Momwe mungagulitsire galimoto pansi pa mgwirizano wogulitsa popanda kulembetsa?

Kugulitsa ndi kugulitsa galimoto kumaphatikizapo kusamutsa umwini kuchokera kwa munthu wogulitsa galimotoyo kupita kwa munthu wachiwiri - wogula. Pambuyo pokonza malamulo oyendetsera ntchito, funsoli nthawi zambiri limakhala pamsika wachiwiri wa momwe mungagulitsire galimoto popanda kuchotsedwa mwa kulemba mgwirizano wogulitsa. Ngakhale kukhala kosavuta kutsatira njira zonse, ogula ndi ogulitsa ambiri amalakwitsa zingapo. Pansipa tiwona momwe ndondomeko yolemberanso ikukonzedwera lero.

Kuyimitsidwa kwa galimoto pogulitsa - ndikofunikira?

Kuyambira mu Ogasiti 2013, kuchotsedwa kwa galimoto pokonzekera kugulitsa sikofunikira. Tsopano ntchitoyi ikugwera pa "mapewa" a oyang'anira magalimoto a boma, omwe antchito awo amathetsa vutoli (pamodzi ndi kulembetsa galimotoyo pambuyo pake) polembetsa mwiniwake watsopano. Mwalamulo, wogula ali ndi masiku khumi kuchokera tsiku lomwe adasaina pangano la malonda kuti alembetsenso galimotoyo. Panthawi imeneyi m’pamene galimotoyo inachotsedwa m’kaundula ndikulembetsedwa kwa mwini wake watsopano.

Pambuyo posintha, wogula ali ndi ufulu wolandira galimoto yokhala ndi manambala akale. Pankhaniyi, wogulitsa amamasulidwa kufunikira kopita kwa apolisi apamsewu ndikuchotsa galimotoyo m'kaundula. Zatsopanozi zafewetsa ndikufulumizitsa ndondomeko yogula ndi kugulitsa.

Komabe, muzochitika ziwiri, kuchotsedwa kwa galimoto ndikofunikira:

• poyenda kunja;
• pakutaya galimoto (pang'ono kapena kwathunthu) pamalo pomwe galimotoyo singathe kubwezeretsedwa.

Komanso, galimoto imachotsedwa paokha pakachitika izi:

• nthawi yolembetsa yatha (polemba zikalata kwa nthawi inayake);
• ndondomeko yolembetsanso galimoto yaphwanyidwa (masiku oposa khumi adutsa kuyambira tsiku losaina pangano la malonda);
• galimotoyo inabedwa kapena kuchita zinthu zoletsedwa kunachitika pokhudzana ndi izo.

Kodi kupanga mgwirizano wogulitsa?

Mu msika wachiwiri, magalimoto amagulitsidwa m'njira ziwiri:

• popereka mphamvu ya woyimira milandu;
• kudzera mu mgwirizano wogulitsa.

Njira yachiwiri ndi yodalirika, kotero ogula ambiri amasankha. Koma apa ndikofunikira kujambula bwino mgwirizano. Mwalamulo, palibe njira zokhwima zodzaza chikalata, koma kuti mupewe mavuto, ndi bwino kugwiritsa ntchito mapangano ndi mafomu omwe alipo. Kuphatikiza apo, ngakhale kulibe zofunikira za notarization, ogula akusankha njira iyi. Amakhulupirira kuti kuphedwa kwa zikalata ndi kuphatikizidwa kwa notary ndikodalirika.

Portal yamagalimoto Vodi.su imalimbikitsa kuti podzaza mgwirizano, sonyezani deta yeniyeni yokha, ndikuyika mzere mu mizere yopanda kanthu.

Zomwe ziyenera kukhala mu chikalata:

• dzina la mzinda kumene malonda akuchitika.
• tsiku lokhazikitsa mgwirizano wogulitsa.
• Dzina la omwe atenga nawo mbali (wogula ndi wogulitsa).
• deta za galimoto - malinga ndi satifiketi, boma. manambala ndi zina zotero.
• mtengo wa katundu ndi dongosolo la malipiro.
• nthawi ya kusamutsidwa kwa galimotoyo kwa mwiniwake watsopano.
• adiresi kumene makina ayenera kuperekedwa.
• mndandanda wa mapepala a galimoto yomwe mwiniwake watsopano amalandira.
• kulembetsa ndi pasipoti deta ya otenga nawo mbali.

Pakulembetsa, mgwirizano wogula ndi kugulitsa umawerengedwanso ndikusainidwa ndi maphwando onse pambuyo potumiza ndalama.

Chigwirizano cha ntchito

Ntchito yonse yolembetsanso (kuphatikiza kutha kwa mgwirizano wogula ndi kugulitsa) sizitenga ola limodzi. Mwiniwake watsopanoyo amalemba pempho ndikupita nalo kwa apolisi apamsewu. Panthawiyi, muzolemba zotsalira zomwe zimaperekedwa kuti ziganizidwe kwa oyang'anira magalimoto a boma, pali dzina la mwiniwake wakale.

Kuti mulembetsenso galimoto, mufunika mapepala awa:

• inshuwalansi, iyenera kuperekedwa kwa mwiniwake watsopano (nthawi - chaka chimodzi);
• mgwirizano wotsimikizira kugulitsa;
• pasipoti ya wogula, nkofunika kuti chikalatacho chili ndi chidziwitso chokhudza malo olembetsa, kuphatikizapo, pepala lachiwiri likufunika lomwe lingatsimikizire kulembetsa;
• diagnostic khadi ndi zambiri za kukonza;
• PTS ndi siginecha ya mwini wake wakale;
• chikalata chotsimikizira kulipira kwa ntchito ya boma (yoperekedwa kwa wogula);
• chiphaso cha boma kulembetsa galimoto kwa mwini wakale.

Ndalama zonse zolipirira ntchito ya boma, ngati manambala akale amakhalabe pagalimoto, ndi ma ruble 850. Ngati mapepala a layisensi a galimotoyo asinthidwa, ndalama zimawonjezeka kufika ku 2000. Pachifukwa ichi, ndalama zonse zimatengedwa ndi phwando logula.

Wogulitsa sakuyenera kukhalapo panthawi yokonzanso. Ayenera kutenga nawo mbali pakuchita mgwirizano wogulitsa ndi kutumiza mapepala ku galimoto. Pambuyo pomaliza mgwirizano, wogula amalandira makiyi ndi manambala. Ndikofunika kuti mwiniwake wakale asaine TCP kuti apewe mavuto panthawi yolembetsanso.

Pambuyo polembetsa, mwiniwake watsopanoyo amatumizidwa kwa inshuwaransi kuti athetse mgwirizano wa OSAGO kuti abwezeretse gawo la ndalamazo, poganizira nthawi yovomerezeka ndi kuchotsera. Monga taonera, masiku khumi amaperekedwa kuti alembetsenso galimoto kuyambira tsiku lomaliza la mgwirizano. Ngati mwiniwake watsopano sanapereke nthawi yochotsa galimotoyo mkati mwa nthawiyi, ndondomekoyi ikhoza kuyambitsidwa ndi mwiniwake wakale.

Ngati mwiniwake wakale sakuwongolera zochita za wogulayo ndipo saonetsetsa kuti galimotoyo yachotsedwa, chindapusa ndi zidziwitso pamalipiro amisonkho zipitilira kubwera kwa iye. Pambuyo pake, mudzakhala ndi nthawi yofotokozera ndi oimira apolisi apamsewu ndi Federal Tax Service, ndikutsimikizirani zomwe zikuchitikazo popereka mgwirizano wogulitsa.

Nthawi zambiri, algorithm yolembetsa galimoto popanda kulembetsa imawoneka motere:

1. Chigwirizano chogulitsa chimapangidwa (makopi atatu) - kwa aliyense wa omwe akuchita nawo malonda ndi MREO. Chikalatacho chimasamutsidwa ku ulamuliro womaliza kale pakukonzekera kulembetsanso galimotoyo ndi mwiniwake watsopano. Pepalalo liyenera kukhala ndi zomwe zatchulidwa pamwambapa, kuwongolera sikuloledwa.
2. Nkhani zogwirizana nazo zikuyankhidwa. Pambuyo posamutsa ndalama zomwe zimafunikira, mwiniwake watsopano amasaina mu TCP (mugawo la mwiniwake wakale), ndi wogula - pamzere womwe mwiniwake watsopano ayenera kusaina.
3. Zolemba ndi makiyi agalimoto amaperekedwa. Kulembetsa OSAGO ndi ntchito ya wogula.
4. Pali kusinthanitsa makope a pasipoti (ngati mukufuna). Zotsirizirazi zingakhale zothandiza pothetsa mikangano.

Zochita zimasonyeza kuti kuchotsedwa pamene mukugulitsa galimoto ndi njira yosatha yomwe imagwiritsidwa ntchito nthawi zina. Zotsatira zake, sizingagwire ntchito kubwera kwa apolisi apamsewu ndikuyimitsa kulembetsa galimotoyo kuti mupulumutse msonkho wamayendedwe. Njira yochotsera yokha ikuchitika nthawi imodzi ndi kulembetsa kwa mwiniwake watsopano, yemwe ali ndi masiku khumi kuti alembetse.

Tikutsegula...