apamsewu, chifukwa chakuti galimotoyo imaphatikizidwa m'nkhokwe ya magalimoto abedwa, kapena kuletsa kumaperekedwa ndi chigamulo cha khothi, chigamulo cha bailiff service kapena oyang'anira ofufuza. N’zoonekeratu kuti kugula galimoto yoteroyo n’kosafunika. Kuyang'ana ndi kwaulere.

Mukhozanso kuyang'ana wogulitsa yekha malinga ndi deta yake ya pasipoti pa webusaiti ya Federal Bailiff Service. Ngati munthu akuphatikizidwa mu kaundula, ndiye kuti milandu ikuchitidwa motsutsana naye, choncho ndi bwino kukana ntchitoyo.

Monga mukuwonera, palibe amene angakupatseni chitsimikizo cha 100%. Ichi ndichifukwa chake timalimbikitsa mwamphamvu kuyitanitsa kaphatikizidwe kuchokera ku ofesi ya notary. Ngakhale zitadziwika kuti galimotoyo ndi chikole, malinga ndi Art. Civil Code of the Russian Federation 352, mutha kudziwika ngati wogula weniweni, ndiye kuti, pa nthawi yomaliza ya DCT, mudagwiritsa ntchito njira zonse kutsimikizira chiyero chalamulo chagalimotoyo, ndipo mwakuthupi simunathe kudziwa kuti. idagulidwa ndi ngongole. Pankhaniyi, banki sidzatha kukubweretserani mlandu uliwonse. Muyenera kuyang'ana osati magalimoto ogwiritsidwa ntchito ogulidwa m'manja, komanso omwe amagulidwa mu Trade-in salons, popeza apa pali mwayi wogula magalimoto obwereketsa.

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