Mabanki Apamwamba 10 Amagulu Agulu ku India
Zamkatimu
India ali ndi dongosolo lamphamvu kwambiri lazachuma. Kukhazikika kwachuma kwa dziko kumatha kuweruzidwa ndi mphamvu za mabanki ake. Gawo lamabanki ku India lakonzedwa. Reserve Bank of India ndiyomwe ikutsogolera. Muli ndi mabanki osiyanasiyana ku India.
Awa ndi mabanki aboma kapena mabanki adziko lonse, mabanki azigawo zabizinesi, mabanki amgwirizano, mabanki akumidzi akumidzi ndi mabungwe obwereketsa ndalama zaulimi. Mabanki akunja okhala ndi nthambi ku India nawonso amathandizira kwambiri kuti pakhale bata lazachuma.
Pafupifupi zaka khumi zapitazo, mabanki ambiri otsogola ku America, monga Lehmann Brothers Inc., adathetsedwa chifukwa cha vuto la ngongole zanyumba. Mabanki akuluakulu ambiri akumana ndi vuto lalikululi. Komabe, ziyenera kunenedwa kuti mabanki aku India sanawonongeke. Izi zili choncho makamaka chifukwa cha kuyang'anira kwachitsanzo komwe Reserve Bank of India imayendera komanso zikhulupiriro zamabanki aku India ambiri.
Kuwerengera banki iliyonse ndi ntchito yovuta chifukwa zinthu zambiri ziyenera kuganiziridwa monga bizinesi yonse ya banki, mtundu wa katundu wake, kupanga phindu, kukhutitsidwa kwamakasitomala, ndalama zamsika, ndi zina zambiri.
M'nkhaniyi, tiwona mabanki khumi apamwamba kwambiri aboma. Izi zikuphatikiza mabanki ovomerezeka, State Bank of India ndi IDBI Bank. Timawona mabanki ogwirizana a State Bank ngati gulu limodzi, ophatikizidwa ndi State Bank of India. Timapereka malingaliro athu owona mtima kutengera ziwerengero (mapepala owerengetsera owerengera monga pa 31 Marichi 2016). Pansipa pali mndandanda wamabanki khumi apamwamba kwambiri ku India mu 2022.
10. INDIAN OVERSEAS BANK
Pa nambala 10 tili ndi Indian Overseas Bank kuchokera ku Chennai. Yakhazikitsidwa mu 1937, Indian Overseas Bank ili ndi nthambi 3397 ku India, pafupifupi gawo limodzi mwa magawo atatu aliwonse ali ku Tamil Nadu kokha. Bankiyi ili ndi nthambi 8 kunja, zonse ku Asia. Mabizinesi onse aku banki ndi pafupifupi Rs 397241 17.40 crore. Bankiyi ili ndi ndalama zambiri zomwe sizikuyenda bwino (NPA) (2897%) pakati pa mabanki ena onse. Izi zidabweretsa kutayika kwakukulu kwa banki ya Rs 2015 crore mu 16–.
09. SYNDICATE BANK:
Syndicate Bank, nthambi ku Manipal, ili pa nambala 9 pamndandanda wamabanki 10 apamwamba kwambiri ku India. Yakhazikitsidwa mu 1925, banki iyi ili ku South India. Komabe, posachedwapa aloŵanso kumpoto. Ndi nthambi zonse za 3766, Syndicate Bank ili ndi bizinesi yonse ya Rs 468184 crore. Mulingo wa NPA (6.70%) mu bankiyi ndiwotsika poyerekeza ndi anzawo. Syndicate Bank idataya ndalama zokwana Rs 1643 crore mu 2015-16.
08. IDBI BANK:
Iyi ndi banki yokhayo pamndandandawu yomwe siili m'gulu la mabanki adziko lonse. Komabe, gawo la umwini la Boma la India ndi lofanana ndi la mabanki ena omwe ali ndi dziko. Chifukwa chake, mutha kuwona banki iyi ngati banki yaboma. Banki iyi, yomwe ili ku Mumbai, idakhazikitsidwa mu 1964 ndi lamulo lapadera la Nyumba Yamalamulo. Ndi nthambi zonse za nthambi za 1846, banki iyi ili ndi bizinesi ya Rs 481613 11.52 crore. Bankiyi ili ndi malo apamwamba a NPA (3664%), zomwe zimapangitsa kuti banki iwononge ndalama za 2015 crore mu 16-8. Mwa magawo ambiri, banki iyi imatenga malo -th pamndandandawu.
07. BANK YApakati YA INDIA:
Yakhazikitsidwa mu 1911 ndi banki wotchuka Sir Sorabji Pochkanwala, banki iyi ili ku Mumbai. Komabe, ili ndi kupezeka kwakukulu kumadera akumpoto komanso. Imadziwika ndi ntchito zabwino zamakasitomala komanso kulimbikitsa kugwiritsa ntchito Chihindi m'makalata ovomerezeka, banki iyi ili ndi nthambi 4728 ku India konse. Panthawi ina, banki iyi inali yoyamba pa kusanja. Komabe, tsopano yatsikira pa 1st ndi bizinesi yonse ya Rs 7 crore. Banki ili ndi NPA yapamwamba (456336%), yomwe imachepetsa phindu lake. Kutumiza kutayika kwa 11.95 crore mu 1418-2015, kampaniyo ikuyembekeza kupanga phindu chaka chino.
06. BANK OF INDIA:
Bank of India, imodzi mwamabanki akale kwambiri ku India, ilinso ku Mumbai. Pokhalapo kuyambira 1906, banki iyi yakhala ikuchita bizinesi yokhazikika kwazaka zambiri, kufika pa Rs 872190 crores. Ndiwo banki yomwe ili ku Western India komwe kuli bwino kumpoto komanso. Mutha kufananiza banki iyi kukula kwake ndi Central Bank of India. Bank of India ili ndi nthambi za 5077, zomwe 61 zili kunja kwa dziko.
Bankiyi ili ndi kuchuluka kwambiri kwa NPA (13.89%). Chifukwa chake, mupeza kuchepa kwa phindu pomwe banki idawonongeka kwambiri chaka chino ya Rs 6089 crores. Iwo ati akonza bwino maakaunti awo ndipo akuyembekeza kuti chaka chino akonza. Ndi nthawi yokha yomwe ingadziwe ngati banki iyi ipita patsogolo kuchokera pa nambala 6 yomwe ilipo.
05. BANK YA CANARA:
Pambuyo pa mabanki angapo ku Mumbai, timabwerera ku banki yakumwera, Canara Bank nambala 5. Ndi banki yodalirika yomwe ili ku Bangalore yomwe ili ndi nthambi za 5849, kuphatikizapo nthambi za 9 kunja. Yakhazikitsidwa ku Mangalore mu 1906, banki iyi yachita bwino kwambiri ndipo yakhala imodzi mwa mabanki atatu apamwamba ku India kwa zaka zambiri. Ndi bizinesi yonse ya Rs 3 crore, banki iyi idataya kutayika kwa Rs 804507 crore mu 2812-2015 chifukwa chakutsika kwaposachedwa. Mpaka pano, peresenti ya NPA (16%) yazungulira pafupifupi dziko lonse. Komabe, pokhala pa 9.74 chaka chino, ili ndi mwayi wopita patsogolo.
04. KUSINTHA KWA BANK:
Madera akumadzulo kwa India ali ndi mabanki apamwamba kwambiri, pomwe Bank of Baroda ili ku Mandvi, Baroda ku Gujarat. Pamodzi ndi Bank of India, banki iyi imayimiridwa bwino kunja ndi nthambi za 49, zambiri zomwe zili m'maiko a Gulf. Chiwerengero chonse cha nthambi zake ndi 5379. Yakhazikitsidwa mu 1908, inali imodzi mwa mabanki oyambirira kukhazikitsidwa mu 1969. Kuchuluka kwa ntchito za bankiyi ndi Rs 957808 10.56 crores, yomwe ndi imodzi mwamakampani apamwamba kwambiri komanso National Bank of Punjab. Bankiyi ili ndi chiwopsezo chachikulu cha NPA (5395%), popeza inanena kuti yataya ndalama zokwana Rs 2015 crore mu 16–. Iyi ndi gawo la ntchito yoyeretsa.
03. UNION BANK OF INDIA:
Union Bank of India ndi banki yochokera ku Mumbai yomwe idakhazikitsidwa mu 1919. Mmodzi mwa mabanki ochepa ku India omwe apanga phindu lalikulu chaka chino, bizinesi yonse ya bankiyi ndi Rs 620445 crore 8.70 crore. Ndi chiwerengero chabwino cha NPA (4200%), banki iyi yachita bwino kwambiri chaka chino, kukwera malo angapo patsogolo pa anzawo monga Canara Bank, ndi zina zotero. wa Rs 4 crore m'zaka 1351-2015. Bankiyi ikuyenera kukhala pakati pa atatu apamwamba ku India chifukwa chakuchita bwino kwambiri chaka chino.
02. PUNJAB NATIONAL BANK:
Kuchokera kum'mwera ndi kumadzulo timapita kumpoto kwa India. Yakhazikitsidwa mu 1894 ndipo ili ku Delhi, Punjab National Bank ndi imodzi mwa mabanki akale kwambiri ku India. Bankiyi ili ndi bizinesi yayikulu kwambiri pakati pa mabanki odziwika ku India omwe ali ndi bizinesi yonse ya Rs 965377 crore 13.54 crore. Komabe, banki iyi ili ndi kuchuluka kwa NPA - 2015% mu 16-3974. Ichi ndiye chifukwa chotumizira kutayika kwa Rs 6760 crore pachaka chandalama chino. Ndi nthambi za 2, banki iyi ikhoza kutenga malo achiwiri pambuyo pa State Bank of India.
01. STATE BANK OF INDIA:
Poyambilira ngati Bank of Calcutta mu 1806, banki iyi idakhala Imperial Bank of India mu 1921. Bankiyi idatchedwa State Bank of India ndi lamulo lapadera la Nyumba Yamalamulo mu 1955. Inali banki yoyamba kukumana ndi dziko mu 1956. State Bank of India inali ndi mabanki asanu ndi awiri ogwirizana nawo. Pambuyo pake idatenga awiri aiwo ndipo lero ndi mabanki asanu okha omwe atsala.
Это «Большой папа» всех банков Индии с более чем 13000 31,94,422 филиалов и бизнесом в 6.71 9950 1 крор рупий. Весь финансовый бизнес индийского правительства находится в этом банке. У этого банка самый низкий процент NPA среди всех банков (2%). С чистой прибылью в размере крор рупий в этом финансовом году этот банк готов занять первое место в ближайшие годы. Остальные банки могут бороться за позиции № и далее.
Ngakhale kubanki ili ndi magawo angapo oti muwunike, tangoyang'ana mbali zazikulu zabizinesi. Mutha kuwona kuti mabanki ambiri adataya kwambiri chaka chino. Izi zili choncho chifukwa mabanki onse ali mkati moyeretsa ma sheet awo malamulo a Basel III asanayambe kugwira ntchito mu 2022. Ngakhale zatayika, ngongole iyenera kuperekedwa ku ntchito zamabanki aku Indiawa chifukwa chotha kulimbana ndi zovuta zachuma kwambiri.
