Momwe Mungatengere Bwino Ndi Kubweza Ngongole
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Momwe Mungatengere Bwino Ndi Kubweza Ngongole

Masiku ano, ntchito zobwereketsa zikupezeka kwambiri kuposa kale. Mutha kutenga ngongole yayikulu kapena yaying'ono pakugula kulikonse, kuchokera mnyumba kupita ku zida zapakhomo. Komanso, lero, mutha kutenga ngongole pogwiritsa ntchito pulogalamu pafoni yanu, monga, mwachitsanzo, Payday Loans App. Komabe, ngakhale kutchuka kwakukulu kwa ngongole, ambiri sadziwa momwe angagwiritsire ntchito bwino ntchitoyi ndikudziyendetsa okha ngongole. Ndicho chifukwa chake, mosasamala kanthu za mtundu wa ngongole ndi zomwe mukukonzekera kutenga, pali malamulo omwe aliyense ayenera kudziwa.

Yerekezerani Ngongole Yanji Mungabwezere

Lamulo loyamba la wobwereka: fufuzani mphamvu zachuma musanatenge ngongole.

Zimakhala bwino ngati ngongole ya mwezi ndi mwezi siposa 30% ya ndalama zomwe wobwereka amapeza. Ngati banja litenga ngongole, siziyenera kupitilira 50% ya ndalama zomwe m'modzi mwa okwatiranawo amapeza. Ngati ndalama zolipirira ngongole ndizokulirapo, zolemetsa za munthuyo zimakhala zapamwamba, ndipo pakagwa kuchepa kwa ndalama, adzakhala pachiwopsezo chachikulu.

Ganizirani za nthawi zomwe chuma chanu chikhoza kuwonongeka kwambiri. Ngati, pazovuta kwambiri, mutha kupitiliza kubweza ngongoleyo popanda kusokonezedwa, ndiyoyenera kwa inu.

Chitani Ntchito Yowunika Ngongole Zomwe Zilipo

Ngati muli ndi ngongole zomwe zilipo, ndi bwino kuzifufuza, kulemba ndalama zomwe munatenga komanso kuchuluka kwake, ndikupeza kuchuluka kwa ndalama zomwe zabweza pa ngongolezi.

Akatswiri amatengera chidwi chanu ku mfundo yakuti zonse ziyenera kuganiziridwa mangawa angongole - ngongole, ngongole zanyumba, makhadi a ngongole, ndi ngongole zina. Chifukwa chake, zolemetsa zangongole ziyenera kuwerengedwa kuti zolipira pamitundu yonse yangongole zizikhala zosaposa 30% ya ndalama zomwe munthu amapeza pamwezi.

Lipirani Ngongole Pa Nthawi yake

Chofunika kwambiri pakubweza ngongole ndi nthawi yake. Kupanda kutero, ngongoleyo idzangokulirakulira, ndipo chifukwa cha kubweza mochedwa, chiwongola dzanja chanu chidzachepa.

Bweretsani Ngongole Mwamsanga Ngati N'kotheka

Kuti mubweze ndalamazo mofulumira, mukhoza kupanga ndondomeko yobwezera mwamsanga ngongoleyo. Njira ziwiri zimagwiritsidwa ntchito:

  • Economic - kubweza ngongoleyo ndi kubweza kwambiri kapena kubweza kwambiri ndiyeno kuchepetsa kuchuluka kwa kubweza.
  • Zamaganizo - kubwezera ngongole zazing'ono mokwanira, mmodzimmodzi; Umu ndi momwe munthu amaonera kuti nthawi iliyonse, pali ngongole imodzi yochepa, kudzidalira, ndi mphamvu zimawonekera kulipira ngongole zotsalazo.

Gawani Bajeti Yakubweza Ngongole Kuti Ngongole Zisaunjikane

Kuti mupewe kusonkhanitsa ngongole zangongole, muyenera kuyika patsogolo kubweza ngongole, zinthu zina zofunika, monga nyumba ndi ntchito zamagulu, chakudya, ndi china chilichonse pokonzekera bajeti yanu.

Lembani mndandanda wa ndalama zanu kuyambira zofunika kwambiri mpaka zosafunikira kwambiri. Mukayika zinthu zofunika patsogolo, palibe mwayi woti simudzakhala ndi ndalama zokwanira zolipirira ngongole kapena chinthu china chofunikira. Mukangolandira ndalama zamtundu uliwonse, muyenera kupatula ndalama zolipirira / zolipira ngongole.

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