Momwe mungagulire galimoto pa ngongole popanda kulipira

Mabanki ambiri ndi ogulitsa magalimoto amapereka kugula galimoto pa ngongole popanda kulipira. Ngongole yotereyi imatha kuperekedwa mu salon ndikuyendetsa galimoto yatsopano madzulo. Komanso, pogwiritsa ntchito ntchito ya Trade-In, mutha kugula galimoto yomwe inkagwiritsidwa ntchito.

Kugula galimoto popanda kubweza, komanso mwayi wolembetsa mwachangu komanso osafunikira kulipira chindapusa cha 5-10 peresenti ya mtengo (ndalama izi ndizokwera kwambiri kwa ambiri), zimakhala ndi zovuta zina:

• chiwongola dzanja chokwera kwambiri;
• si mabanki onse omwe amapereka chithandizo choterocho, motero, pali zosankha zochepa;
• ndalama zolipiridwa mopitilira muyeso zidzakhala zapamwamba.

Kuti mulembetse ngongole yotere, kuwonjezera pa zikalata zokhazikika (pasipoti, TIN, buku lantchito ndi chikalata chandalama), muyenera kupereka zikalata zowonjezera ndi zidziwitso zomwe zimakambidwa pamlandu uliwonse:

• makope a pasipoti a mamembala onse a m'banja;
• zambiri zokhudza mmene banja;
• onetsani malo omwe muli nawo - malo, magalimoto, zogula zodula zomwe zapangidwa posachedwa.

Kuphatikiza pa inshuwaransi yokakamiza "CASCO" ndi "OSAGO" mabanki ena angafunike inshuwaransi ya moyo wa wogula. Ndikoyenera kudziwa kuti nthawi zambiri mtengo wa inshuwaransi yobwereketsa komanso mtengo wagalimoto umaphatikizidwa kale pamtengo wagalimoto yangongole.

Njira yopezera ngongole yotereyi ndiyokhazikika:

• kupereka zikalata;
• kuganizira ntchito mkati mwa masiku 1-5;
• kusankha galimoto ndi kupanga mgwirizano;
• kupanga mgwirizano wa ngongole ndi mgwirizano wogulitsa;
• kulembetsa galimoto ndi inshuwalansi.

Mudzalandira kopi ya mgwirizano ndi satifiketi yolembetsa, zikalata zoyambira ndi makiyi owonjezera amakhalabe kubanki.

Kubwereketsa kumapangidwa mu ma ruble ndi madola mpaka zaka zisanu. Kulipira mopitilira muyeso kumatha kufika 75% ya mtengo wagalimoto. Mtengo wapachaka - 9-14% mu c.u. kapena 16-20% mu rubles.

Komanso Dziwani kuti pali malire pa mtengo wa galimoto. Chifukwa chake, ndi chopereka choyambirira, mutha kuwerengera ndalama zokwana 80 USD, pomwe popanda chopereka malire ololedwa saposa 40 madola zikwi.

Chigamulo chogula chimakhala ndi wogula. Ngati mukufuna galimoto pano ndipo tsopano, ndiye inu mukhoza kuvomereza zinthu zoterezi. Koma kuti mupewe kubweza kosafunikira, mutha kusunga ndalama zomwe mukufuna m'miyezi ingapo ndipo pamapeto pake mudzapulumutsa zambiri.

Tikutsegula...