Ngongole yamagalimoto ku Sberbank - ndemanga zamakasitomala. ndemanga zabwino ndi zoipa.

Banki yaikulu ku Russia ndi Sberbank, ili patsogolo pa mabungwe onse a banki m'mbali zonse: ili ndi nthambi zambiri m'dzikoli, ATM, ndipo, motero, anthu ambiri amatumizidwa ku Sberbank.

Takambirana nkhani ya ngongole zamagalimoto ku banki kangapo pa Vodi.su ndipo takambirana mwachindunji za ngongole zamagalimoto kuchokera ku Sberbank. Ndipo m'nkhaniyi tikufuna kusanthula ndemanga za makasitomala - omwe atenga kale ngongole za galimoto ku banki iyi - mwinamwake nkhaniyi idzakhala yothandiza kwa iwo omwe akukonzekera kudzipatsa mphatso ndikupeza ngongole ya galimoto.

M'mbuyomu, tasanthula kale mayankho ochokera kwa makasitomala a VTB 24, ndipo potengera izi, tazindikira kuti ndemangazo ndizabwino kapena zoyipa. Komabe, ngati tilingalira mwachindunji iliyonse ya izo, titha kuziwona gawo lalikulu la ndemanga zabwino zalembedwa kuyitanitsa - Gwirizanani kuti iyi ndi malonda abwino. Ndipo zambiri zoyipa zimachokera ku mfundo yakuti anthu amawerenga mgwirizanowu mosasamala, ngakhale ndemanga zina zimalongosola zochitika zenizeni zomwe zimachitika m'dera lathu:

• maganizo oipa kwa makasitomala;
• mizere yayitali;
• tepi yofiira, pamene, chifukwa cha pepala limodzi, muyenera kuthera tsiku lonse ndikuyenda mozungulira kuchokera ku ofesi imodzi kupita ku ina;
• zolakwa zoyambirira za ogwira ntchito osadziwa zambiri.

Ndemanga zabwino pa ngongole zamagalimoto kuchokera ku Sberbank

Elena kuchokera ku Saint Petersburg analemba kuti:

“Ndinaganiza zotenga ngongole yagalimoto. Ndinalumikizana ndi Sberbank. Ogwira ntchito aulemu adandiuza zonse mwatsatanetsatane. Ndinasonkhanitsa zikalata zonse ndipo ngongoleyo inavomerezedwa mwamsanga. Anapereka 15 peresenti ya mtengo pa malo ogulitsa magalimoto, pafupifupi 100 zikwi (choncho timaganiza kuti Elena adagula galimoto ya bajeti ya 650-700 zikwi). Chiwongoladzanja chinalonjezedwa pa 15.5%, koma zenizeni zinasintha pang'ono. Ndinkakonda chilichonse, ngakhale panali zovuta zazing'ono. ”

Ndi zovuta ziti - Elena salemba, koma chinthu chachikulu ndi chakuti mtsikanayo adakhutira.

Chitsanzo china cha ndemanga zabwino kuchokera kwa winawake Casper kuchokera ku Moscow:

"Ndinagwa pansi pa ndondomeko ya boma yobwereketsa galimoto, poganizira zothandizira boma, ngongoleyo inatuluka pa 9%. Ndinatenga ngongole mu 2013 ndipo ndinalipira mofulumira kwambiri. Panalibe madandaulo okhudza banki, koma panali jamb imodzi - munthambi yomwe ndidalumikizidwa nayo, adakonzanso ndipo chifukwa cha izi, ndinalibe nthawi yoyika ndalama ku akauntiyo pa nthawi yake, kotero adalipira ndalama. chilango (koma mu nthambi ina kapena kudzera kubanki Intaneti Simungasungire ndalama? Kawirikawiri, ndizokwanira kwa aliyense, ndizomvetsa chisoni kuti pulogalamu ya boma yotereyi yatsekedwa kale. "

Pali ndemanga zambiri ngati izi. Inde, sitikudziwa ngati maumboni enieni kapena ngati mlangizi wina adawapanga muofesi yake kuti akope anthu.

Ndizosangalatsa kwambiri kuwerenga ndemanga zoipa za ngongole za galimoto kuchokera ku Sberbank, chifukwa palibe amene amalipira (mwinamwake opikisana nawo). Komanso, munthu amene wakwiyitsidwa ndi zinazake amakonda kukhala pansi pa kompyuta n’kuuza ena mavuto ake. Ndipo chinthu chinanso choyipa ndichakuti anthu samabisala kumbuyo kwa mayina awo, koma amawonetsa molondola zomwe adalemba.

Ndemanga zoipa za ngongole zamagalimoto ku Sberbank

Msomali, Kazan:

"Tidapereka ngongole ya 280 pansi pa pulogalamu ya boma mu 2011. Malinga ndi mgwirizanowu, 7,5 peresenti inachotsedwa kwa ine, ndipo 5,5 peresenti inabwezeredwa ndi boma. Nthawi zonse tinkayesetsa kulipira ndalama zambiri kuti tibweze mwamsanga, koma ndalamazo zitawerengedwanso patatha chaka chimodzi, tinapeza kuti tinali ndi ngongole zosakwana 30, koma 60. kuthetsedwa ndipo osati 7.5 peresenti inalembedwa, koma onse 13. Kenako kunapezeka kuti ndinagula watsoka Lada Priora mu kasinthidwe zofunika osati 330 zikwi, pamodzi ndi overpayment, koma 400? Kunena zowona, sindikukhutira ndi banki, ndipo koposa zonse ndintchitoyi.

Mkhalidwe wosangalatsa. Mgwirizanowu nthawi zambiri umanena kuti banki ikhoza kusintha ndondomeko ya mgwirizano, koma iyeneranso kuchenjeza wobwereka za izi kuti athe kuzindikira. Ngati tinkakhala mu chikhalidwe cha malamulo, kumene lamulo liri pamwamba pa zonse, ndiye kuti Msomali ukhoza kupita kukhoti mosavuta, pokhapokha ngati atasokoneza chirichonse.

Andrey Nikolaevich, St. Petersburg:

“Tinalandira ngongole ya galimoto mu 2010 ku St. Petersburg, ngakhale kuti ifeyo timakhala ku Kirovsk. Mwamunayo anali kuchita nawo kubweza, adayenera kupita ku St. Petersburg nthawi zonse. Tinaganiza zotsegula akaunti ku Kirovsk kuti tibwezere ndalama, kuti tisamazungulire uku ndi uku. Banki idavomereza izi, tidalipira 17 pamwezi. Koma nthawi ina anaimba foni kuchokera ku Moscow n’kunena kuti tachedwa. Ndinathamangira kuti ndizindikire - zinapezeka kuti nthawi ya ngongole yatha, iyenera kukonzedwanso panthawi yake ndipo wobwereka amayenera kutsatira izi. Chilangocho chinali chaching'ono - zikwi mazana atatu - koma ndizochititsa manyazi kuti banki sanavutike kutichenjeza za izo. Chotsatira chake ndi nkhani yowonongeka. Kwa utumiki - zoipa.

Pankhani ya apilo, banki idzayamba kufotokoza kuti kunali koyenera kuti muwerengenso mosamala zikalata zonse, mwinamwake ziri zolondola, koma musaiwale kutumiza SMS kapena kuyitana chifukwa cha ngongole, koma sangathe kukukumbutsani. za kutha kwa udindo wangongole.

Palinso ndemanga zina zambiri zomwe anthu amakwiyitsa kuti sanavomerezedwe ngongole, ndalama zambiri zinachotsedwa ku akaunti yawo, sizinatumizidwe pa nthawi, ndipo chifukwa cha izi panali kuchedwa, ndi zina zotero. Nthawi zambiri makasitomala okha ndi omwe ali ndi mlandu, koma banki imatha kumvera madandaulo onsewa ndikuchitapo kanthu.

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