Autoleasing ndi autosubscription: pali kusiyana kotani?

Kubwereketsa ndi njira yokhazikika yolipirira galimoto yatsopano kapena yogwiritsidwa ntchito, yopereka malipiro ampikisano pamwezi ndi mitundu ingapo. Kubwereka galimoto si njira yokhayo ngati mukufuna kulipira mwezi uliwonse galimoto. Pamodzi ndi njira zachikhalidwe zopezera ndalama za umwini wagalimoto, monga kugula pang'onopang'ono (HP) kapena kugula kontrakiti yaumwini (PCP), njira yatsopano yotchedwa kulembetsa galimoto ikukula kwambiri.

Mukalembetsa ku galimoto, malipiro anu a mwezi uliwonse samaphatikizapo mtengo wa galimoto, komanso misonkho, inshuwaransi, kukonza ndi kuwononga ndalama. Iyi ndi njira yosinthika komanso yosavuta yomwe ingakugwirireni bwino. Apa, kuti tikuthandizeni kupanga chisankho, tiwona momwe kulembetsa kwagalimoto ya Cazoo kumafananizira ndi malonda wamba obwereketsa magalimoto.

Kodi kubwereketsa magalimoto kumafanana bwanji?

Kubwereketsa ndi kulembetsa ndi njira ziwiri zopezera galimoto yatsopano kapena yogwiritsidwa ntchito polipira pamwezi. Muzochitika zonsezi, mumalipira ndalama zoyamba zotsatiridwa ndi malipiro angapo ogwiritsira ntchito galimotoyo. Ngakhale muli ndi udindo wosamalira galimotoyo, simukhala nayo ndipo nthawi zambiri mulibe mwayi wogula mgwirizano ukatha. 

Ndi zolembetsa zamagalimoto kapena kubwereketsa, simuyenera kuda nkhawa za kutsika kapena kugulitsanso chifukwa mulibe galimotoyo. Zosankha ziwirizi zimabwera ndi zolipirira pamwezi kuti zikuthandizeni kukonzekera bwino momwe mungagwiritsire ntchito ndalama zanu, ndipo kuphatikizika kwa kulembetsa kumapangitsa kuti zikhale zosavuta.

Kodi ndiyenera kulipira ndalama zingati ndipo ndidzabweza?

Mukamabwereka galimoto, nthawi zambiri mumayenera kulipira pasadakhale. Makampani ambiri obwereketsa kapena ma broker amakulolani kuti musankhe kuchuluka kwa ndalama zomwe mumalipira - nthawi zambiri zimakhala zofanana ndi 1, 3, 6, 9 kapena 12 zolipira pamwezi, kotero zimatha kukhala mapaundi masauzande angapo. Kuchuluka kwa gawo lanu, kumachepetsanso ndalama zomwe mumalipira pamwezi, koma renti yonse (yosungitsa ndalama zanu zonse pamwezi) ikhalabe chimodzimodzi. 

Ngati mubwereka galimoto, simudzabweza ndalamazo mutabweza galimotoyo kumapeto kwa mgwirizano. Izi zili choncho chifukwa, ngakhale nthawi zambiri amatchedwa "dipoziti", malipirowa amadziwikanso kuti "kubwereketsa koyambirira" kapena "malipiro oyambilira". Ndikwabwino kuziganizira ngati ndalama zomwe mumalipira patsogolo kuti muchepetse ndalama zomwe mumalipira pamwezi, zofanana ndi mapangano ogula monga HP kapena PCP. 

Ndi kulembetsa kwa Cazoo, gawo lanu likufanana ndi malipiro a mwezi umodzi, kotero mutha kulipira ndalama zochepa kutsogolo. Kusiyana kwakukulu poyerekeza ndi kubwereketsa ndikuti ndi ndalama zobwezeredwa zachibadwa - kumapeto kwa kulembetsa mumapeza ndalama zonse, nthawi zambiri mkati mwa masiku 10 ogwira ntchito, pokhapokha galimotoyo ili mu luso labwino komanso lodzikongoletsera ndipo simunapitirire. malire kuthamanga. Ngati pali ndalama zina zowonjezera, zidzachotsedwa ku deposit yanu.

Kodi zokonza zikuphatikizidwa pamtengo?

Makampani obwereketsa, monga lamulo, samaphatikizapo mtengo wosamalira ndi kusamalira galimoto pamalipiro a mwezi uliwonse - muyenera kulipira nokha. Ena amapereka mapangano obwereketsa ophatikiza ntchito, koma izi zimakhala ndi mitengo yokwera pamwezi ndipo nthawi zambiri mumafunika kulumikizana ndi eni nyumba kuti mudziwe mtengo wake.   

Mukalembetsa ku Cazoo, ntchito imaphatikizidwa pamtengo monga muyezo. Tikukudziwitsani galimoto yanu ikayamba kugwira ntchito ndikukonzekera kuti ntchitoyi ichitike pa imodzi mwamalo athu othandizira kapena malo ovomerezeka. Zomwe muyenera kuchita ndikuyendetsa galimotoyo mmbuyo ndi mtsogolo.

Kodi msonkho wapamsewu ukuphatikizidwa pamtengo?

Maphukusi ambiri obwereketsa magalimoto ndi zolembetsa zonse zamagalimoto zimaphatikizanso mtengo wamisonkho yamsewu pamalipiro anu amwezi malinga ngati muli ndi galimoto. Nthawi zonse, zolemba zonse zofunikira (ngakhale zili pa intaneti) zimamalizidwa, kotero simuyenera kuda nkhawa ndi kukonzanso kapena kuwongolera.

Kodi chithandizo chadzidzidzi chikuphatikizidwa pamtengo?

Makampani obwereketsa nthawi zambiri samaphatikiza mtengo wachitetezo chadzidzidzi pakulipira kwanu pamwezi galimoto, chifukwa chake muyenera kukonzekera ndikulipira nokha. Kuthandizira kwathunthu kwadzidzidzi kumaphatikizidwa pamtengo wolembetsa. Cazoo imapereka XNUMX/XNUMX kuchira ndikuchira ndi RAC.

Kodi inshuwaransi ikuphatikizidwa pamtengo?

Ndizokayikitsa kwambiri kuti mupeza mgwirizano wobwereketsa ndi inshuwaransi ikuphatikizidwa ndi malipiro apamwezi. Kulembetsa kwa Cazoo kumaphatikizapo inshuwaransi yonse yagalimoto yanu ngati mukuyenerera. Mutha kuwonjezeranso madalaivala owonjezera awiri kwaulere ngati mnzanu kapena wachibale wanu nayenso akuyendetsa.

Kodi nthawi yobwereketsa galimoto kapena kulembetsa galimoto imatenga nthawi yayitali bwanji?

Mapangano ambiri obwereketsa amakhala zaka ziwiri, zitatu kapena zinayi, ngakhale makampani ena amatha kulowa nawo mapangano chaka chimodzi ndi zaka zisanu. Kutalika kwa mgwirizano wanu kumakhudza ndalama zanu za mwezi uliwonse ndipo nthawi zambiri mumalipira pang'ono pamwezi pa mgwirizano wautali.  

Zomwezo zimagwiranso ntchito pakulembetsa galimoto, ngakhale mutha kusankha mgwirizano wamfupi, komanso kuthekera kokonzanso mgwirizano wanu mosavuta ngati mukufuna kusunga galimotoyo motalika kuposa momwe mumayembekezera. 

Cazoo imapereka zolembetsa zamagalimoto kwa miyezi 6, 12, 24 kapena 36. Mgwirizano wa miyezi 6 kapena 12 ukhoza kukhala wabwino ngati mukudziwa kuti mudzafunika galimoto kwa kanthawi kochepa kapena ngati mukufuna kuyesa galimotoyo musanagule. Iyi ndi njira yabwino yowonera ngati kusinthana ndi galimoto yamagetsi ndikoyenera kwa inu, mwachitsanzo, musanatenge.

Kulembetsa kwanu ku Cazoo kukatha, mudzatha kutibwezera galimoto kapena kukonzanso mgwirizano wanu pamwezi, kukulolani kuti musiye kulembetsa kwanu nthawi iliyonse.

Kodi ndingayendetse mailosi angati?

Kaya mumabwereka kapena kulembetsa galimoto, padzakhala malire ogwirizana a kuchuluka kwa mailosi omwe mungayendetse chaka chilichonse. Malonda obwereketsa omwe amawoneka otchipa moyesa atha kubwera ndi malire amakilomita otsika kwambiri ku UK pafupifupi mtunda wapachaka wa mamailosi 12,000. Ena angakupatseni malire apachaka okwana ma 5,000 miles, ngakhale nthawi zambiri mumakhala ndi mwayi wowonjezera malire a mtunda wanu polipira chindapusa chapamwezi. 

Kulembetsa kwa magalimoto onse a Cazoo kumaphatikizapo malire a mtunda wa mailosi 1,000 pamwezi kapena mailosi 12,000 pachaka. Ngati izi sizikukwanira kwa inu, mutha kuwonjezera malire mpaka ma 1,500 mailosi pamwezi kuti muwonjezere £100 pamwezi, kapena mpaka mamailo 2,000 kuti muwonjezere £200 pamwezi.

Kodi “kuvula kwabwino” kumatanthauza chiyani?

Makampani obwereketsa magalimoto ndi olembetsa amayembekeza kuwona kuwonongeka kwina kwagalimoto ikabwezeretsedwa kwa iwo kumapeto kwa mgwirizano. 

Kuwonongeka kovomerezeka kapena kuwonongeka kumatchedwa "fair wear and tear". Bungwe la British Car Rental and Leasing Association lakhazikitsa malamulo enieni a izi ndipo izi zimatsatiridwa ndi makampani ambiri obwereketsa magalimoto komanso olembetsa magalimoto, kuphatikiza Cazoo. Kuphatikiza pa chikhalidwe cha mkati ndi kunja kwa galimoto, malamulowa amaphimbanso mawonekedwe ake amakina ndi maulamuliro.  

Pamapeto pa kubwereketsa kapena kulembetsa, galimoto yanu imawunikidwa pogwiritsa ntchito malangizowa kuwonetsetsa kuti ili m'makina abwino komanso okongoletsa malinga ndi msinkhu wake kapena mtunda. Ngati mumasamalira bwino galimoto yanu, simudzalipira ndalama zina zowonjezera pobweza galimotoyo.

Kodi ndingabwezere galimotoyo?

Kulembetsa kwagalimoto ya Cazoo kumaphatikizapo chitsimikizo chathu chakubweza ndalama kwa masiku 7, kotero muli ndi sabata imodzi kuchokera pakubweretsa galimoto kuti mukhale nayo nthawi ndikusankha ngati mukuikonda. Ngati musintha malingaliro anu, mutha kubweza kuti mubweze ndalama zonse. Ngati galimoto itaperekedwa kwa inu, mudzabwezedwanso mtengo wotumizira. Mukaletsa kulembetsa kwanu pakadutsa masiku asanu ndi awiri koma masiku 14 asanadutse, tidzalipiritsidwa chindapusa cha £250 chonyamula galimoto.

Pambuyo pa masiku 14 oyambirira, muli ndi ufulu wobwezera galimoto yobwereka kapena yolembetsa ndikuthetsa mgwirizano nthawi iliyonse, koma ndalama zidzagwiritsidwa ntchito. Mwalamulo, kubwereketsa ndi kulembetsa kumakhala ndi nthawi yoziziritsa ya masiku 14 yomwe imayamba pambuyo poti mgwirizano wanu watsimikiziridwa, ndikukupatsani nthawi yoti musankhe ngati galimoto yomwe mwasankha ndi yoyenera kwa inu. 

Mukamabwereka galimoto, makampani ambiri amakulipirani osachepera 50% yamalipiro otsala pansi pa mgwirizano. Ena amawononga ndalama zochepa, koma izi zitha kuwonjezera ndalama zambiri, makamaka ngati mukufuna kuletsa mkati mwa chaka choyamba kapena ziwiri. Ngati mukufuna kuletsa kulembetsa kwanu ku Cazoo nthawi ina iliyonse pambuyo pa masiku 14 oziziritsa, chindapusa chokhazikika chothetsa msanga cha £500 chidzagwira.

Kodi malipiro anga a pamwezi angachuluke ndili ndi galimoto?

Kaya mukubwereka kapena mukulembetsa, malipiro a mwezi ndi mwezi omwe atchulidwa mu mgwirizano umene munasaina adzakhala ndalama zomwe mumalipira mwezi uliwonse mpaka mapeto a mgwirizanowo.

Tsopano mutha kupeza galimoto yatsopano kapena yogwiritsidwa ntchito polembetsa ku Cazoo. Ingogwiritsani ntchito kusaka kuti mupeze zomwe mumakonda ndikulembetsa kwathunthu pa intaneti. Mutha kuyitanitsa zobweretsera kunyumba kapena kukatenga malo omwe ali pafupi ndi makasitomala a Cazoo.