Makampani 10 Opambana a Inshuwaransi ya Moyo Padziko Lonse
Zamkatimu
Moyo waumunthu umakhudzidwa ndi mitundu yambiri ya zoopsa, chiopsezo cha ngozi, matenda, masoka achilengedwe, moto, chiopsezo cha moyo. Zowopsa sizimangopweteka komanso zopweteka, komanso zimatipangitsa kuvutika ndi zachuma. Inshuwaransi ndiyo njira yabwino yokonzekerera zinthu zovuta kwambiri. Sizingakuthandizeni kubwezeretsa thanzi lanu kapena thupi lanu, koma zidzasamalira gawo lachuma la ululu.
Chifukwa chake, nawu mndandanda wamakampani 10 apamwamba kwambiri a inshuwaransi padziko lapansi mu 2022. Zosankhazo zidatengera kusonkhetsedwa kwa premium, ndalama zomwe zimapangidwa, phindu, mtengo wamsika, katundu, ndi zina.
1.AXA
Ndi makasitomala amphamvu a anthu opitilira 102 miliyoni m'maiko 56 ndi antchito 157000 1817, AXA mosakayikira ndi imodzi mwamakampani otsogola padziko lonse lapansi. Kampaniyi imagwira ntchito ndi inshuwaransi ya katundu ndi ngozi, inshuwaransi ya moyo, ndalama zosungira ndi kusamalira katundu. Kampaniyo idakhazikitsidwa mu XNUMX ndipo likulu lake lili ku Paris. Kupezeka kwake tsopano kukuwoneka m'maiko monga Africa, North America, Central ndi South America, Asia Pacific, Europe ndi Middle East.
Mu 2013, AXA inatenga sitepe ya mbiriyakale mwa kupeza 50% gawo ku Colpatria Seguros ku Colombia (Latin America). M'chaka chomwecho, AXA inapeza 50% ku Tiang Ping, kampani ya inshuwalansi ya katundu ndi ovulala ku China. Kampaniyo posachedwapa idapeza ntchito za inshuwaransi zopanda moyo kuchokera ku HSBC ku Mexico. Kwa chaka chachuma cha 2015, gulu la AXA akuti lidapeza ndalama zokwana 99 biliyoni za euro.
2. Zurich Inshuwalansi Group
Zurich Insurance Group, yomwe ili ku Switzerland, idakhazikitsidwa mu 1872. Kampaniyo, ndi mabungwe ake, ikugwira ntchito m'maiko opitilira 170, ikupereka inshuwaransi ndi ntchito ngati zinthu zake zazikulu. Zogulitsa zazikulu za Zurich Insurance Group ndi inshuwaransi wamba, inshuwaransi ya moyo wapadziko lonse lapansi komanso inshuwaransi ya alimi. Kampaniyi pakadali pano ili ndi anthu opitilira 55,000 omwe akutumikira makampani ang'onoang'ono, apakatikati ndi akulu, mabungwe amitundu yosiyanasiyana komanso anthu pawokha. Ndalama zonse zomwe kampaniyo idapeza mchakachi inali madola 2015 aku US.
3. Inshuwaransi ya moyo ku China
Ndilo kampani yayikulu kwambiri yaku China yopereka inshuwaransi ndi ntchito zachuma. Kukhazikitsidwa kwa kampaniyo kutha kuyambira 1949, pomwe People's Insurance Company of China (PICC) idapangidwa. Pambuyo pamakampani ndi mabungwe ambiri, mu 1999, zomwe tikudziwa tsopano monga China Life Insurance Company zidatulukira. Mu 2003, China Life Insurance Company inakonzedwanso kukhala China Life Insurance Group. Zogulitsa zazikulu za kampaniyi ndi inshuwaransi ya moyo, mapulani a penshoni, kasamalidwe ka katundu, inshuwaransi ya katundu ndi ovulala, ndalama zogulira ndi ntchito zakunja.
Kampaniyi ndi imodzi mwamakampani akuluakulu a inshuwaransi ya moyo wa anthu onse potengera ndalama zamsika ndipo idalembedwa pa New York Stock Exchange, Hong Kong Stock Exchange ndi Shanghai Stock Exchange.
4. Berkshire Hathaway
Yakhazikitsidwa mu 1889 ndi Warren Buffett, Berkshire Hathaway tsopano ndi kampani yotsogola yoyendetsera ndalama. Kampaniyo imagwira ntchito ndi bungwe la inshuwaransi m'magawo ena monga njanji, ndalama, mphamvu ndi ntchito, kupanga ndi kugulitsa. Kuphatikiza pa inshuwaransi yoyamba, kampaniyo ikuchitanso ntchito yotsimikiziranso kuopsa kwa katundu ndi zoopsa za ngozi. Berkshire Hathaway pakadali pano ili ndi mabungwe asanu ndi awiri.
5. Prudential Plc
Yakhazikitsidwa mu 1848 ku UK, kampaniyo ndi kampani ya inshuwaransi ndi ndalama zothandizira makasitomala oposa 24 miliyoni ku Asia, America, UK ndi, posachedwa, Africa. Mabungwe ake akuluakulu ndi Prudential Corporation Asia, Prudential UK (ya mapulani a penshoni ndi inshuwaransi ya moyo), Jackson National Life Insurance Company (ku US) ndi M&G Investments. Prudential plc pakadali pano ili ndi maudindo pamasinthidwe akuluakulu padziko lonse lapansi monga London, Hong Kong, Singapore ndi New York. Kampaniyo, yomwe imalemba ntchito anthu pafupifupi 22,308 padziko lonse lapansi, ili ndi katundu wandalama mabiliyoni a mapaundi.
6. Joint Health Group
Gulu ndi amodzi mwa omwe amapereka chithandizo cha inshuwaransi yazaumoyo. Ili ndi nsanja ziwiri zazikulu zamabizinesi: UnitedHealthcare (imagwira ntchito pazaumoyo) ndi Optum yazachipatala. Mu 2015, kampaniyo idapereka ndalama zokwana $157.1 biliyoni. Kampaniyo yapanganso mndandanda wa Fortune "World's Most Admired Company" kwa zaka zisanu ndi chimodzi zotsatizana m'makampani a inshuwaransi yazaumoyo.
7. Munich Re Gulu
Ndi bizinesi yomwe yatenga mayiko 30, kampaniyo yakhala m'gulu la inshuwaransi kuyambira 1880. Mayiko akuluakulu a gululi ndi Asia ndi Europe. Gululi lili ndi antchito a 45,000 ndipo mabungwe ake amagwira ntchito zambiri za inshuwaransi. Ergo Insurance Group ndi imodzi mwamabungwe ake akuluakulu omwe amapereka mapulani a inshuwaransi. Kampaniyo imapereka inshuwaransi ya moyo, inshuwaransi yaumoyo, inshuwaransi yovulala, inshuwaransi, inshuwaransi yamagalimoto, inshuwaransi ya kuwonongeka kwa katundu, reinsurance yam'madzi, reinsurance ndege ndi reinsurance moto. Mu 2015, Munich Re Group idapeza phindu lalikulu la mayuro biliyoni imodzi.
8. Spa-Salon Assicurazioni Generali
Yakhazikitsidwa mu 1831 ku Italy, ndi imodzi mwamakampani opanga inshuwaransi komanso azachuma padziko lonse lapansi. Kampaniyo imagwira ntchito m'maiko a 60 ndipo imakhalapo m'misika yaku Western, Central ndi Eastern Europe. Poyang'ana kwambiri inshuwaransi ya moyo, kampaniyo imapereka zinthu zina monga inshuwaransi yabanja, ndalama zosungira ndi mfundo zolumikizidwa ndi mayunitsi. M'gawo lake la inshuwaransi yopanda moyo, kampaniyo imapereka zinthu monga inshuwaransi yamagalimoto, nyumba, ovulala, inshuwaransi yazachipatala, yamalonda ndi yamafakitale. Pokhala ndi antchito akuluakulu a 77,000 65 ogwira ntchito komanso makasitomala a anthu 50 miliyoni padziko lonse lapansi, kampaniyo imayikidwa pakati pa makampani akuluakulu a 480 padziko lonse lapansi. Chuma chonse chomwe chikuyang'aniridwa chikuyerekezeredwa kukhala mabiliyoni a mayuro.
9. Japan Post Holding Co., Ltd.
Imodzi mwamakampani akuluakulu aboma ku Japan ndi amodzi mwa omwe amapereka chithandizo chachikulu cha inshuwaransi. Japan Postal Holding, yomwe idakhala kampani yaboma mu 2015, idapeza ndalama zophatikiza pafupifupi $3.84 biliyoni.
10. CE Mgwirizano
Kampaniyo, yomwe idakhazikitsidwa ku 1890 ku Germany, ndiyotsogola kwambiri yopereka inshuwaransi ndi kasamalidwe kazinthu. Pokhala ndi makasitomala ambiri m'maiko opitilira 70 ndi chuma cha pafupifupi ma euro 1.8 biliyoni, kampaniyo imapereka inshuwaransi ya katundu, thanzi ndi moyo kwa makasitomala pawokha komanso makampani.
Kusankha ndondomeko yoyenera ya inshuwalansi ndi kampani ndi sitepe yofunika kwambiri ndipo munthu sayenera kusankha kukula kwa kampani yekha. Pangani mndandanda wanu ndikuyerekeza mapulani ndi ndondomeko zonse zoperekedwa ndi makampani osiyanasiyana musanasankhe nokha.
