Momwe mungagulire galimoto ngati mulibe mbiri yangongole

Kugula galimoto yatsopano kungakhale kosangalatsa, koma kungakhalenso kovuta ngati mukufuna ndalama. Mabungwe azachuma amakonda munthu yemwe ali ndi mbiri yolimba yangongole kuti achepetse chiopsezo cholephera kubweza ngongole yagalimoto. Komabe, muli ndi zosankha ngakhale mulibe mbiri yakale yangongole.

Wobwereketsa akanena kuti mulibe mbiri yangongole, zimangotanthauza kuti mulibe mbiri ya akaunti yanu. Mwina mulibe ngakhale lipoti langongole kapena mphambu zomwe zimagwiritsidwa ntchito kuti zitsimikizire kuti ndinu oyenera ngongole mukamapereka ngongole kwa wina. Kuti mugule galimoto yatsopano pamene mulibe mbiri ya ngongole, muyenera kuyesa imodzi mwa njira zotsatirazi.

Gawo 1 la 6. Pezani obwereketsa omwe sakonda zangongole

Gawo 1: Pezani wobwereketsa woyenera. Yang'anani obwereketsa omwe amavomereza ofunsira opanda mbiri kapena mbiri yochepa yangongole.

Gawo 2: Yang'anani ngongole popanda ngongole. Sakani pa intaneti "ngongole za anthu opanda ngongole" kapena "ngongole zamagalimoto popanda ngongole."

Khwerero 3: Yang'anani ndikufananiza Migwirizano. Pitani patsamba lazotsatira zabwino kwambiri kuti mupeze zomwe mukufuna kuchita monga chiwongola dzanja ndi ngongole.

Khwerero 4: Unikaninso ndemanga zamakampani. Fufuzani ndi Better Business Bureau kuti muwone ngati pakhala madandaulo otsutsana ndi makampani komanso ngati ali ndi mavoti.

• NtchitoYankho: Mitengo ya ofunsira opanda ngongole nthawi zambiri imakhala yokwera kuposa ya anthu ena, koma mutha kufananiza mikhalidwe kuti mupeze ndalama zabwino kwambiri.

Banki yomwe mukuchita nayo kale bizinesi kudzera muakaunti yoyang'anira kapena kusunga ndalama ikhoza kukhala yotseguka kuchita bizinesi ndi inu ngati mulibe mbiri yakale yangongole.

Gawo 1. Kumanani ndi wobwereketsa pamaso panu. M'malo molemba fomu yofunsira ngongole, pangani nthawi yokumana ndi wobwereketsayo. Kulankhula ndi munthu wina pamasom’pamaso kungakuthandizeni kukopa chidwi kapena kumvetsa zimene muyenera kuchita kuti muvomerezedwe.

Gawo 2: Tumizani zikalata zanu zachuma. Sungani ndalama ziwiri zomaliza zolipira ndi zikalata zaku banki m'miyezi iwiri yapitayi pamaakaunti anu onse.

Gawo 3. Lembani ngongole zonse zam'mbuyomu.. Khalani ndi makalata oyamikira kuchokera kwa aliyense amene mwabwereka ndalama kwa abwana anu.

Khwerero 4: Dziwonetseni ngati kasitomala wabwino. Sindikizani kalata yofotokoza chifukwa chake simuli pachiwopsezo chachikulu cha ngongole komanso chifukwa chake mutha kubweza ngongole yanu.

• Ntchito: Mukamagwira ntchito yopeza ngongole yamagalimoto ngati bizinesi, mumapanga malingaliro abwino omwe angathandize bizinesi yanu, ngakhale mulibe mbiri yangongole.

Gawo 3 la 6. Dalirani Ndalama

Nthawi zambiri, obwereketsa amalola zinthu zobweza kuti ziwonjeze kusowa kwa mbiri yangongole kuti avomereze ngongole. Mukayika ndalama zanu zambiri, zimachepetsa chiopsezo kwa wobwereketsa.

Gawo 1: Onjezani ndalama ngati mungathe. Wonjezerani malipiro anu powonjezera ndalama ku galimoto yanu.

2: Chepetsani ndalama zomwe mumawononga. Sankhani chitsanzo chatsopano chotsika mtengo kuti malipiro anu akhale apamwamba peresenti ya mtengo wonse.

Gawo 3: Kulipira ndalama. Sungani ndalama kuti mulipire ndalama zogulira galimotoyo.

• Ntchito: Ikani ndalama zanu muakaunti yobweretsa chiwongola dzanja pomwe mukusunga galimoto kuti mtengo wake uwonjezeke mukawonjezera.

Gawo 4 la 6: Gwiritsani ntchito guarantor

Pezani wina wokonzeka kusaina ngongole ndi inu yemwe ali ndi ngongole. Wobwereketsa adzawunikanso ngongole yawo ndi kuthekera kwawo kubweza ngongoleyo limodzi ndi chidziwitso chanu.

Gawo 1. Sankhani munthu amene mumamukhulupirira. Sankhani wachibale kapena munthu amene mumamukhulupirira kotheratu.

Gawo 2. Fotokozani dongosolo lanu mwatsatanetsatane. Pangani dongosolo lofotokoza chifukwa chomwe mukuwapempha kuti asayine ngongoleyo komanso momwe mungabwezere ngongoleyo. Izi zimawathandiza kuti azidzidalira kwambiri poteteza ngongole zawo.

Khwerero 3: Ganizirani Zosankha Zobwereketsa. Kambiranani njira zobweza ndalama mutalipira kwa miyezi isanu ndi umodzi kapena chaka kuti muchotse dzina lawo pangongole.

Khwerero 4. Onani kukwanira kwa ngongole. Onetsetsani kuti ngongole yawo ndi yokwanira ndipo akupeza ndalama zokwanira kubweza ngongole zawo kuti alandire chilolezo chobwereketsa.

Gawo 5 la 6: Funsani achibale kuti agule galimoto

Ngati simungathe kupeza ndalama ngakhale mutayesetsa bwanji, mungafunike kufunsa munthu wina kuti akugulireni ndikumulipira. Atha kuvomerezedwa kuti azipeza ndalama kapena kulipira galimotoyo ndi ndalama.

1: Sankhani munthu woyenera. Sankhani munthu amene mumamudziwa bwino kuti mulankhule naye, makamaka wachibale kapena mnzanu wanthawi yaitali.

Khwerero 2: Dziwani Mitundu Yanu Yamitengo. Kumbukirani galimoto yeniyeni kapena mtengo.

Khwerero 3: Konzani dongosolo lanu lolipira. Pangani dongosolo lolipirira lomwe limafotokoza kuchuluka kwa ndalama zomwe mudzalipire mwezi uliwonse pa chiwongola dzanja chapadera komanso nthawi yayitali bwanji.

Khwerero 4: Pangani ndi kusaina chopereka. Ngati munthuyo akugwirizana ndi zomwe mukufuna, pangani chikalata chokhala ndi zonse ndikufunsani nonse kuti musayine.

Gawo 6 la 6: Khazikitsani Ngongole

Ngati simukufuna galimoto yatsopano pakali pano, tengani nthawi yowona mbiri yanu ya ngongole. Nthawi zambiri zimatenga miyezi isanu ndi umodzi mpaka chaka kupanga lipoti langongole ngati muli ndi akaunti imodzi yangongole.

Gawo 1: Pezani kirediti kadi yoyenera. Fufuzani pa intaneti kuti mupeze ma kirediti kadi opanda ngongole kapena ngongole yoyipa.

Gawo 2: Ganizirani Kugwiritsa Ntchito Khadi La Ngongole Lotetezedwa. Izi zimakulolani kuti musungitse ndikuvomerezedwa kuti mukhale ndi malire ofanana angongole. Kuti mubwezeretse mbiri yanu yangongole, muyenera kupeza mzere wangongole.

• Pali makampani angapo a kirediti kadi omwe amapereka makadi otetezedwa popanda cheke, koma nthawi zambiri amabwera ndi chindapusa chapachaka chokwera kapena chenjezo lina.

Gawo 3: Yambitsani kirediti kadi yanu. Gulani pang'ono ndikulipira ndalama kuti mutsegule kirediti kadi yanu.

Khwerero 4: Pitirizani kulipira mu nthawi yake.

• NtchitoYankho: Onetsetsani kuti mukudziwa kuti wobwereketsa amapereka lipoti ku mabungwe angongole, apo ayi akauntiyo singakuthandizeni kukhazikitsa mbiri yangongole.

Sizinthu zonsezi zomwe zingakuthandizireni, koma zonse zimakulolani kugula galimoto yatsopano ngakhale mulibe mbiri yotsimikizika yangongole. Onetsetsani kuti mwakonzekeratu ndikudziwa kuti mutha kugula galimoto yomwe mukugula kuti musakhale ndi ngongole yoipa, yomwe ingakhale yoipa kapena yoipa kuposa yopanda ngongole.